Nampa Insurance Rates:

Nampa, ID homeowners insurance is nearly $425 to $575, about $35-$47/month. Our exhaustive guide indicates shoppers can save upto $200 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I would highly recommend Allstate as an insurance company because they really take the time to care for their customers, and offer the best coverage options.
I think the premiums are too expensive for the coverage they took me over an hour just to lower my yearly premium by a couple hundred dollars, but that resulted in a very disproportionate loss in coverage.
Farm Bureau
When i have filed a claim, i received payment for my claim relatively quickly. i was able to get the work done i needed and pay the company quickly.
My insurance is ok. It's nothing to brag about but for the price it is what it is.
State Farm
To be completely honest, I never looked at other rates for different lender said that it would be best to bundle my home and auto with State Farm to get a bigger discount. I would rate them a 4.
State Farm
State farm has pretty good policys offerings, They cover my roof that needed badly to be replaced in a timely manner
Farm Bureau
Like customer care response
Not only are they competitively priced, but they have discounts for things that i'm actually a part of, like my federal credit union bank account or the fact i was in the honor society in college.
I dislike allstate a lot. i overpay for renters insurance and when i had to make a claim they would not help me
Farm Bureau
Another one of my favorite things is that as we worked to write a policy together for our home, i believe that she helped find the best fit for us while paying the least.
State Farm
It is easy to reach my agent or anyone in the office when I need to reach them. They are helpful and friendly.
Farmer's Insurance
We get our bills regularly and have plenty of time to pay on them. If we need to ask a question they are an email or call away.
Liberty Mutual
I was sent all of my policy documents when we first signed up with liberty mutual, and the person I spoke to on the phone to set up the policy was very kind and helpful.
Liberty Mutual
Multi-policy discount. Discounts and savings available where state laws and regulations allow. nice company
Farm Bureau
I have never used the website or mobile app. Payments are deducted automatically every month.
Farm Bureau
I like that it is a small company. they seem to care about the customers
Farmer's Insurance
I wish the price will be a lot lower. They really should give incentive to the loyal customer. We had been with them for over 20 years. I think they should give people some discount.
I like the ease of use, I like the way I am treated anytime I contact them. I like that I can pay my bill online easily.
The Hartford
I would recommend them to others because it is easy to change your policy and review the different plans with deductibles. The company is very easy to work with and easy to pay premiums online.
Liberty Mutual
I would not recommend this company. The premium is high, and I never hear from them unless it is to receive my bill.
I would recommend Allstate for a person who wants an insurance company who does what they say they are going to do when it comes to covering a claim in a timely manner and does not care about how much premiums are.
I would recommend Allstate and have before in the past due to their great customer service and how they are fair when it comes to their affordability as far as their products and services.
I would use Allstate again for home insurance because of how helpful they have been and I think it's good insurance
State Farm
I have been with this company insuring my autos for 20 years, so it seemed logical that I look to them for my homeowner's insurance. Anytime I call my agents office I simply tell them my name and they know who I am and have my policy pulled up within seconds. There is never a need for me to have my policy number handy as they know me and treat me like a valued customer.
American Family
My insurance company is a decent company, but it is not the biggest. Therefore they may not have all of the features of the larger insurance companies, but that also means they do not have the bureaucracy. Overall I am very satisfied with their service, just not the pricing.

Nampa, ID Homeowners Insurance By Home Value

Nampa, ID Home Value Total Homes % of Total Average Nampa, ID Homeowners Insurance
Less than $50,000 1,452 5.0% $90
$50,000 to $59,999 596 2.0% $195
$60,000 to $69,999 933 3.0% $245
$70,000 to $79,999 1,320 4.0% $280
$80,000 to $89,999 2,125 7.0% $320
$90,000 to $99,999 1,723 6.0% $355
$100,000 to $124,999 4,580 16.0% $415
$125,000 to $149,999 3,791 14.0% $520
$150,000 to $174,999 3,485 12.0% $615
$175,000 to $199,999 1,767 6.0% $705
$200,000 to $249,999 2,420 8.0% $850
$250,000 to $299,999 1,514 5.0% $1040
$300,000 to $399,999 1,347 4.0% $1320

Top Home Insurance Agents Near Nampa, ID

Home Insurance Company Near Nampa, ID Homeowners Insurance Agency Near Nampa, ID Address
Allstate Danny Robertson 8 W Franklin Rd, Meridian, ID, 83642
Allstate David Nejely 312 1/2 Caldwell Blvd, Nampa, ID, 83651
Travelers Premier Alliance Property & Casualty 5660 E Franklin Rd Suite 300, Nampa, ID, 83687
Liberty Mutual Independent The Insurance Group 36 S Oregon St, ONTARIO, OR, 97914
Liberty Mutual Independent The Insurance Group Inc-W 404 E 7Th St Weiser, Fruitland, ID, 83672

Nampa, ID Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Nampa, ID

Streets in Nampa Area Homeowners Insurance Cost
Yucca Pl, 2nd St S, S Montego Way, Paraiso St, E Oak Ave, Burnett Dr, W Mill Ct, S Pit Ln, S Secretariat Way, E Sharon's Dr$509
Briarwood Dr, 1st St S, High Ct, 2nd Ave N, Shiloh Dr, W Cobblestone Pl, Can-Ada Rd, E Thomas Mill Dr, N Delvin Way, Regence Way$496
5th St S, E Sir Patrick Ct, W Crested Butte Ct, W Eaglecrest Dr, Lincoln Rd, N Canyon St, Wilbeth Dr, S Can Ada Rd, S Juniper St, S Abbot-Downing Way$490
S Florence St, W Island Ct, E Laguna Ave, Commanche St, Graye Ln, N Midsummers Ln, Settlers Ave, N Ada Pl, Pearl Pointe Dr, E Massachusetts Ave$513
Lynwood Dr, N Mattie Dr, N Franklin Blvd, E Flamingo Ave, E Colter Bay Dr, Shannon Dr, Laster St, Beckley Ct, Desert Way, N Gateway St$501
Forsythia Ct, 44th St N, Franklin Blvd, Clark Pl, Woodbury Pl, N Werrington Ct, Rainbow Dr, Locust St, E Victory Rd, Viceroy Ave$502
Evergreen Way, N Marketplace Blvd, N Bailey Ln, W Mc Graw Dr, Spicebush Ave, la Pine Rd, McDermott Rd, Davis Ave, W Honeysuckle Ave, N Sugar St$496
W Hawaii Ave, Woodgate St, Fern St, Newhaven St, Sioux St, Shelby St, S Oxbow Dr, N Adams St, Central Gem Ct, Wright Ln$495
Meeker Ave, Meyer Ave, Portsmouth Way, W Young Ave, W Dallen Woods Way, N Kildeer Way, Wyeth Ave, Robinson Rd, N Kcid Rd, Big Valley St$500
W Charlotte Ct, Jerica Ct, S 26th St, Harding Pl, Grouse St, Abram Ave, Delaware Ave, Fowler Ln, E Michigan Ave, Cherry Ln$497

Nampa, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nampa$74 to $77
Canyon County$75

Nampa, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Caldwell city, Idaho $74 $98 $147
Canyon County, Idaho $75 $100 $150
Meridian city, Idaho $78 $104 $156

Nampa, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nampa, ID3.6%13.1%
Canyon County3.57%12.81%

Nampa Renters Insurance as a Percentage of Rent

Nampa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 288 2.0% $796
$300 to $499 949 8.0% $1246
$500 to $749 3,967 35.0% $1921
$750 to $999 3,361 30.0% $2671
$1,000 to $1,499 2,307 20.0% $3796

Nampa, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Nampa Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Nampa Home Owner from High Deductible Plan $600

Nampa, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nampa, ID Home Replacement Value MORE than Home Value Nampa, ID Home Replacement Value LESS than Home Value
Replacement Value $96,500 $54,500
Insurance Premium based on Replacement Value $275 $150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Nampa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceTravelers
Monthly Premium 263039
Year Built 200920131981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$125000-$150000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Nampa, ID from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 190,000 Membrane Roof 2,760 5 $2500-$5000 Deductible 130 3 Vinyl siding No
2004 250,000 Wood Shake Roof 3,340 4 > $10,000 Deductible 140 4 Fiber-Cement Siding yes
2011 235,000 Metal Roof 3,140 4 $500 Deductible 100 2 Fiber-Cement Siding No
1982 205,000 Metal Roof 2,320 3 > $10,000 Deductible 50 3 Vinyl siding No
2005 195,000 Metal Roof 2,080 5 $500 Deductible 530 12 Wood siding No
1981 205,000 Asphalt Shingles Roof 2,200 3 $500- $1000 Deductible 210 4 Stucco siding No
2012 175,000 Composition Roof 2,160 3 $5000 to $10,000 Deductible 50 2 Brick siding No
2013 130,000 Tile Roof 1,770 3 $500 Deductible 220 7 Stucco siding yes
2006 185,000 Composition Roof 2,710 4 $500 Deductible 430 9 Vinyl siding yes
2010 395,000 Membrane Roof 4,600 5 > $10,000 Deductible 300 5 Brick siding yes
2013 210,000 Slate Shingles Roof 2,210 3 $1000-$2500 Deductible 120 3 Vinyl siding yes
1987 190,000 Wood Shake Roof 2,510 5 $5000 to $10,000 Deductible 300 9 Vinyl siding No
1981 140,000 Asphalt Shingles Roof 1,590 3 $500 Deductible 240 8 Wood siding No
2001 135,000 Composition Roof 1,770 4 $500 Deductible 230 6 Stucco siding No
2002 275,000 Tile Roof 3,250 4 $500- $1000 Deductible 580 7 Stone Siding No
2011 130,000 Composition Roof 1,470 3 $1000-$2500 Deductible 160 5 Brick siding No
2012 150,000 Tile Roof 1,960 3 $1000-$2500 Deductible 100 4 Wood siding yes
2005 125,000 Slate Shingles Roof 1,370 3 $500 Deductible 40 2 Wood siding No
1988 170,000 Wood Shake Roof 2,240 4 $500- $1000 Deductible 200 6 Fiber-Cement Siding No
2011 300,000 Asphalt Shingles Roof 3,020 5 $2500-$5000 Deductible 350 6 Brick siding No
2014 260,000 Slate Shingles Roof 2,970 4 $5000 to $10,000 Deductible 170 4 Vinyl siding yes
2007 130,000 Wood Shake Roof 1,450 3 $500 Deductible 290 9 Brick siding No
2002 440,000 Asphalt Shingles Roof 4,450 5 $1000-$2500 Deductible 650 5 Brick siding yes
2011 190,000 Tile Roof 2,230 4 $2500-$5000 Deductible 240 10 Fiber-Cement Siding yes
2013 395,000 Composition Roof 4,070 5 $2500-$5000 Deductible 400 5 Wood siding No
1989 170,000 Shingles Roof 2,040 4 $500- $1000 Deductible 460 12 Wood siding yes
1982 250,000 Wood Shake Roof 2,580 5 $500 Deductible 790 12 Fiber-Cement Siding No
1984 315,000 Slate Shingles Roof 3,140 4 $500 Deductible 100 1 Fiber-Cement Siding yes
1981 335,000 Metal Roof 4,800 5 $5000 to $10,000 Deductible 240 5 Fiber-Cement Siding No
2013 245,000 Asphalt Shingles Roof 2,520 4 $1000-$2500 Deductible 700 12 Wood siding yes

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