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Naples, FL Home Values & Insurance Rates

Naples, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,592 5.0% $99
$50,000 to $59,999 628 1.0% $223
$60,000 to $69,999 886 1.0% $284
$70,000 to $79,999 1,207 2.0% $322
$80,000 to $89,999 1,376 2.0% $371
$90,000 to $99,999 1,247 2.0% $408
$100,000 to $124,999 4,129 8.0% $483
$125,000 to $149,999 3,164 6.0% $594
$150,000 to $174,999 5,188 11.0% $706
$175,000 to $199,999 3,350 7.0% $817
$200,000 to $249,999 7,278 15.0% $991
$250,000 to $299,999 6,509 13.0% $1201
$300,000 to $399,999 9,160 19.0% $1536

Top Home Insurance Agents Near Naples, FL

Home Insurance Company Near Naples, FL Homeowners Insurance Agency Near Naples, FL Address
Allstate Daniel Zavada 10911 Bonita Beach Rd SE Ste 1071, Bonita Springs, FL, 34135
Travelers The Martel Agency 15050 ELDERBERRY LN STE 4-7, FT MYERS, FL, 33907
Travelers Tropical Insurance Of Bonita Springs Inc 11680 BONITA BEACH RD #401, BONITA SPRINGS, FL, 34135
NA The Pakat Group Dba Island Insurance Services 703 Tarpon Bay Rd Ste B, Sanibel, FL, 33957
NA Brown & Brown Of Florida, Inc. 1421 Pine Ridge Rd Ste 200 , Naples, FL, 34109

Estimated Home Insurance By Street Area Near Naples, FL

Naples Area Estimated House Insurance
Newbury Pl, Autumn Haze Dr, 70th St SW, 99th Ave N, Highlands Dr, Rain Lily Ct, Boca Ave N, 52nd St SW, Augusta Dr, Stonegate Ct$1,280
Buena Vista Ln, Bow Line Dr, Arezzo Way, Cortez Cir, Weber Blvd S, Corana Way, Liecester Ct, Seashell Ave, Martin St, Florida Club Cir$1,210
Don St, Whitaker Rd, Bermuda Cove Way, San Remo Ave, Hunter Blvd, Broad Ct N, McCarty Ct, Broad Ave, 62nd St SW, Cedar Tree Ln$1,268
Spinnaker Ct, Kings Way, Leeward Ln, Manchester Ct, Barcelona Cir, Boca Cir, Mill Stream Dr, Quaker Pl, Starfish Ave, 3rd Ave NW$1,476
Dale Ave, Arrowhead Ln, 21st Ave S, Constitution Dr, Old Oak Ln, Royal Cir, Indies Way, Perkins Dr, Lawson Way, Villa Florenza Dr$1,263
54th Ter SW, 95th Ave N, Teryl Rd, Outer Dr, Bay Ave, Keri Island Dr, Glen Lake Cir, San Marino St, Burnt Pine Dr, Joseph Ct$1,143
Chase Preserve Dr, Countryside Dr, Tahiti Ln, Elsa St, Lipari Ct, Fabienne Ct, 24th Ave NW, Volterra Ct, Harrier Run, Albi Rd$1,195
Atoll Ct, Cynthia Ln, 19th Ave S, Dent Dr, Savona Way, Delarosa Ln, 19th Ct SW, Longview Ct, Mockingbird Ln, Antaras Ct S$1,337
Medea Ct, Waggle Way, Marblehead Dr, 1st Ave NW, Cocohatchee Dr, 7th Ave N, Goodlette Rd S, Driftwood Way, Pebble Beach Cir, Tarpon Cove Dr$1,216
Acqua Dr, Pine Cone Ln, Jacaranda Ct, Coconut Cir N, Grand Isle Dr, W Lake Dr, 25th St SW, L Ambiance Cir, Scarlet Ct, Wendy Ln$1,133

Savings on home insurance for senior occupied homes

PlaceSavings
Naples$185 to $188
Golden Gate$173
Lely$180
Lely Resort$200

Naples, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Naples, FL5.4%15.3%
Golden Gate6.6%23.5%
Lely5.79%18.76%
Lely Resort4.1%11.82%

Naples Renters Insurance as a Percentage of Rent

Naples Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 323 1.0% $769
$300 to $499 290 1.0% $1219
$500 to $749 2,285 10.0% $1894
$750 to $999 7,225 32.0% $2644
$1,000 to $1,499 8,055 35.0% $3769
$1,500 or more 4,108 18.0% $5419

Naples, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
34102 $801,600 $1,640
34103 $589,300 $1,470
34108 $542,200 $1,400
34119 $355,800 $1,320
34109 $352,700 $1,320
34105 $326,800 $1,270
34110 $311,300 $1,260
34113 $226,500 $1,220
34120 $210,700 $1,200
34104 $209,200 $1,220
34117 $196,600 $1,210
34114 $177,500 $1,190
34112 $174,500 $1,190
34116 $171,100 $1,180

Naples, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Naples Homeowner Insurance Premium Example $5,300$4,900
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $44,100$42,900
Net Savings to Naples Home Owner from High Deductible Plan $1,200

Naples, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Naples, FL Home Replacement Value MORE than Home Value Naples, FL Home Replacement Value LESS than Home Value
Replacement Value $192,000 $125,000
Insurance Premium based on Replacement Value $3,425 $2,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $575/year

Example Naples Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAllstate
Monthly Premium 306307538
Year Built 200919882013
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $175000-$200000$400000-$500000$350000-$400000
Deductible $500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Naples, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Golden Gate CDP, Florida $145 $193 $289
Lely CDP, Florida $150 $200 $300
Lely Resort CDP, Florida $167 $222 $333

Sample Home Insurance Rates for Naples, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 195,000 Membrane Roof 1,680 3 $2500-$5000 Deductible 220 1 Fiber-Cement Siding No
2002 350,000 Wood Shake Roof 2,290 3 $500- $1000 Deductible 4560 10 Wood siding No
1999 275,000 Slate Shingles Roof 1,830 3 $500- $1000 Deductible 1540 5 Wood siding No
1987 360,000 Tile Roof 2,060 3 $500- $1000 Deductible 3390 6 Fiber-Cement Siding No
1980 315,000 Membrane Roof 1,850 3 > $10,000 Deductible 570 2 Stucco siding yes
2004 355,000 Tile Roof 2,400 4 $500 Deductible 6970 12 Stone Siding yes
2002 315,000 Shingles Roof 1,840 4 $500- $1000 Deductible 1180 2 Stone Siding No
2008 265,000 Asphalt Shingles Roof 1,610 4 $2500-$5000 Deductible 830 3 Vinyl siding yes
1996 740,000 Wood Shake Roof 2,218 3 $500- $1000 Deductible 17000 12 Wood siding No