Naperville, IL homeowners insurance is about $737 to $999, about $61-$83/month. Our complete guide indicates shoppers can save as much as $347 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Naperville, IL Home Value | Total Homes | % of Total | Average Naperville, IL Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 213 | 1.0% | $52 |
$100,000 to $124,999 | 570 | 2.0% | $243 |
$125,000 to $149,999 | 551 | 2.0% | $303 |
$150,000 to $174,999 | 1,141 | 5.0% | $364 |
$175,000 to $199,999 | 1,258 | 6.0% | $416 |
$200,000 to $249,999 | 2,620 | 12.0% | $503 |
$250,000 to $299,999 | 3,250 | 15.0% | $616 |
$300,000 to $399,999 | 10,477 | 51.0% | $789 |
Home Insurance Company Near Naperville, IL | Homeowners Insurance Agency Near Naperville, IL | Address |
---|---|---|
State Farm | Bill Bryan | 6942 Grand Ave, Hammond, IN, 46323-2570 |
Farmers | Courtney Kavanaugh | 414 Plaza Dr Ste 101, Westmont, IL, 60559 |
State Farm | Enrique Carbajal | 5301 W 79th St, Burbank, IL, 60459-1403 |
Travelers | Midwest Insurance Center | 944 W Us Highway 30, Schererville, IN, 46375 |
Farmers | Toyas Rudolph | 2007 Ridge Rd, Homewood, IL, 60430 |
Streets in Naperville Area | Homeowners Insurance Cost |
---|---|
Bluejay Ln, Boulder Ridge Ct, Ford Ln, Brossman St, Joe Willie Ct, S Rivercrest Dr, St Croix Ave, Applewood Dr, 252nd Ave, Massachusetts Ave | $907 |
Gleneagles Ct, Clubhouse St, Springdale Cir, Hampshire Ct, Rivermist Ct, Kings Rd, Ashcroft Dr, Petworth Ct, Saffron Ln, Park Ln | $848 |
Plainfield/naperville Rd, Lobelia Cir, Midhurst Ct, Kubek Rd, Danube Way, Willow Ridge Dr, Staffeldt Dr, Bluewater Cir, S Naper Romeo Rd, Putnam Dr | $832 |
Weinhold Dr, Denise St, Glenn Cir, Calvert Ct, Callery Rd, Potomac Ave, Kingbird Ln, Redwing Ct, Grommon Rd, Covington Ct | $883 |
Chaparral Dr, Orwell Rd, Northmoor Dr, Townsend Cir, Crystal Rock Rd, Alago Rd, S Normantown Rd, River Hills Ln, Royal County Down Dr, Beaver Creek Dr | $934 |
Senna Ct, Cordgrass Rd, Michele Ct, Wishing Well Ln, Farmgate Dr, Forsythia St, Countryside Cir, Robert Ln, Lavergne St, Bennington Ct | $870 |
Evon St, Bergamot Ln, Marina Dr, W Robin Ln, River Hills Ct, Cresthaven Ln, Walton Heath Dr, Steamboat Rd, Glenview Ln, Presley Cir | $889 |
Waterford Ct, McGrath Ln, Fesseneva Ln, Nicanoa Ln, Kewanee Ln, Stoneleigh Ct, Rhine Ave, Trussel Rd, Co Hwy 1, Wicklow Rd | $889 |
Palisades Dr, Waterleaf Ct, Palmer Ct, Saganashkee Ln, Amherst Ct, S Wolf Dr, W Andrew Rd, Bluemont Ct, Knoch Knolls Rd, Crabapple St | $889 |
Parador Dr, Stillwater Ct, Royce Rd, Douglas Dr, Crimson Ct, Winter Park Ct, Timber Creek Ln, Blue Heron Cove, Haddam Rd, Niswender Dr | $881 |
Place | Savings For Senior Occupied Homes |
---|---|
Naperville | $129 to $132 |
Lisle | $125 |
Bolingbrook | $118 |
Wheatland | $128 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Lisle township, DuPage County, Illinois | $105 | $139 | $209 |
Bolingbrook village, Illinois | $99 | $132 | $198 |
Wheatland township, Will County, Illinois | $107 | $142 | $213 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Naperville, IL | 2.9% | 7.9% |
Lisle | 3.17% | 8.46% |
Bolingbrook | 3.31% | 9.76% |
Wheatland | 2.68% | 7.23% |
Naperville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$300 to $499 | 299 | 2.0% | $1183 |
$500 to $749 | 276 | 2.0% | $1858 |
$750 to $999 | 1,761 | 16.0% | $2608 |
$1,000 to $1,499 | 5,305 | 48.0% | $3733 |
$1,500 or more | 3,118 | 28.0% | $5383 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,800 | $8,800 |
Yearly Naperville Homeowner Insurance Premium Example | $3,200 | $2,200 |
Out of Pocket Expense During Claim | $1,800 | $8,800 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $27,400 | $26,400 |
Net Savings to Naperville Home Owner from High Deductible Plan | $1,000 |
Scenario | Naperville, IL Home Replacement Value MORE than Home Value | Naperville, IL Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $488,000 | $322,500 |
Insurance Premium based on Replacement Value | $2,775 | $1,850 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $113,000 | Risk Exposure from Under Insuring Coverage is $52,500 |
Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $625/year |
Insurance Company | American Family Insurance | Farmers Insurance | Allstate |
Monthly Premium | 271 | 176 | 77 |
Year Built | 2014 | 2005 | 1995 |
Home Details | 5 Beds, 4 Baths | 3 Beds, 2 Baths | 2 Beds, 1 Baths |
Coverage Amount | $800000-$900000 | $400000-$500000 | $250000-$300000 |
Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
2011 | 195,000 | Wood Shake Roof | 990 | 2 | $500 Deductible | 1030 | 12 | Wood siding | No |
1994 | 640,000 | Tile Roof | 3,120 | 4 | > $10,000 Deductible | 1100 | 6 | Vinyl siding | yes |
1995 | 615,000 | Metal Roof | 3,160 | 5 | $5000 to $10,000 Deductible | 1480 | 9 | Fiber-Cement Siding | yes |
2000 | 520,000 | Wood Shake Roof | 3,090 | 4 | $500 Deductible | 270 | 1 | Stucco siding | No |
2008 | 735,000 | Membrane Roof | 3,540 | 5 | > $10,000 Deductible | 1490 | 7 | Wood siding | yes |
2014 | 275,000 | Membrane Roof | 1,670 | 5 | > $10,000 Deductible | 50 | 1 | Fiber-Cement Siding | No |
1986 | 280,000 | Asphalt Shingles Roof | 1,480 | 2 | $500 Deductible | 860 | 8 | Fiber-Cement Siding | No |
1984 | 525,000 | Wood Shake Roof | 2,290 | 3 | $1000-$2500 Deductible | 1180 | 5 | Fiber-Cement Siding | yes |
1989 | 390,000 | Composition Roof | 2,300 | 4 | > $10,000 Deductible | 370 | 4 | Vinyl siding | yes |
1985 | 265,000 | Composition Roof | 1,720 | 4 | > $10,000 Deductible | 790 | 10 | Wood siding | yes |
2001 | 345,000 | Tile Roof | 1,570 | 2 | $5000 to $10,000 Deductible | 960 | 12 | Brick siding | yes |
2010 | 275,000 | Shingles Roof | 1,690 | 2 | $1000-$2500 Deductible | 350 | 5 | Brick siding | yes |
1996 | 185,000 | Wood Shake Roof | 1,180 | 2 | $500- $1000 Deductible | 800 | 10 | Vinyl siding | No |
2004 | 535,000 | Shingles Roof | 2,340 | 4 | $1000-$2500 Deductible | 1410 | 8 | Vinyl siding | yes |
2000 | 325,000 | Slate Shingles Roof | 1,890 | 3 | $1000-$2500 Deductible | 340 | 3 | Brick siding | No |
1982 | 1,025,000 | Metal Roof | 4,480 | 5 | $2500-$5000 Deductible | 360 | 1 | Brick siding | yes |
2011 | 355,000 | Wood Shake Roof | 1,860 | 3 | $1000-$2500 Deductible | 750 | 7 | Vinyl siding | yes |
1987 | 465,000 | Membrane Roof | 2,060 | 3 | $2500-$5000 Deductible | 700 | 5 | Stone Siding | No |
1991 | 325,000 | Slate Shingles Roof | 1,600 | 4 | $500- $1000 Deductible | 260 | 2 | Stone Siding | yes |
1993 | 470,000 | Tile Roof | 2,190 | 4 | $5000 to $10,000 Deductible | 1380 | 10 | Vinyl siding | No |
1989 | 460,000 | Asphalt Shingles Roof | 2,350 | 4 | $5000 to $10,000 Deductible | 1150 | 7 | Stucco siding | No |
2003 | 405,000 | Asphalt Shingles Roof | 2,200 | 3 | $1000-$2500 Deductible | 960 | 10 | Vinyl siding | yes |
1997 | 215,000 | Metal Roof | 1,160 | 2 | $2500-$5000 Deductible | 700 | 9 | Vinyl siding | No |
2014 | 610,000 | Metal Roof | 3,320 | 4 | > $10,000 Deductible | 1060 | 9 | Wood siding | No |
2013 | 565,000 | Wood Shake Roof | 3,370 | 4 | > $10,000 Deductible | 160 | 2 | Brick siding | No |
1982 | 710,000 | Shingles Roof | 4,190 | 5 | $1000-$2500 Deductible | 400 | 2 | Stucco siding | No |
1995 | 355,000 | Shingles Roof | 1,840 | 4 | $1000-$2500 Deductible | 2200 | 12 | Wood siding | No |
1983 | 230,000 | Slate Shingles Roof | 1,440 | 2 | > $10,000 Deductible | 120 | 2 | Stucco siding | No |
2010 | 305,000 | Shingles Roof | 1,800 | 3 | $5000 to $10,000 Deductible | 220 | 4 | Fiber-Cement Siding | yes |
1984 | 450,000 | Composition Roof | 2,160 | 4 | $5000 to $10,000 Deductible | 240 | 2 | Wood siding | yes |
1998 | 495,000 | Shingles Roof | 3,445 | 4 | $2500-$5000 Deductible | 3850 | 12 | Vinyl siding | No |