Nacogdoches Insurance Rates:

Nacogdoches, TX homeowners insurance is about $865 to $1,178, about $72-$98/month. Our in depth guide reveals consumers can save upto $408 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I enjoy that runs rather smoothly and also has a decent user interface. It is a good offering but is not fully featured. Despite this, it is surprisingly convenient for an app.
State Farm
I really like my company they have done everything that I have asked to do in a timely manner. I have no issues at all
State Farm
It is hard to adopt a dog from a shelter because we must be mindful of what breed the animal is.
Geico
The home insurance through geico is really affordable. i compared their rates with many other companies in my area and they turned out to be quite a bit cheaper than the ones in my area.
American Summit Insurance
My only other negative is that the binder has a trampoline exclusion. we have health care so my children are always covered. if we have children that are visiting they can't play on it or their parents must sign a waiver in case of injury.
American Home Insurance
Anytime we have had to report a claim, it has taken forever just to get a response back to anyone assigned to our claim. If we do hear back they are very vague with details and do not seem interested in speaking with us.

Nacogdoches, TX Homeowners Insurance By Home Value

Nacogdoches, TX Home Value Total Homes % of Total Average Nacogdoches, TX Homeowners Insurance
Less than $50,000 2,183 22.0% $245
$50,000 to $59,999 663 6.0% $520
$60,000 to $69,999 562 5.0% $643
$70,000 to $79,999 506 5.0% $745
$80,000 to $89,999 523 5.0% $847
$90,000 to $99,999 510 5.0% $939
$100,000 to $124,999 797 8.0% $1092
$125,000 to $149,999 969 9.0% $1368
$150,000 to $174,999 1,069 10.0% $1613
$175,000 to $199,999 504 5.0% $1868
$200,000 to $249,999 869 8.0% $2246
$250,000 to $299,999 307 3.0% $2746
$300,000 to $399,999 329 3.0% $3481

Top Home Insurance Agents Near Nacogdoches, TX

Home Insurance Company Near Nacogdoches, TX Homeowners Insurance Agency Near Nacogdoches, TX Address
Liberty Mutual Independent Davis Insurance Agency Inc 3110 S 1ST ST, LUFKIN, TX, 75901
State Farm James Rice 4635 N E Stallings, Nacogdoches, TX, 75965-1667
Travelers Karber Boyd Insurance 210 Largent, Lufkin, TX, 75904
Farmers Ronnie Jackson 1013 Lee Ave, Lufkin, TX, 75901
Allstate Tommy Street 515 S Timberland Dr, Lufkin, TX, 75901

Cost Of Homeowners Insurance By Street Near Nacogdoches, TX

Streets in Nacogdoches Area Homeowners Insurance Cost
Ted Hill St, Cambridge Cir, Cherry St, Mini Dr, Circle Park Dr, Cr 822, Tudor Dr, Austin Hollow Cir, W McLemore Ct, Center Pt$1,057
Co Rd 825, 2nd St, Co Rd 264, Forbes St, Pruitt Hill Dr, Z St, Lenwood Dr, Kings Row Dr, Co Rd 231, Water Oak St$1,009
State Hwy 7 W, Saints Rest Rd, Yolunda St, Consford Ln, FM 343, Douglass Rd, Fire Tower Rd, Canterbury Dr, E California St, Summer Hill Cir$1,061
Denman St, Churchill Dr, Co Rd 250, Harris Ln, Lazy Brook Dr, Co Rd 717, Shawnee St, Georgia Oak St, 4th St, Co Rd 532$1,008
Old Lufkin Rd, Raguet St, Garner St, Co Rd 1011, Rock Oak St, T P Richardson Rd, Co Rd 254, Maroney Dr, Cord 6106 St, Stratford Cir$998
Walnut Dr, Lampkin St, Butler St, Woodcrest, Cambridge Bay Ests, Lawson Pkwy, Sundown Dr, Co Rd 713, Sir Gawain Dr, E Oak Ln$1,062
Shalom Way, E Lake Rd, Co Rd 770, Cr 263, Co Rd 811, Lambert Rd, Gilbreath St, Hollyberry Dr, Chalon St, Jim Hayter Rd$1,024
Ferguson St, E Spradley St, Arnold St, Old Post Oak Rd, W Austin St, Zeno St, Rusche Ln, Sandy Ln, Travis Pinkston St, Shebb Rd$1,056
E McRanie St, Sarah Anne St, Sunset Ave, Co Rd 2051, Co Rd 789, Cr 813, Co Rd 805, Grand Lakeview, Melody Ln, Pearl St$1,013
Co Rd 215, Scenic Dr, Old Post Oak Rd, Village Dr, FM 507, Co Rd 127, Scarlet Oak St, W College St, Yseleta Creek Rd, Cl Simon St$1,045

Nacogdoches, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nacogdoches$152 to $155
Nacogdoches County$152
Redfield$147
Appleby$151

Nacogdoches, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nacogdoches County, Texas $127 $169 $254
Appleby city, Texas $127 $169 $253
Cushing-Douglass CCD, Nacogdoches County, Texas $126 $168 $252

Nacogdoches, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nacogdoches, TX7.8%23.1%
Nacogdoches County7.94%23.56%
Appleby10.65%34.46%
Cushing-Douglass8.69%22.89%

Nacogdoches Renters Insurance as a Percentage of Rent

Nacogdoches Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 259 3.0% $354
$200 to $299 351 4.0% $804
$300 to $499 980 12.0% $1254
$500 to $749 3,083 38.0% $1929
$750 to $999 1,948 24.0% $2679
$1,000 to $1,499 1,178 14.0% $3804
$1,500 or more 127 1.0% $5454

Nacogdoches, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Nacogdoches Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$10,500
Net Savings to Nacogdoches Home Owner from High Deductible Plan $600

Nacogdoches, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nacogdoches, TX Home Replacement Value MORE than Home Value Nacogdoches, TX Home Replacement Value LESS than Home Value
Replacement Value $118,500 $75,000
Insurance Premium based on Replacement Value $1,050 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

Example Nacogdoches Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceChubb Group of Insurance
Monthly Premium 91104150
Year Built 197420081998
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$250000-$300000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Nacogdoches, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 235,000 Metal Roof 3,140 4 $1000-$2500 Deductible 990 8 Brick siding yes
1985 130,000 Slate Shingles Roof 1,620 2 $500- $1000 Deductible 330 3 Brick siding yes
2012 110,000 Membrane Roof 1,640 2 $2500-$5000 Deductible 130 2 Wood siding yes
1998 225,000 Wood Shake Roof 3,360 4 $2500-$5000 Deductible 1470 9 Stone Siding No
1990 125,000 Wood Shake Roof 1,900 4 $2500-$5000 Deductible 330 5 Wood siding No
2010 80,000 Slate Shingles Roof 1,200 3 $500 Deductible 50 1 Vinyl siding No
2006 60,000 Membrane Roof 910 2 $1000-$2500 Deductible 40 1 Vinyl siding No
2013 105,000 Asphalt Shingles Roof 1,350 2 $500 Deductible 610 5 Fiber-Cement Siding No
2010 145,000 Composition Roof 2,380 4 $1000-$2500 Deductible 710 7 Brick siding yes
1979 230,000 Slate Shingles Roof 2,870 4 $5000 to $10,000 Deductible 330 2 Stone Siding No
2000 145,000 Tile Roof 1,870 3 $500- $1000 Deductible 310 4 Vinyl siding yes
1984 135,000 Slate Shingles Roof 1,660 2 $1000-$2500 Deductible 580 8 Stone Siding No
1993 100,000 Tile Roof 1,630 2 $2500-$5000 Deductible 510 10 Brick siding No
2013 175,000 Wood Shake Roof 2,580 4 $1000-$2500 Deductible 90 1 Vinyl siding No
1986 75,000 Membrane Roof 1,330 3 $500- $1000 Deductible 70 1 Stucco siding yes
2004 100,000 Shingles Roof 1,620 2 $500- $1000 Deductible 400 6 Stone Siding No
2012 100,000 Asphalt Shingles Roof 1,720 2 $500 Deductible 280 4 Stucco siding yes
1992 220,000 Shingles Roof 2,780 4 $1000-$2500 Deductible 1560 10 Wood siding yes
2010 110,000 Shingles Roof 1,580 2 $1000-$2500 Deductible 380 5 Wood siding yes
2011 105,000 Tile Roof 1,750 4 $500 Deductible 660 12 Fiber-Cement Siding No
2002 255,000 Wood Shake Roof 3,060 4 $5000 to $10,000 Deductible 1010 10 Stucco siding No
1978 155,000 Shingles Roof 2,090 3 $5000 to $10,000 Deductible 640 9 Stucco siding No
1982 190,000 Composition Roof 2,820 4 $500- $1000 Deductible 1090 8 Stucco siding No
1998 135,000 Membrane Roof 1,930 3 $500- $1000 Deductible 710 10 Brick siding yes
1976 145,000 Shingles Roof 2,160 3 $1000-$2500 Deductible 140 2 Stone Siding No