Myrtle Beach, SC homeowners insurance is nearly $703 to $955, about $58-$79/month. Our comprehensive analysis reveals consumers can save as much as $331 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Myrtle Beach, SC | Homeowners Insurance Agency Near Myrtle Beach, SC | Address |
|---|---|---|
| Travelers | Moore & Associates Insurance | 110 N MORRIS ST, LAKE CITY, SC, 29560 |
| State Farm | Pat Sia | 330 Church St, Georgetown, SC, 29440-2406 |
| Nationwide | Donald M Newton | 512 Walnut Street, Pamplico, SC, 29583 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Surfside Beach town, South Carolina | $109 | $145 | $218 |
| Socastee CDP, South Carolina | $102 | $136 | $204 |
| Forestbrook CDP, South Carolina | $104 | $139 | $208 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Myrtle Beach, SC | 5.2% | 18.8% |
| Surfside Beach | 4.54% | 18.3% |
| Socastee | 5.53% | 19.82% |
| Forestbrook | 5.04% | 21.63% |
| Myrtle Beach Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 206 | 1.0% | $788 |
| $300 to $499 | 416 | 3.0% | $1238 |
| $500 to $749 | 3,096 | 23.0% | $1913 |
| $750 to $999 | 5,668 | 43.0% | $2663 |
| $1,000 to $1,499 | 2,941 | 22.0% | $3788 |
| $1,500 or more | 591 | 4.0% | $5438 |
| Streets in Myrtle Beach Area | Homeowners Insurance Cost |
|---|---|
| N US Hwy 17 Bus, Crepe Myrtle Ct, Elizabeth Dr, State Rd S-26-71, Sosa Ct, Putnam Dr, Morris Pl, Inlet Rd, Hidden Woods Dr, Lagrande Dr | $821 |
| Butkus Dr, Tyner St, Vine St, 68th Ave N, Cardinal Ave, Leo Dr, W Sandlapper Dr, Bird Dog Ct, 46th Ave N, N Blackmoor Dr | $845 |
| Spirit Pl, Marion Cir, Duval Dr, Professional Dr, Causey St, Martin St, Abby Ln, Shetland Ln, Mayfair St, Parmelee Dr | $789 |
| Applewood Ct, Lullwater Ct, Woodland, Registry Dr, Edge St, Brandymill Blvd, Ennis Dr, 75th Ave N, Jason Blvd, 20th Ave N | $792 |
| Sandlapper Dr, Pampass Dr, Royal Pine Dr, Stonecrest Ct, Reindeer Moss Ct, Alexander Ct, Cavandish Dr, Mt Gilead Rd, Manchester Way, Inez Rd | $862 |
| Westham Dr, Rhea Dr, Mustang St, S Myrtle St, Caribbean Way, S Creekside Dr, Futrell Dr, Campbell St, Mount Gilead Place Rd, Ash St | $846 |
| 16th Ave S, Somersby Dr, Wood Duck Cove, Powder Springs Loop, Oak Cir, Sunset Trl, Jesika Dr, Delton Dr, Chester St, Squires Ln | $851 |
| W Canal St, Pinner Pl, N Pinewood Dr, Simonton Ct, Mitchell Dr, 24th Ave S, Knightsbridge Ct, Palmetto Dr, 29th Ave N, Rainbow Ave | $848 |
| Clark St, Knights Ct, Misty Hammock Dr, Chatman Ct, Manchester Ct, Stanley Dr, Creek View Ct, Dreamland Dr, Old House Rd, Periwinkle Ct | $848 |
| 50th Ave N, Duna Verde Way, Ashdale Dr, Wisteria Dr, Castle Rock Ct, Buckingham Ave, Emory Rd, Green Wing Dr, Resin Rd, Worthington Cir | $846 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Myrtle Beach | $124 to $126 |
| Surfside Beach | $131 |
| Socastee | $122 |
| Forestbrook | $124 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $3,700 |
| Yearly Myrtle Beach Homeowner Insurance Premium Example | $1,900 | $1,300 |
| Out of Pocket Expense During Claim | $700 | $3,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $14,000 | $12,800 |
| Net Savings to Myrtle Beach Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Myrtle Beach, SC Home Replacement Value MORE than Home Value | Myrtle Beach, SC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $298,500 | $226,500 |
| Insurance Premium based on Replacement Value | $2,025 | $1,550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,000 | Risk Exposure from Under Insuring Coverage is $41,000 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $200/year |
| Insurance Company | Amica Mutual Insurance Company | Chubb Group of Insurance | Travelers |
| Monthly Premium | 49 | 260 | 182 |
| Year Built | 1999 | 2011 | 2003 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $300000-$350000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | > $10,000 Deductible |