Myrtle Beach Insurance Rates:

Myrtle Beach, SC homeowners insurance is nearly $703 to $955, about $58-$79/month. Our comprehensive analysis reveals consumers can save as much as $331 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
We have had state farm for over 20 years. they make us feel like family and their local agents, who are part of our community, are very friendly.
Century National
It would be nice if i could adjust the parameters of my policy online. i don't want the hassle of dealing with making an appointment with a company agent.
Allstate
The company was not very nice when i just started to use them i kind of had to earn their respect

Myrtle Beach, SC Homeowners Insurance By Home Value

Myrtle Beach, SC Home Value Total Homes % of Total Average Myrtle Beach, SC Homeowners Insurance
Less than $50,000 2,664 10.0% $116
$50,000 to $59,999 380 1.0% $248
$60,000 to $69,999 656 2.0% $306
$70,000 to $79,999 664 2.0% $348
$80,000 to $89,999 746 2.0% $397
$90,000 to $99,999 646 2.0% $447
$100,000 to $124,999 2,524 9.0% $522
$125,000 to $149,999 2,491 9.0% $646
$150,000 to $174,999 3,391 13.0% $770
$175,000 to $199,999 2,286 9.0% $887
$200,000 to $249,999 4,223 16.0% $1069
$250,000 to $299,999 2,378 9.0% $1301
$300,000 to $399,999 2,269 8.0% $1658

Top Home Insurance Agents Near Myrtle Beach, SC

Home Insurance Company Near Myrtle Beach, SC Homeowners Insurance Agency Near Myrtle Beach, SC Address
NA Anderson Insurance Llc 1180 Hwy 17, Ste. 3 , Little River, SC, 29566
NA Southeastern Alliance Underwriters 3874 Renee Dr Unit F , Myrtle Beach, SC, 29579
Nationwide Donald M Newton 512 Walnut Street, Pamplico, SC, 29583
Travelers Moore & Associates Insurance 110 N MORRIS ST, LAKE CITY, SC, 29560
State Farm Pat Sia 330 Church St, Georgetown, SC, 29440-2406

Cost Of Homeowners Insurance By Street Near Myrtle Beach, SC

Streets in Myrtle Beach Area Homeowners Insurance Cost
N US Hwy 17 Bus, Crepe Myrtle Ct, Elizabeth Dr, State Rd S-26-71, Sosa Ct, Putnam Dr, Morris Pl, Inlet Rd, Hidden Woods Dr, Lagrande Dr$821
Butkus Dr, Tyner St, Vine St, 68th Ave N, Cardinal Ave, Leo Dr, W Sandlapper Dr, Bird Dog Ct, 46th Ave N, N Blackmoor Dr$845
Spirit Pl, Marion Cir, Duval Dr, Professional Dr, Causey St, Martin St, Abby Ln, Shetland Ln, Mayfair St, Parmelee Dr$789
Applewood Ct, Lullwater Ct, Woodland, Registry Dr, Edge St, Brandymill Blvd, Ennis Dr, 75th Ave N, Jason Blvd, 20th Ave N$792
Sandlapper Dr, Pampass Dr, Royal Pine Dr, Stonecrest Ct, Reindeer Moss Ct, Alexander Ct, Cavandish Dr, Mt Gilead Rd, Manchester Way, Inez Rd$862
Westham Dr, Rhea Dr, Mustang St, S Myrtle St, Caribbean Way, S Creekside Dr, Futrell Dr, Campbell St, Mount Gilead Place Rd, Ash St$846
16th Ave S, Somersby Dr, Wood Duck Cove, Powder Springs Loop, Oak Cir, Sunset Trl, Jesika Dr, Delton Dr, Chester St, Squires Ln$851
W Canal St, Pinner Pl, N Pinewood Dr, Simonton Ct, Mitchell Dr, 24th Ave S, Knightsbridge Ct, Palmetto Dr, 29th Ave N, Rainbow Ave$848
Clark St, Knights Ct, Misty Hammock Dr, Chatman Ct, Manchester Ct, Stanley Dr, Creek View Ct, Dreamland Dr, Old House Rd, Periwinkle Ct$848
50th Ave N, Duna Verde Way, Ashdale Dr, Wisteria Dr, Castle Rock Ct, Buckingham Ave, Emory Rd, Green Wing Dr, Resin Rd, Worthington Cir$846

Myrtle Beach, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Myrtle Beach$124 to $126
Surfside Beach$131
Socastee$122
Forestbrook$124

Myrtle Beach, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Surfside Beach town, South Carolina $109 $145 $218
Socastee CDP, South Carolina $102 $136 $204
Forestbrook CDP, South Carolina $104 $139 $208

Myrtle Beach, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Myrtle Beach, SC5.2%18.8%
Surfside Beach4.54%18.3%
Socastee5.53%19.82%
Forestbrook5.04%21.63%

Myrtle Beach Renters Insurance as a Percentage of Rent

Myrtle Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 206 1.0% $788
$300 to $499 416 3.0% $1238
$500 to $749 3,096 23.0% $1913
$750 to $999 5,668 43.0% $2663
$1,000 to $1,499 2,941 22.0% $3788
$1,500 or more 591 4.0% $5438

Myrtle Beach, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Myrtle Beach Homeowner Insurance Premium Example $1,900$1,300
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,000$12,800
Net Savings to Myrtle Beach Home Owner from High Deductible Plan $1,200

Myrtle Beach, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Myrtle Beach, SC Home Replacement Value MORE than Home Value Myrtle Beach, SC Home Replacement Value LESS than Home Value
Replacement Value $298,500 $226,500
Insurance Premium based on Replacement Value $2,025 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $200/year

Example Myrtle Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceTravelers
Monthly Premium 49260182
Year Built 199920112003
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Myrtle Beach, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 275,000 Membrane Roof 2,320 3 $5000 to $10,000 Deductible 890 6 Fiber-Cement Siding No
2011 190,000 Composition Roof 1,650 4 $500 Deductible 280 2 Fiber-Cement Siding yes
1987 225,000 Membrane Roof 2,270 3 $500- $1000 Deductible 210 1 Brick siding No
2007 140,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 580 10 Brick siding yes
1984 200,000 Composition Roof 1,750 3 $5000 to $10,000 Deductible 620 8 Stucco siding yes
1990 210,000 Slate Shingles Roof 1,960 3 > $10,000 Deductible 590 8 Wood siding No
2014 185,000 Membrane Roof 2,080 3 $2500-$5000 Deductible 1160 9 Wood siding yes
2012 240,000 Shingles Roof 1,980 4 $500- $1000 Deductible 320 3 Wood siding yes
1997 295,000 Wood Shake Roof 3,160 4 $2500-$5000 Deductible 1780 12 Brick siding No
2011 140,000 Composition Roof 1,580 3 $2500-$5000 Deductible 90 1 Wood siding No
1996 165,000 Asphalt Shingles Roof 1,580 3 $2500-$5000 Deductible 700 8 Stucco siding yes
2014 155,000 Asphalt Shingles Roof 1,260 3 $1000-$2500 Deductible 380 6 Vinyl siding No
1987 115,000 Membrane Roof 843 2 $5000 to $10,000 Deductible 480 5 Brick siding yes