Muskogee Insurance Rates:

Muskogee, OK homeowners insurance is roughly $1,218 to $1,652, about $101-$137/month. Our extensive guide shows customers can save upto $574 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
My current insurance premium for my home is relatively cheap. on a 900 sqft condo my rate is only $30 a month. in creasing my coverage as well when my girlfriend moved in only had small affect as well.
State Farm
Another thing i do not like about state farm is the coverage for my home replacement was not as high as other company policies i looked at.
State Farm
When i have had significant claims, my actual agent came out to survey the damage.
State Farm
I am pretty indifferent with State Farm. I have never filed a claim but when the time comes and I need to reach out for assistance I think it's going to be an interesting phone call considering I really don't have any idea about the insurance process.
Farm Bureau
Nothing to dislike but sometimes I have heard negative feedback from some customers
State Farm
I like this company's app. It runs quickly and does everything I need it to do.
State Farm
I would always be willing to pay less money and save more, but I'm happy with the cost of what I get. I am definitely satisfied enough.
State Farm
I can't think of anything that really stands out. Of course, I would prefer if their prices were lower.

Muskogee, OK Homeowners Insurance By Home Value

Muskogee, OK Home Value Total Homes % of Total Average Muskogee, OK Homeowners Insurance
Less than $50,000 2,667 19.0% $387
$50,000 to $59,999 1,041 7.0% $832
$60,000 to $69,999 966 7.0% $1018
$70,000 to $79,999 1,138 8.0% $1176
$80,000 to $89,999 1,124 8.0% $1334
$90,000 to $99,999 972 7.0% $1492
$100,000 to $124,999 1,341 9.0% $1736
$125,000 to $149,999 1,202 8.0% $2166
$150,000 to $174,999 1,205 8.0% $2568
$175,000 to $199,999 467 3.0% $2970
$200,000 to $249,999 936 6.0% $3573
$250,000 to $299,999 381 2.0% $4362
$300,000 to $399,999 257 1.0% $5539

Top Home Insurance Agents Near Muskogee, OK

Home Insurance Company Near Muskogee, OK Homeowners Insurance Agency Near Muskogee, OK Address
NA Keith Kraft Insurance Inc. 6016 S 66Th East Ave, Tulsa, OK, 74145
State Farm Brent Jenson 203 W Main St, Henryetta, OK, 74437-4237
Farmers Charles Urquhart 101 N Main St, Eufaula, OK, 74432
State Farm Dave Puckett 520 E Main St, Jenks, OK, 74037-4137
Allstate Jim Boese 6130 E 71St St Ste 19, Tulsa, OK, 74136

Cost Of Homeowners Insurance By Street Near Muskogee, OK

Streets in Muskogee Area Homeowners Insurance Cost
Daisy Ave, Callery Rd, Vo-Tech, Joliet St, Risser Pl, N 32nd St, W Cincinnati Ave, E0990, Boston St, W 46th St S$1,432
S 40th St W, Seminole St, Coventry Ln, S Aberdeen St, Indianapolis St, Persimmon Dr, Tull Pl, Wiswell Pl, E0960, Osage St$1,425
W Poplar St, NE 45th, S 55th St, Fite St, Market St, N B St, E Martin Luther King St, N 37th St, N 19th St, S Cherokee St$1,462
Hickory Ave, E 93rd St S, Geneva, Horn, N 82nd St W, N4300, S 114th St W, S East St, State Hwy 165, S 6th St E$1,452
N Country Club Rd, Douglas St, E 106th St S, E 30th St, Lawrence St, Branson Park Dr, W 70th St S, N 16th St W, Galveston St, Fox Ln$1,450
W Border St, N 33rd St, Fredonia St, Beth Ann, York St, Wall St, S 30th St W, Inman St, Maher, Donkey Ln$1,490
N 32nd St W, W Holden St, W Benge Rd, Rockridge, Glen, University St, E Maple, W 123rd St S, Ew100, Buce Ave$1,472
Old Shawnee Rd, E0860, N Scott St, Missouri St, Chickasaw Dr, E0890, N 20th St, E 83rd St S, E 76th St S, Harold Scoggins Blvd$1,469
Robison St, S 25th St E, Baltimore Ave, Battery Rd, Beauregard, W 83rd St S, Colorado St, S 40th St, E Coburn Cir, W 74th St S$1,438
E Walnut, Heritage Dr, Turner St, Scott Dr, Even Par Ave, W Fondulac St, S National Blvd, Austin St, N4320, Dennison St$1,436

Muskogee, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Muskogee$214 to $217
Fort Gibson$218
River Bottom$215
Braggs$208

Muskogee, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fort Gibson town, Oklahoma $218 $291 $437
River Bottom CDP, Oklahoma $215 $287 $431
Braggs town, Oklahoma $209 $278 $417

Muskogee, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Muskogee, OK11.9%35.9%
Fort Gibson9.57%35.24%
River Bottom14.07%31.22%
Braggs14.27%33.82%

Muskogee Renters Insurance as a Percentage of Rent

Muskogee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 153 2.0% $386
$200 to $299 615 8.0% $836
$300 to $499 1,471 20.0% $1286
$500 to $749 2,667 37.0% $1961
$750 to $999 1,705 23.0% $2711
$1,000 to $1,499 524 7.0% $3836

Muskogee, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Muskogee Homeowner Insurance Premium Example $2,700$1,900
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $20,800$19,200
Net Savings to Muskogee Home Owner from High Deductible Plan $1,600

Muskogee, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Muskogee, OK Home Replacement Value MORE than Home Value Muskogee, OK Home Replacement Value LESS than Home Value
Replacement Value $72,500 $54,000
Insurance Premium based on Replacement Value $2,250 $1,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $250/year

Example Muskogee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 367177632
Year Built 199219632005
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$75000-$100000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Muskogee, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 90,000 Asphalt Shingles Roof 1,590 2 $500- $1000 Deductible 760 3 Fiber-Cement Siding yes
1992 95,000 Shingles Roof 1,390 3 $1000-$2500 Deductible 740 4 Brick siding No
1986 110,000 Wood Shake Roof 1,430 2 $1000-$2500 Deductible 2740 9 Brick siding yes
1966 250,000 Tile Roof 3,820 5 $1000-$2500 Deductible 6060 12 Fiber-Cement Siding yes
1963 65,000 Metal Roof 1,230 2 $500 Deductible 1630 10 Stucco siding No
1972 145,000 Slate Shingles Roof 2,770 5 $500- $1000 Deductible 3080 8 Stucco siding No
1973 160,000 Metal Roof 2,510 4 $500 Deductible 5180 9 Wood siding yes
1987 195,000 Asphalt Shingles Roof 2,710 5 $2500-$5000 Deductible 1740 4 Fiber-Cement Siding yes
1972 160,000 Composition Roof 2,180 3 $500 Deductible 5800 10 Vinyl siding yes
1998 55,000 Shingles Roof 1,070 2 $500 Deductible 2590 12 Fiber-Cement Siding yes
1986 90,000 Tile Roof 1,590 2 $500- $1000 Deductible 3300 12 Brick siding yes
2005 190,000 Asphalt Shingles Roof 2,630 4 $500- $1000 Deductible 5490 9 Fiber-Cement Siding yes
1949 240,000 Asphalt Shingles Roof 4,410 5 $1000-$2500 Deductible 4640 9 Brick siding yes
1978 330,000 Composition Roof 4,770 5 $2500-$5000 Deductible 8940 9 Vinyl siding No
1975 105,000 Tile Roof 1,550 3 $1000-$2500 Deductible 810 3 Fiber-Cement Siding No
1980 175,000 Membrane Roof 3,200 5 $500 Deductible 520 1 Wood siding yes
1985 225,000 Slate Shingles Roof 3,580 5 $5000 to $10,000 Deductible 3680 10 Wood siding No
1961 160,000 Membrane Roof 2,780 4 $2500-$5000 Deductible 2900 8 Stucco siding yes
1998 95,000 Metal Roof 1,220 2 $1000-$2500 Deductible 980 4 Fiber-Cement Siding No
2007 130,000 Asphalt Shingles Roof 1,940 4 $500 Deductible 2090 6 Brick siding No
1966 125,000 Asphalt Shingles Roof 1,790 4 $500 Deductible 3420 9 Vinyl siding yes