Muscatine Insurance Rates:

Muscatine, IA homeowners insurance is roughly $555 to $755, about $46-$62/month. Our all inclusive analysis indicates shoppers can save upto $262 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Nationwide
The home insurance will reduce the price of other insurances offered through nationwide. you can bundle your home and auto and save a lot of money.
Nationwide
Your homes claim history may be affecting your rates even though it has nothing to do with you or any past events relating to you.
Nationwide
I enjoy the advertisements a lot, they make me very happy. i feel that the jingle helps create a more personable environment.
Farm Bureau
The only interaction I have had with customer service was when I bought my home and needed the binder. I have had no claims and no real interaction with them
Farm Bureau
I love the interaction that I have with Farm Bureau. They send information packs to let us know about all the services that they provide. We get a cute magazine every month that is interesting to read. My agent sends a letter once a year to check our policies.
Geico
Every time I have called up with a question to get answers at Geico I receive a friendly person on the other end, They are very knowledgeable and can answer all questions asked within a few seconds, I just love their service.
Farmer's Insurance
I am very satisfied with the farmers because I choose an agent who knows my community and who can offer insurance coverage for all that for which it is worked.
Grange Insurance
I would recommend to any home owner, new or old. they have been easy to deal with. they have answered questions in a timely manner. I have not been told "not covered with policy i have".

Muscatine, IA Homeowners Insurance By Home Value

Muscatine, IA Home Value Total Homes % of Total Average Muscatine, IA Homeowners Insurance
Less than $50,000 669 10.0% $163
$50,000 to $59,999 278 4.0% $340
$60,000 to $69,999 490 7.0% $425
$70,000 to $79,999 571 9.0% $491
$80,000 to $89,999 565 9.0% $556
$90,000 to $99,999 537 8.0% $622
$100,000 to $124,999 687 11.0% $720
$125,000 to $149,999 986 15.0% $897
$150,000 to $174,999 593 9.0% $1061
$175,000 to $199,999 222 3.0% $1224
$200,000 to $249,999 264 4.0% $1473
$250,000 to $299,999 150 2.0% $1801
$300,000 to $399,999 154 2.0% $2292

Top Home Insurance Agents Near Muscatine, IA

Home Insurance Company Near Muscatine, IA Homeowners Insurance Agency Near Muscatine, IA Address
NA Thomas Insurance Agency, Ltd. 1484 Isett Ave, Muscatine, IA, 52761
NA Bullis & Sundberg Llc 84 S Prairie St, Galesburg, IL, 61401
NA Solon Insurance Agency 126 South Market, Solon, IA, 52333
State Farm Brenda Garcia 2021 Cedar Plaza Dr, Muscatine, IA, 52761-2283
State Farm Jim Epperly 528 1st St W, Milan, IL, 61264-2716

Cost Of Homeowners Insurance By Street Near Muscatine, IA

Streets in Muscatine Area Homeowners Insurance Cost
Dartford Den, Canal St, E Division St, Summit Ave, River St, Rose St, Wisconsin St, Ripley Ct, Samuel Clemens Rd, N Hilltop Dr$669
Fruitland Rd, Denver Park, 49th St S, Eagle Ridge Rd, Sabbath Dr, W 8th St, 171st St, 110th St, Wildcat Den Rd, Elfers St$711
Rallie Ln, Sailboat Ln, 33rd St S, Commerce St, Spinning Wheel Ct, Americana Ave, E 1st St, Penn Ave, Level B Rd, Hampton St$669
Newell Ave, Stagecoach Ln, W Sixth, Timberline Dr, Cottage St, Story Ave, Grand Ave, Summit Ridge Dr, Gobble St, Emmert Ave$641
Lundy St, Jefferson St, Wagon Wheel Ln, State Hwy 92, Crestview Rd, Ridgeview Dr, James St, Dewey Ave, George St, Maple Ave$671

Muscatine, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Muscatine$97 to $100
Bloomington$98
Fruitland$101
Muscatine County$99

Muscatine, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bloomington township, Muscatine County, Iowa $98 $131 $197
Fruitland township, Muscatine County, Iowa $101 $135 $203
Muscatine County, Iowa $100 $133 $200

Muscatine, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Muscatine, IA5.0%13%
Bloomington4.85%13.04%
Fruitland4.54%14.36%
Muscatine County4.73%12.77%

Muscatine Renters Insurance as a Percentage of Rent

Muscatine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 142 4.0% $342
$200 to $299 218 7.0% $792
$300 to $499 280 9.0% $1242
$500 to $749 1,075 36.0% $1917
$750 to $999 929 31.0% $2667
$1,000 to $1,499 236 8.0% $3792
$1,500 or more 50 1.0% $5442

Muscatine, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Muscatine Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Muscatine Home Owner from High Deductible Plan $600

Muscatine, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Muscatine, IA Home Replacement Value MORE than Home Value Muscatine, IA Home Replacement Value LESS than Home Value
Replacement Value $104,000 $61,500
Insurance Premium based on Replacement Value $850 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Muscatine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 40150119
Year Built 197319441984
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$300000-$350000$200000-$250000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Muscatine, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 105,000 Wood Shake Roof 1,670 5 $500 Deductible 840 12 Wood siding No
1989 120,000 Metal Roof 1,540 3 $2500-$5000 Deductible 40 1 Brick siding No
1989 80,000 Asphalt Shingles Roof 1,220 2 $2500-$5000 Deductible 40 1 Vinyl siding No
1988 65,000 Asphalt Shingles Roof 920 2 $500 Deductible 160 4 Stone Siding No
1975 115,000 Tile Roof 1,840 3 $2500-$5000 Deductible 240 7 Stone Siding yes
1942 140,000 Tile Roof 2,040 3 $2500-$5000 Deductible 460 9 Stucco siding yes
1940 210,000 Asphalt Shingles Roof 2,570 4 $500 Deductible 370 3 Brick siding yes
1972 165,000 Metal Roof 2,640 5 $500- $1000 Deductible 340 4 Stone Siding No
1989 75,000 Asphalt Shingles Roof 920 2 $1000-$2500 Deductible 30 1 Brick siding yes
1986 185,000 Membrane Roof 2,900 4 $2500-$5000 Deductible 500 6 Stucco siding No
1948 125,000 Metal Roof 1,890 5 $500 Deductible 260 4 Brick siding No
1977 135,000 Wood Shake Roof 1,740 3 $500 Deductible 70 1 Vinyl siding No
1946 135,000 Asphalt Shingles Roof 1,810 5 $500 Deductible 170 2 Wood siding yes
1973 155,000 Shingles Roof 1,930 4 $500 Deductible 360 4 Vinyl siding No
1976 155,000 Tile Roof 2,570 5 $5000 to $10,000 Deductible 50 1 Stucco siding No
1976 245,000 Wood Shake Roof 4,250 5 > $10,000 Deductible 1090 10 Vinyl siding No
1973 125,000 Asphalt Shingles Roof 2,220 3 $500- $1000 Deductible 390 5 Stone Siding No
1943 120,000 Membrane Roof 1,510 2 $1000-$2500 Deductible 350 6 Fiber-Cement Siding yes
1980 195,000 Asphalt Shingles Roof 2,680 4 $5000 to $10,000 Deductible 720 10 Brick siding yes
1976 120,000 Composition Roof 1,610 3 $500- $1000 Deductible 300 4 Stucco siding No
1971 160,000 Tile Roof 2,460 4 $2500-$5000 Deductible 210 3 Stone Siding No
1945 140,000 Slate Shingles Roof 1,640 2 $500- $1000 Deductible 300 4 Vinyl siding No
1985 255,000 Composition Roof 3,080 4 $500- $1000 Deductible 1320 8 Wood siding yes
1981 90,000 Composition Roof 1,350 2 $2500-$5000 Deductible 30 1 Stucco siding No
1945 115,000 Tile Roof 1,480 3 $1000-$2500 Deductible 120 2 Vinyl siding No
1941 115,000 Wood Shake Roof 1,420 3 $1000-$2500 Deductible 100 3 Vinyl siding No
1945 195,000 Wood Shake Roof 3,190 4 $5000 to $10,000 Deductible 300 3 Brick siding yes
1944 120,000 Composition Roof 1,600 2 $500- $1000 Deductible 420 8 Wood siding yes
1986 175,000 Wood Shake Roof 2,740 4 $500 Deductible 130 1 Stucco siding No
1979 130,000 Metal Roof 1,690 4 $2500-$5000 Deductible 80 1 Brick siding yes
1980 175,000 Shingles Roof 2,080 5 $2500-$5000 Deductible 160 3 Brick siding yes