Nampa Insurance Rates:

Nampa, ID homeowners insurance is nearly $425 to $575, about $35-$47/month. Our exhaustive guide indicates shoppers can save upto $200 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Not only are they competitively priced, but they have discounts for things that i'm actually a part of, like my federal credit union bank account or the fact i was in the honor society in college.
Allstate
I dislike allstate a lot. i overpay for renters insurance and when i had to make a claim they would not help me
Aaa
They are always willing to work with you - through a phone call, in person, through email, or on their website messenger.

Nampa, ID Homeowners Insurance By Home Value

Nampa, ID Home Value Total Homes % of Total Average Nampa, ID Homeowners Insurance
Less than $50,000 1,452 5.0% $90
$50,000 to $59,999 596 2.0% $195
$60,000 to $69,999 933 3.0% $245
$70,000 to $79,999 1,320 4.0% $280
$80,000 to $89,999 2,125 7.0% $320
$90,000 to $99,999 1,723 6.0% $355
$100,000 to $124,999 4,580 16.0% $415
$125,000 to $149,999 3,791 14.0% $520
$150,000 to $174,999 3,485 12.0% $615
$175,000 to $199,999 1,767 6.0% $705
$200,000 to $249,999 2,420 8.0% $850
$250,000 to $299,999 1,514 5.0% $1040
$300,000 to $399,999 1,347 4.0% $1320

Top Home Insurance Agents Near Nampa, ID

Home Insurance Company Near Nampa, ID Homeowners Insurance Agency Near Nampa, ID Address
Allstate Danny Robertson 8 W Franklin Rd, Meridian, ID, 83642
Allstate David Nejely 312 1/2 Caldwell Blvd, Nampa, ID, 83651
Travelers Premier Alliance Property & Casualty 5660 E Franklin Rd Suite 300, Nampa, ID, 83687
Liberty Mutual Independent The Insurance Group 36 S Oregon St, ONTARIO, OR, 97914
Liberty Mutual Independent The Insurance Group Inc-W 404 E 7Th St Weiser, Fruitland, ID, 83672

Cost Of Homeowners Insurance By Street Near Nampa, ID

Streets in Nampa Area Homeowners Insurance Cost
Yucca Pl, 2nd St S, S Montego Way, Paraiso St, E Oak Ave, Burnett Dr, W Mill Ct, S Pit Ln, S Secretariat Way, E Sharon's Dr$509
Briarwood Dr, 1st St S, High Ct, 2nd Ave N, Shiloh Dr, W Cobblestone Pl, Can-Ada Rd, E Thomas Mill Dr, N Delvin Way, Regence Way$496
5th St S, E Sir Patrick Ct, W Crested Butte Ct, W Eaglecrest Dr, Lincoln Rd, N Canyon St, Wilbeth Dr, S Can Ada Rd, S Juniper St, S Abbot-Downing Way$490
S Florence St, W Island Ct, E Laguna Ave, Commanche St, Graye Ln, N Midsummers Ln, Settlers Ave, N Ada Pl, Pearl Pointe Dr, E Massachusetts Ave$513
Lynwood Dr, N Mattie Dr, N Franklin Blvd, E Flamingo Ave, E Colter Bay Dr, Shannon Dr, Laster St, Beckley Ct, Desert Way, N Gateway St$501
Forsythia Ct, 44th St N, Franklin Blvd, Clark Pl, Woodbury Pl, N Werrington Ct, Rainbow Dr, Locust St, E Victory Rd, Viceroy Ave$502
Evergreen Way, N Marketplace Blvd, N Bailey Ln, W Mc Graw Dr, Spicebush Ave, la Pine Rd, McDermott Rd, Davis Ave, W Honeysuckle Ave, N Sugar St$496
W Hawaii Ave, Woodgate St, Fern St, Newhaven St, Sioux St, Shelby St, S Oxbow Dr, N Adams St, Central Gem Ct, Wright Ln$495
Meeker Ave, Meyer Ave, Portsmouth Way, W Young Ave, W Dallen Woods Way, N Kildeer Way, Wyeth Ave, Robinson Rd, N Kcid Rd, Big Valley St$500
W Charlotte Ct, Jerica Ct, S 26th St, Harding Pl, Grouse St, Abram Ave, Delaware Ave, Fowler Ln, E Michigan Ave, Cherry Ln$497

Nampa, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nampa$74 to $77
Caldwell$73
Canyon County$75
Meridian$78

Nampa, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Caldwell city, Idaho $74 $98 $147
Canyon County, Idaho $75 $100 $150
Meridian city, Idaho $78 $104 $156

Nampa, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nampa, ID3.6%13.1%
Caldwell3.9%12.77%
Canyon County3.57%12.81%
Meridian2.91%12.97%

Nampa Renters Insurance as a Percentage of Rent

Nampa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 288 2.0% $796
$300 to $499 949 8.0% $1246
$500 to $749 3,967 35.0% $1921
$750 to $999 3,361 30.0% $2671
$1,000 to $1,499 2,307 20.0% $3796

Nampa, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Nampa Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Nampa Home Owner from High Deductible Plan $600

Nampa, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nampa, ID Home Replacement Value MORE than Home Value Nampa, ID Home Replacement Value LESS than Home Value
Replacement Value $96,500 $54,500
Insurance Premium based on Replacement Value $275 $150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Nampa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceTravelers
Monthly Premium 263039
Year Built 200920131981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$125000-$150000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Nampa, ID from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 260,000 Slate Shingles Roof 2,970 4 $5000 to $10,000 Deductible 170 4 Vinyl siding yes
2007 130,000 Wood Shake Roof 1,450 3 $500 Deductible 290 9 Brick siding No
2002 440,000 Asphalt Shingles Roof 4,450 5 $1000-$2500 Deductible 650 5 Brick siding yes
2011 190,000 Tile Roof 2,230 4 $2500-$5000 Deductible 240 10 Fiber-Cement Siding yes
2013 395,000 Composition Roof 4,070 5 $2500-$5000 Deductible 400 5 Wood siding No
1989 170,000 Shingles Roof 2,040 4 $500- $1000 Deductible 460 12 Wood siding yes
1982 250,000 Wood Shake Roof 2,580 5 $500 Deductible 790 12 Fiber-Cement Siding No
1984 315,000 Slate Shingles Roof 3,140 4 $500 Deductible 100 1 Fiber-Cement Siding yes
1981 335,000 Metal Roof 4,800 5 $5000 to $10,000 Deductible 240 5 Fiber-Cement Siding No
2013 245,000 Asphalt Shingles Roof 2,520 4 $1000-$2500 Deductible 700 12 Wood siding yes