Nantucket Insurance Rates:

Nantucket, MA homeowners insurance is roughly $1,045 to $1,448, about $87-$120/month. Our in depth research reveals consumers can save upto $498 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Nantucket, MA Homeowners Insurance By Home Value

Nantucket, MA Home Value Total Homes % of Total Average Nantucket, MA Homeowners Insurance
Less than $50,000 12 4.0% $24
$70,000 to $79,999 28 9.0% $87
$100,000 to $124,999 9 3.0% $137
$125,000 to $149,999 9 3.0% $174
$150,000 to $174,999 15 5.0% $211
$175,000 to $199,999 22 7.0% $236
$200,000 to $249,999 39 13.0% $286
$250,000 to $299,999 61 20.0% $361
$300,000 to $399,999 103 34.0% $461

Top Home Insurance Agents Near Nantucket, MA

Home Insurance Company Near Nantucket, MA Homeowners Insurance Agency Near Nantucket, MA Address
NA Aaa Insurance Agency Inc 500 Route 134 Ste 12 , South Dennis, MA, 2660
NA John F Martin Insurance Agency Po Box 350 , South Yarmouth, MA, 2664
Travelers Carey Richmond & Viking Ins Agency Of Ma Inc 700 PLEASANT ST STE 120, NEW BEDFORD, MA, 2740
Travelers Crowley-Weaver Agcy Inc 251 UNION ST, NEW BEDFORD, MA, 2740
Travelers Michael T Aprea 110 DONEGAL CIR, CENTERVILLE, MA, 2632

Cost Of Homeowners Insurance By Street Near Nantucket, MA

Streets in Nantucket Area Homeowners Insurance Cost
Candle House Ln, Drew Ln, Correia Ln, Otokomi Rd, Norquarta Dr, Halyard Ln, Stone Post Way, Allen St, Sconset Ave, Black Walnut Ln$1,209
Old Polpis Rd, Arlington St, Sleetwing Cir, Middle Valley Rd, Chuck Hollow Rd, Washington Ave Exn, Wanoma Way, Westerwyck Way, Pond Rd, Meadow View Dr$None
N Point Rd, Chapel St, Gold Star Dr, Sparks Ave, Harborview Way, Jefferson Ave, Rugged Rd, Fishers Landing Rd, Sandpiper Way E, Pequot St$1,228
Washington St Exn, Rainbows End, Lyon St, Morgan Sq, Adams St, New Whale St, S Pasture Ln, Juniper Hill, W Miacomet Rd, Spindrift Cir$1,199
Coon St, Plumb Ln, Hanabea Ln, Miacomet Ave, Kings Way, Toms Way, N Swift Rock Rd, Williams St, Paul Jones Rd, W Dover St$None

Nantucket, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nantucket$184 to $189
Nantucket County$186
Madaket$182
Siasconset$189

Nantucket, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nantucket County, Massachusetts $156 $207 $311
Madaket CDP, Massachusetts $152 $203 $304
Siasconset CDP, Massachusetts $158 $211 $316

Nantucket, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nantucket, MA3.2%11.4%
Nantucket County3.19%11.36%
Madaket4.6%13.15%
Edgartown4.2%12.59%

Nantucket Renters Insurance as a Percentage of Rent

Nantucket Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 30 2.0% $1155
$500 to $749 37 3.0% $1830
$750 to $999 66 6.0% $2580
$1,000 to $1,499 314 30.0% $3705
$1,500 or more 581 56.0% $5355

Nantucket, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Nantucket Homeowner Insurance Premium Example $3,700$3,200
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $20,200$19,700
Net Savings to Nantucket Home Owner from High Deductible Plan $500

Nantucket, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nantucket, MA Home Replacement Value MORE than Home Value Nantucket, MA Home Replacement Value LESS than Home Value
Replacement Value $1,140,000 $780,000
Insurance Premium based on Replacement Value $7,300 $5,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $220,000 Risk Exposure from Under Insuring Coverage is $140,000
Premium Impact Insurance cheaper by $900/year Insurance costlier by $1,400/year

Example Nantucket Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualState Farm
Monthly Premium 305760658
Year Built 201220071944
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $700000-$800000More than 10000000More than 10000000
Deductible > $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Nantucket, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 1,165,000 Slate Shingles Roof 3,380 5 $1000-$2500 Deductible 2070 4 Fiber-Cement Siding yes
1996 645,000 Tile Roof 1,860 4 $500 Deductible 2250 5 Vinyl siding yes
2014 1,750,000 Membrane Roof 4,230 5 > $10,000 Deductible 330 1 Wood siding No
1986 565,000 Membrane Roof 1,270 3 $500 Deductible 2410 5 Vinyl siding No
2014 1,160,000 Wood Shake Roof 2,380 3 > $10,000 Deductible 4840 12 Fiber-Cement Siding yes
1947 1,040,000 Membrane Roof 2,290 5 $1000-$2500 Deductible 5820 12 Brick siding No
2008 855,000 Composition Roof 2,100 3 $5000 to $10,000 Deductible 4420 10 Fiber-Cement Siding No
1998 795,000 Metal Roof 1,660 3 $5000 to $10,000 Deductible 770 3 Stucco siding yes
1989 695,000 Metal Roof 1,800 5 $1000-$2500 Deductible 2480 8 Stone Siding No
2000 755,000 Shingles Roof 1,660 4 $500- $1000 Deductible 1810 4 Fiber-Cement Siding yes
1941 840,000 Asphalt Shingles Roof 1,710 4 $500- $1000 Deductible 6490 12 Stucco siding yes
1943 1,710,000 Composition Roof 3,380 4 > $10,000 Deductible 2010 5 Stucco siding No
2004 1,255,000 Membrane Roof 3,000 5 $1000-$2500 Deductible 6310 12 Stone Siding yes
1989 940,000 Tile Roof 1,860 4 $5000 to $10,000 Deductible 4200 12 Wood siding No
2000 595,000 Slate Shingles Roof 1,690 4 $2500-$5000 Deductible 1230 4 Stucco siding No
2010 930,000 Tile Roof 1,950 3 $2500-$5000 Deductible 530 1 Fiber-Cement Siding yes
2002 1,020,000 Shingles Roof 2,390 3 $500 Deductible 5660 10 Fiber-Cement Siding yes
2006 1,400,000 Metal Roof 3,250 5 $500- $1000 Deductible 2210 3 Fiber-Cement Siding No
1945 675,000 Metal Roof 1,430 3 $2500-$5000 Deductible 3550 12 Wood siding No
1985 1,420,000 Metal Roof 2,990 4 $500- $1000 Deductible 8100 12 Vinyl siding No
2012 1,045,000 Wood Shake Roof 3,000 4 $2500-$5000 Deductible 4560 12 Vinyl siding yes
2004 1,335,000 Wood Shake Roof 3,180 5 $5000 to $10,000 Deductible 1010 3 Vinyl siding yes
2001 935,000 Membrane Roof 2,100 4 $500 Deductible 5020 9 Stucco siding No
1941 835,000 Tile Roof 1,740 3 > $10,000 Deductible 1750 6 Wood siding yes
1980 1,345,000 Shingles Roof 3,020 4 $1000-$2500 Deductible 5730 9 Stone Siding yes
2012 2,345,000 Tile Roof 4,600 5 $5000 to $10,000 Deductible 850 2 Vinyl siding yes
1988 1,030,000 Wood Shake Roof 2,230 4 $500 Deductible 630 1 Brick siding No
1986 615,000 Membrane Roof 1,670 3 $2500-$5000 Deductible 4030 12 Stucco siding No