Muskegon, MI homeowners insurance is nearly $605 to $821, about $50-$68/month. Our detailed analysis reveals consumers can save as much as $285 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Muskegon, MI | Homeowners Insurance Agency Near Muskegon, MI | Address |
|---|---|---|
| State Farm | Ken Jipping | 3451 Kelly St, Hudsonville, MI, 49426-1405 |
| Allstate | Mark Noffsinger | 2666 Alpine Ave NW, Grand Rapids, MI, 49544 |
| State Farm | Marsha Veenstra | 4807 Cascade Rd SE Ste 2, Grand Rapids, MI, 49546-8414 |
| State Farm | Michael Heck | 923 Franklin Avenue, Grand Haven, MI, 49417-3600 |
| State Farm | Dan Koorndyk | 3219 Eastern Avenue SE, Grand Rapids, MI, 49508-2459 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North Muskegon city, Michigan | $95 | $126 | $189 |
| Muskegon Heights city, Michigan | $87 | $116 | $174 |
| Roosevelt Park city, Michigan | $92 | $122 | $183 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Muskegon, MI | 6.4% | 17.0% |
| North Muskegon | 5.12% | 12.28% |
| Muskegon Heights | 6.88% | 15.23% |
| Roosevelt Park | 5.7% | 15.5% |
| Muskegon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 190 | 2.0% | $369 |
| $200 to $299 | 387 | 5.0% | $819 |
| $300 to $499 | 1,580 | 22.0% | $1269 |
| $500 to $749 | 2,848 | 41.0% | $1944 |
| $750 to $999 | 1,515 | 21.0% | $2694 |
| $1,000 to $1,499 | 332 | 4.0% | $3819 |
| $1,500 or more | 89 | 1.0% | $5469 |
| Streets in Muskegon Area | Homeowners Insurance Cost |
|---|---|
| Lake Dunes Dr, Mark, Greenwood St, Millard Ave, Glen Ave, E Columbia Ave, Allen Ave, Charles St, Katy Ave, Margaret Ave | $738 |
| N Creston Rd, Sandy Cove Ct, Getty St, Broadmoor St, Fett St, Creston St, Beidler St, Douglas Ln, Rosewood Ln, Ireland Ave | $742 |
| Hart Ln, Timberwood Ct, Sheridan Dr, Linda St, Whiskey Hollow, Paulsen Dr, Webster Ave, Amity Ave, Latimer Dr, Leech St | $739 |
| W Keating Ave, Lincoln St, Morton Ave, Parslow Dr, W Muskegon Ave, Hickory Ct, Resort Ave, Hartford Ave, Bluff St, Cottage Grove Ave | $780 |
| Valley View Dr, Addison St, W Laketon Ave, Leonard Ave, Brusse St, Irwin Ave, Michigan Ave, David St, Hadden St, W Delano Ave | $712 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Muskegon | $106 to $109 |
| North Muskegon | $113 |
| Muskegon Heights | $104 |
| Roosevelt Park | $109 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $2,400 |
| Yearly Muskegon Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,400 | $2,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,200 | $5,600 |
| Net Savings to Muskegon Home Owner from High Deductible Plan | $600 | |
| Scenario | Muskegon, MI Home Replacement Value MORE than Home Value | Muskegon, MI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $59,000 | $40,500 |
| Insurance Premium based on Replacement Value | $325 | $225 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $13,000 | Risk Exposure from Under Insuring Coverage is $5,500 |
| Premium Impact | Insurance cheaper by $25/year | Insurance costlier by $75/year |
| Insurance Company | Allstate | Nationwide Insurance | Chubb Group of Insurance |
| Monthly Premium | 121 | 49 | 35 |
| Year Built | 1988 | 1975 | 1951 |
| Home Details | 5 Beds, 1 Baths | 3 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $100000-$125000 | $75000-$100000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |