Nantucket, MA homeowners insurance is roughly $1,045 to $1,448, about $87-$120/month. Our in depth research reveals consumers can save upto $498 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Nantucket, MA | Homeowners Insurance Agency Near Nantucket, MA | Address |
|---|---|---|
| Travelers | Michael T Aprea | 110 DONEGAL CIR, CENTERVILLE, MA, 2632 |
| Travelers | Carey Richmond & Viking Ins Agency Of Ma Inc | 700 PLEASANT ST STE 120, NEW BEDFORD, MA, 2740 |
| Travelers | Crowley-Weaver Agcy Inc | 251 UNION ST, NEW BEDFORD, MA, 2740 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Nantucket County, Massachusetts | $156 | $207 | $311 |
| Madaket CDP, Massachusetts | $152 | $203 | $304 |
| Siasconset CDP, Massachusetts | $158 | $211 | $316 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Nantucket, MA | 3.2% | 11.4% |
| Nantucket County | 3.19% | 11.36% |
| Madaket | 4.6% | 13.15% |
| Edgartown | 4.2% | 12.59% |
| Nantucket Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 30 | 2.0% | $1155 |
| $500 to $749 | 37 | 3.0% | $1830 |
| $750 to $999 | 66 | 6.0% | $2580 |
| $1,000 to $1,499 | 314 | 30.0% | $3705 |
| $1,500 or more | 581 | 56.0% | $5355 |
| Streets in Nantucket Area | Homeowners Insurance Cost |
|---|---|
| Candle House Ln, Drew Ln, Correia Ln, Otokomi Rd, Norquarta Dr, Halyard Ln, Stone Post Way, Allen St, Sconset Ave, Black Walnut Ln | $1,209 |
| Old Polpis Rd, Arlington St, Sleetwing Cir, Middle Valley Rd, Chuck Hollow Rd, Washington Ave Exn, Wanoma Way, Westerwyck Way, Pond Rd, Meadow View Dr | $None |
| N Point Rd, Chapel St, Gold Star Dr, Sparks Ave, Harborview Way, Jefferson Ave, Rugged Rd, Fishers Landing Rd, Sandpiper Way E, Pequot St | $1,228 |
| Washington St Exn, Rainbows End, Lyon St, Morgan Sq, Adams St, New Whale St, S Pasture Ln, Juniper Hill, W Miacomet Rd, Spindrift Cir | $1,199 |
| Coon St, Plumb Ln, Hanabea Ln, Miacomet Ave, Kings Way, Toms Way, N Swift Rock Rd, Williams St, Paul Jones Rd, W Dover St | $None |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Nantucket | $184 to $189 |
| Nantucket County | $186 |
| Madaket | $182 |
| Siasconset | $189 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Nantucket Homeowner Insurance Premium Example | $3,700 | $3,200 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $20,200 | $19,700 |
| Net Savings to Nantucket Home Owner from High Deductible Plan | $500 | |
| Scenario | Nantucket, MA Home Replacement Value MORE than Home Value | Nantucket, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $1,140,000 | $780,000 |
| Insurance Premium based on Replacement Value | $7,300 | $5,000 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $220,000 | Risk Exposure from Under Insuring Coverage is $140,000 |
| Premium Impact | Insurance cheaper by $900/year | Insurance costlier by $1,400/year |
| Insurance Company | Chubb Group of Insurance | Liberty Mutual | State Farm |
| Monthly Premium | 305 | 760 | 658 |
| Year Built | 2012 | 2007 | 1944 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $700000-$800000 | More than 10000000 | More than 10000000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |