How Much Does Napa, CA Home Insurance Cost?

Compare Quotes from Top Providers and Save now!


Napa, CA Average Homeowners Insurance Cost

$1,598

Homeowners Insurance Cost - Napa, CA

$538,800

Median Home Value - Napa, CA


Napa, CA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$19.18 $1,578.82
$1000 Deductible -$169.71 $1,428.29
$1500 Deductible -$253.44 $1,344.56
$2000 Deductible -$377.45 $1,220.55
$2500 Deductible -$450.64 $1,147.36

Napa, CA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$463 $1,135
30 year old +$24 $1,622
40 year old +$42 $1,640
50 year old +$61 $1,659
Above 50 year old +$77 $1,675

Napa, CA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$208 $1,390
Superior -$160 $1,438
Masonry -$80 $1,518
Brick -$80 $1,518
Hail Resistant Roof -$48 $1,550


Napa, CA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$32 $1,630
Swimming Pool With A Diving Board +$64 $1,662
Swimming Pool With Slide +$96 $1,694

Napa, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $48 $1,550
Police Department $16 $1,582

Napa, CA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$671.16 $2,269
Filing a Second Liability Claim +$607.24 $2,205
Filing a Second Theft Claim +$607.24 $2,205
Filing a Second Water Claim +$527.34 $2,125
Filing a Fire Claim +$319.6 $1,918
Filing a Liability Claim +$303.62 $1,902
Filing a Theft Claim +$303.62 $1,902
Filing a Water Claim +$255.68 $1,854
Filing a Weather Claim +$255.68 $1,854

Napa, CA Home Insurance - Analysis On Quotes, Rates & Agents

Napa, CA Home Insurance Agents for Top Companies

Visual Guide for Napa, CA Home Insurance Buyers on Insurance Companies and Rates