Naperville Insurance Rates:

Naperville, IL homeowners insurance is about $737 to $999, about $61-$83/month. Our complete guide indicates shoppers can save as much as $347 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
Customer service is amazing. every time i have had to reach out to a representative, they treat me as a valued customer.
Allstate
I did not like that they would not cover/ assist with my toilet that needed to be repaired because it's not covered "under" the policy.
United Services Automobile Association Usaa
I can easily find all of my insurance information through their website. if i need a quote for a coverage change i can also do that online.

Naperville, IL Homeowners Insurance By Home Value

Naperville, IL Home Value Total Homes % of Total Average Naperville, IL Homeowners Insurance
Less than $50,000 213 1.0% $52
$100,000 to $124,999 570 2.0% $243
$125,000 to $149,999 551 2.0% $303
$150,000 to $174,999 1,141 5.0% $364
$175,000 to $199,999 1,258 6.0% $416
$200,000 to $249,999 2,620 12.0% $503
$250,000 to $299,999 3,250 15.0% $616
$300,000 to $399,999 10,477 51.0% $789

Top Home Insurance Agents Near Naperville, IL

Home Insurance Company Near Naperville, IL Homeowners Insurance Agency Near Naperville, IL Address
State Farm Bill Bryan 6942 Grand Ave, Hammond, IN, 46323-2570
Farmers Courtney Kavanaugh 414 Plaza Dr Ste 101, Westmont, IL, 60559
State Farm Enrique Carbajal 5301 W 79th St, Burbank, IL, 60459-1403
Travelers Midwest Insurance Center 944 W Us Highway 30, Schererville, IN, 46375
Farmers Toyas Rudolph 2007 Ridge Rd, Homewood, IL, 60430

Cost Of Homeowners Insurance By Street Near Naperville, IL

Streets in Naperville Area Homeowners Insurance Cost
Bluejay Ln, Boulder Ridge Ct, Ford Ln, Brossman St, Joe Willie Ct, S Rivercrest Dr, St Croix Ave, Applewood Dr, 252nd Ave, Massachusetts Ave$907
Gleneagles Ct, Clubhouse St, Springdale Cir, Hampshire Ct, Rivermist Ct, Kings Rd, Ashcroft Dr, Petworth Ct, Saffron Ln, Park Ln$848
Plainfield/naperville Rd, Lobelia Cir, Midhurst Ct, Kubek Rd, Danube Way, Willow Ridge Dr, Staffeldt Dr, Bluewater Cir, S Naper Romeo Rd, Putnam Dr$832
Weinhold Dr, Denise St, Glenn Cir, Calvert Ct, Callery Rd, Potomac Ave, Kingbird Ln, Redwing Ct, Grommon Rd, Covington Ct$883
Chaparral Dr, Orwell Rd, Northmoor Dr, Townsend Cir, Crystal Rock Rd, Alago Rd, S Normantown Rd, River Hills Ln, Royal County Down Dr, Beaver Creek Dr$934
Senna Ct, Cordgrass Rd, Michele Ct, Wishing Well Ln, Farmgate Dr, Forsythia St, Countryside Cir, Robert Ln, Lavergne St, Bennington Ct$870
Evon St, Bergamot Ln, Marina Dr, W Robin Ln, River Hills Ct, Cresthaven Ln, Walton Heath Dr, Steamboat Rd, Glenview Ln, Presley Cir$889
Waterford Ct, McGrath Ln, Fesseneva Ln, Nicanoa Ln, Kewanee Ln, Stoneleigh Ct, Rhine Ave, Trussel Rd, Co Hwy 1, Wicklow Rd$889
Palisades Dr, Waterleaf Ct, Palmer Ct, Saganashkee Ln, Amherst Ct, S Wolf Dr, W Andrew Rd, Bluemont Ct, Knoch Knolls Rd, Crabapple St$889
Parador Dr, Stillwater Ct, Royce Rd, Douglas Dr, Crimson Ct, Winter Park Ct, Timber Creek Ln, Blue Heron Cove, Haddam Rd, Niswender Dr$881

Naperville, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Naperville$129 to $132
Lisle$125
Bolingbrook$118
Wheatland$128

Naperville, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lisle township, DuPage County, Illinois $105 $139 $209
Bolingbrook village, Illinois $99 $132 $198
Wheatland township, Will County, Illinois $107 $142 $213

Naperville, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Naperville, IL2.9%7.9%
Lisle3.17%8.46%
Bolingbrook3.31%9.76%
Wheatland2.68%7.23%

Naperville Renters Insurance as a Percentage of Rent

Naperville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 299 2.0% $1183
$500 to $749 276 2.0% $1858
$750 to $999 1,761 16.0% $2608
$1,000 to $1,499 5,305 48.0% $3733
$1,500 or more 3,118 28.0% $5383

Naperville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$8,800
Yearly Naperville Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$1,800$8,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $27,400$26,400
Net Savings to Naperville Home Owner from High Deductible Plan $1,000

Naperville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Naperville, IL Home Replacement Value MORE than Home Value Naperville, IL Home Replacement Value LESS than Home Value
Replacement Value $488,000 $322,500
Insurance Premium based on Replacement Value $2,775 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $113,000 Risk Exposure from Under Insuring Coverage is $52,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $625/year

Example Naperville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceFarmers InsuranceAllstate
Monthly Premium 27117677
Year Built 201420051995
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $800000-$900000$400000-$500000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Naperville, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 460,000 Asphalt Shingles Roof 2,350 4 $5000 to $10,000 Deductible 1150 7 Stucco siding No
2003 405,000 Asphalt Shingles Roof 2,200 3 $1000-$2500 Deductible 960 10 Vinyl siding yes
1997 215,000 Metal Roof 1,160 2 $2500-$5000 Deductible 700 9 Vinyl siding No
2014 610,000 Metal Roof 3,320 4 > $10,000 Deductible 1060 9 Wood siding No
2013 565,000 Wood Shake Roof 3,370 4 > $10,000 Deductible 160 2 Brick siding No
1982 710,000 Shingles Roof 4,190 5 $1000-$2500 Deductible 400 2 Stucco siding No
1995 355,000 Shingles Roof 1,840 4 $1000-$2500 Deductible 2200 12 Wood siding No
1983 230,000 Slate Shingles Roof 1,440 2 > $10,000 Deductible 120 2 Stucco siding No
2010 305,000 Shingles Roof 1,800 3 $5000 to $10,000 Deductible 220 4 Fiber-Cement Siding yes
1984 450,000 Composition Roof 2,160 4 $5000 to $10,000 Deductible 240 2 Wood siding yes
1998 495,000 Shingles Roof 3,445 4 $2500-$5000 Deductible 3850 12 Vinyl siding No