How Much Does Nampa, ID Home Insurance Cost?
Nampa, ID Average Homeowners Insurance Cost
$721.05
Homeowners Insurance Cost - Nampa, ID
$142,700
Median Home Value - Nampa, ID
Nampa, ID Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$8.65 | $712.4 |
| $1000 Deductible | -$76.58 | $644.47 |
| $1500 Deductible | -$114.36 | $606.69 |
| $2000 Deductible | -$170.31 | $550.74 |
| $2500 Deductible | -$203.34 | $517.71 |
Nampa, ID Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$180 | $541 |
| 30 year old | +$11 | $732 |
| 40 year old | +$19 | $740 |
| 50 year old | +$27 | $748 |
| Above 50 year old | +$35 | $756 |
Nampa, ID Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$101 | $620 |
| Superior | -$65 | $656 |
| Masonry | -$36 | $685 |
| Brick | -$36 | $685 |
| Hail Resistant Roof | -$14 | $707 |
Nampa, ID Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$14 | $735 |
| Swimming Pool With A Diving Board | +$36 | $757 |
| Swimming Pool With Slide | +$43 | $764 |
Nampa, ID Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $22 | $699 |
| Police Department | $7 | $714 |
Nampa, ID Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$302.841 | $1,024 |
| Filing a Second Liability Claim | +$273.999 | $995 |
| Filing a Second Theft Claim | +$273.999 | $995 |
| Filing a Second Water Claim | +$237.9465 | $959 |
| Filing a Fire Claim | +$144.21 | $865 |
| Filing a Liability Claim | +$136.9995 | $858 |
| Filing a Theft Claim | +$136.9995 | $858 |
| Filing a Water Claim | +$115.368 | $836 |
| Filing a Weather Claim | +$115.368 | $836 |