Muskegon Insurance Rates:

Muskegon, MI homeowners insurance is nearly $605 to $821, about $50-$68/month. Our detailed analysis reveals consumers can save as much as $285 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farm Bureau
They are really helpful and friendly. and claims we have ever had have been taken care of in a timely fashion.
Allstate Insurance Company
Our insurance company would not let us buy a trampoline because of the risk of injury for the backyard area.
Geico
I like the fact that they cover a variety of incidents and claims based on where my house is and my needs. for example, they don't make me buy hurricane insurance since i live in iowa but i was able to add flood coverage.

Muskegon, MI Homeowners Insurance By Home Value

Muskegon, MI Home Value Total Homes % of Total Average Muskegon, MI Homeowners Insurance
Less than $50,000 1,959 27.0% $249
$50,000 to $59,999 791 11.0% $534
$60,000 to $69,999 839 11.0% $655
$70,000 to $79,999 638 8.0% $762
$80,000 to $89,999 617 8.0% $862
$90,000 to $99,999 634 8.0% $962
$100,000 to $124,999 566 7.0% $1119
$125,000 to $149,999 357 5.0% $1397
$150,000 to $174,999 216 3.0% $1654
$175,000 to $199,999 128 1.0% $1903
$200,000 to $249,999 198 2.0% $2295
$300,000 to $399,999 81 1.0% $3565

Top Home Insurance Agents Near Muskegon, MI

Home Insurance Company Near Muskegon, MI Homeowners Insurance Agency Near Muskegon, MI Address
State Farm Dan Koorndyk 3219 Eastern Avenue SE, Grand Rapids, MI, 49508-2459
State Farm Ken Jipping 3451 Kelly St, Hudsonville, MI, 49426-1405
Allstate Mark Noffsinger 2666 Alpine Ave NW, Grand Rapids, MI, 49544
State Farm Marsha Veenstra 4807 Cascade Rd SE Ste 2, Grand Rapids, MI, 49546-8414
State Farm Michael Heck 923 Franklin Avenue, Grand Haven, MI, 49417-3600

Cost Of Homeowners Insurance By Street Near Muskegon, MI

Streets in Muskegon Area Homeowners Insurance Cost
Lake Dunes Dr, Mark, Greenwood St, Millard Ave, Glen Ave, E Columbia Ave, Allen Ave, Charles St, Katy Ave, Margaret Ave$738
N Creston Rd, Sandy Cove Ct, Getty St, Broadmoor St, Fett St, Creston St, Beidler St, Douglas Ln, Rosewood Ln, Ireland Ave$742
Hart Ln, Timberwood Ct, Sheridan Dr, Linda St, Whiskey Hollow, Paulsen Dr, Webster Ave, Amity Ave, Latimer Dr, Leech St$739
W Keating Ave, Lincoln St, Morton Ave, Parslow Dr, W Muskegon Ave, Hickory Ct, Resort Ave, Hartford Ave, Bluff St, Cottage Grove Ave$780
Valley View Dr, Addison St, W Laketon Ave, Leonard Ave, Brusse St, Irwin Ave, Michigan Ave, David St, Hadden St, W Delano Ave$712

Muskegon, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Muskegon$106 to $109
North Muskegon$113
Muskegon Heights$104
Roosevelt Park$109

Muskegon, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Muskegon city, Michigan $95 $126 $189
Muskegon Heights city, Michigan $87 $116 $174
Roosevelt Park city, Michigan $92 $122 $183

Muskegon, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Muskegon, MI6.4%17.0%
North Muskegon5.12%12.28%
Muskegon Heights6.88%15.23%
Roosevelt Park5.7%15.5%

Muskegon Renters Insurance as a Percentage of Rent

Muskegon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 190 2.0% $369
$200 to $299 387 5.0% $819
$300 to $499 1,580 22.0% $1269
$500 to $749 2,848 41.0% $1944
$750 to $999 1,515 21.0% $2694
$1,000 to $1,499 332 4.0% $3819
$1,500 or more 89 1.0% $5469

Muskegon, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Muskegon Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Muskegon Home Owner from High Deductible Plan $600

Muskegon, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Muskegon, MI Home Replacement Value MORE than Home Value Muskegon, MI Home Replacement Value LESS than Home Value
Replacement Value $59,000 $40,500
Insurance Premium based on Replacement Value $325 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $5,500
Premium Impact Insurance cheaper by $25/year Insurance costlier by $75/year

Example Muskegon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceChubb Group of Insurance
Monthly Premium 1214935
Year Built 198819751951
Home Details 5 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$100000-$125000$75000-$100000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Muskegon, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 290,000 Metal Roof 4,630 5 $1000-$2500 Deductible 1180 12 Stucco siding yes
1960 165,000 Asphalt Shingles Roof 2,920 5 $2500-$5000 Deductible 90 2 Brick siding No
1953 180,000 Shingles Roof 2,830 4 $1000-$2500 Deductible 1150 12 Stone Siding yes
1985 115,000 Membrane Roof 1,710 5 $500- $1000 Deductible 280 8 Brick siding yes
1950 145,000 Metal Roof 2,400 5 $2500-$5000 Deductible 150 4 Vinyl siding yes
1949 215,000 Tile Roof 3,770 5 $2500-$5000 Deductible 610 12 Fiber-Cement Siding yes
1957 125,000 Slate Shingles Roof 2,290 3 $2500-$5000 Deductible 140 3 Stucco siding yes
1941 270,000 Metal Roof 4,660 5 $5000 to $10,000 Deductible 550 6 Stone Siding No
1971 90,000 Shingles Roof 1,920 4 $500- $1000 Deductible 270 10 Wood siding No
1967 65,000 Slate Shingles Roof 1,050 2 $1000-$2500 Deductible 130 6 Vinyl siding No
1989 80,000 Wood Shake Roof 1,330 3 $2500-$5000 Deductible 170 6 Brick siding yes
1970 75,000 Wood Shake Roof 1,480 2 $500 Deductible 300 10 Stone Siding yes