How To Make Your Naperville, IL Home Insurance Cheaper
Naperville, IL, homeowners insurance is about $1303. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Naperville, IL Home Insurance Rates with the DuPage County Average
| Place | DuPage County Average: $1,027.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Naperville, IL | $1,303.0 | 276.0 | 0.27 | 142,143 | 398,500 |
Cost of Naperville, IL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Montgomery | 207,300 | 8,132 | $897 |
| Rosemont | 340,800 | 27,183 | $1,129 |
| Inverness | 621,900 | 25,155 | $870.4 |
| Blue Island | 113,800 | 4,099 | $694 |
Homeowners Insurance Comparison for the Cheapest Premiums in Naperville, IL
| State Farm | MAPFRE Insurance | GEICO | |
| Median Home Value ($) | 398,500 | 398,500 | 398,500 |
| Age of Home | Newly Constructed Home | Above Year 50 | Year 50 Old |
| Home Coverage ($) | $500,000 -$749,999 | $1500,000 -$2000,000 | $750,000 -$999,999 |
| Total Premium ($) | $1,641.3 | $3,635.9 | $2,978.8 |
Cost of Naperville, IL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Erie Insurance | 500 | $750,000-$999,999 | 2,330.2 |
| GEICO | 1500 | $400,000-$499,999 | 1,428.4 |
| Allstate | 1500 | $150,000-$174,999 | 407.0 |
| Homesite Insurance | 2500 | $150,000-$174,999 | 333.0 |
| Travelers | 1000 | $300,000-$399,999 | 1,204.9 |
| Horace Mann Educators Corporation | 1500 | $750,000-$999,999 | 2,114.0 |
| Safeco Insurance | 2000 | $175,000-$199,999 | 451.0 |
| Meemic Insurance | 1000 | $100,000-$124,999 | 267.5 |
| Encompass Insurance | 2000 | $100,000-$124,999 | 235.9 |
| American Family Insurance | 1000 | $250,000-$299,999 | 936.0 |