Murrieta Insurance Rates:

Murrieta, CA homeowners insurance is about $522 to $708, about $43-$59/month. Our detailed research shows customers can save as much as $246 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
When there is an issue and you cannot make a payment right away, they are usually understandable and try their best to make it work for you.
State Farm
I am also not a fan of how the insurance rates. i continue to have rates that increase, despite not making any claims.
State Farm
Although thankfully i have never had to make a claim with state farm, they would expedite the process and make it as painless as possible.

Murrieta, CA Homeowners Insurance By Home Value

Murrieta, CA Home Value Total Homes % of Total Average Murrieta, CA Homeowners Insurance
Less than $50,000 1,005 2.0% $49
$100,000 to $124,999 1,101 2.0% $221
$125,000 to $149,999 1,133 2.0% $276
$150,000 to $174,999 2,053 4.0% $332
$175,000 to $199,999 2,786 5.0% $381
$200,000 to $249,999 10,456 21.0% $461
$250,000 to $299,999 11,801 24.0% $559
$300,000 to $399,999 18,211 37.0% $713

Top Home Insurance Agents Near Murrieta, CA

Home Insurance Company Near Murrieta, CA Homeowners Insurance Agency Near Murrieta, CA Address
Allstate Doug Moore 7270 Victoria Park Ln Ste 3C, Rancho Cucamonga, CA, 91739
Allstate Hal Headley 26010 McCall Blvd Ste H, Sun City, CA, 92586
Allstate John Barger 27281 Las Ramblas Ste 105, Mission Viejo, CA, 92691
Farmers Matthew Fallesen Mba 41707 Winchester Rd Ste 305, Temecula, CA, 92590
State Farm Mike Giblin 6994 El Camino Real Ste 211, Carlsbad, CA, 92009-4118

Cost Of Homeowners Insurance By Street Near Murrieta, CA

Streets in Murrieta Area Homeowners Insurance Cost
Wisteria Pl, McVicar St, Canyon Rim Cir, Cll Cuero, Chameleon, Via Calidad, Felix Valdez Ave, Coopers Hawk Ct, Breezeway Pl, Koon Rd$683
Via Barranca, Carino Pl, Fresz Rd, Via Lar, Via Cavalo, Kornell St, Corte Aldalano, Shadypine, N Bear Creek Dr, Lyles Dr$654
Linda Ct, Cll Los Pericos, Saria Ct, Wild Rose Ln, Sugarcane Dr, Altanos Rd, Saratoga Springs Pl, Longfellow Ave, Sherwood St, Botanica Pl$628
Shenandoah Ct, Red Robin Rd, Corte Pavia, Fondi Ct, Laurel Glen Cir, Cam Hermosa, Albacete Ave, Savoy Ln, Country Ridge Ct, Via Bonilla$610
Iride Cir, Bellamy Ln, Corte Nina, Corte de Opalo, Winner's Cir, Buccaneer Bay Ln, Elm Pl, Willow Haven Ave, Quigley Rd, Frens Rd$611
Cornhusk Dr, Tejay Ave, de Vendome Ct, Tuscan Creek Way, Ave Bordeaux, Bridgeview Cir, Ave Castilla E, Saddlebrook St, Dugan Dr, Meadowgate Ct$612
Via Cerro Vis, Cll Arnaz, Yosemite St, Whispering Wind Ct, Stargazer Way, Hoofprint Dr, Fosse Way, Monahan Pl, Calaveras Rd, Via Candeleda$659
Serrento Dr, Pinon Pine Way, Bravos Ct, Susana Way, Horning Rd, Iris Way, Plymouth Way, Compass Cir, Almond Cir, Jenny Ln$620
Calistoga Dr, Odyssey Dr, McCabe Ct, Autumn Woods Rd, Sunbonnet Rd, Gambrel Gate Ln, Orchid Dr, Countryside Ln, Corte Soledad, Novato Way$612
Cll de la Siesta, Anglica Dr, Pheasant Pl, Bay Meadows Way, Green Harvest Ct, Mekeel Ranch Rd, Maximilian Ave, Saint Marta Dr, Balsam St, Bell Bluff Way$659

Murrieta, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Murrieta$92 to $94
Temecula$92
French Valley$91
Rainbow$94

Murrieta, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Temecula city, California $92 $123 $185
French Valley CDP, California $92 $122 $183
Rainbow CDP, California $94 $125 $188

Murrieta, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Murrieta, CA2.1%9.6%
Temecula2.11%9.45%
French Valley1.98%8.85%
Rainbow2.2%8.83%

Murrieta Renters Insurance as a Percentage of Rent

Murrieta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 303 1.0% $1241
$500 to $749 766 3.0% $1916
$750 to $999 2,073 8.0% $2666
$1,000 to $1,499 8,060 34.0% $3791
$1,500 or more 11,730 50.0% $5441

Average Cost Of Home Insurance By Company In Areas Nearby Murrieta For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewWawanesa431
150000500NewHorace Mann341
200000500NewAmco414
200000500NewWestern Mutual/Residence372
300000500NewCentury National680
4000001000NewCalifornia Capital621
5000001000NewAmerican Reliable1176
5000001000NewCSE Safeguard895
5000001000NewFarmers (Fire Ins)1461
5000001000NewPacific Property And Casualty578
5000002500NewTokio Marine America775
1500002501-3 YearsWawanesa436
2000005001-3 YearsMAPFRE Group448
25000010001-3 YearsKemper462
25000010001-3 YearsState Farm629
2500005001-3 YearsCSE Safeguard622
40000010001-3 YearsCentury National907
75000025001-3 YearsAmco1252
25000010004-6 YearsForemost Insurance811
2500005004-6 YearsPacific Specialty672
40000010004-6 YearsAmerican Modern1219
40000010004-6 YearsCalifornia Capital763

Murrieta, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Murrieta Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Murrieta Home Owner from High Deductible Plan $600

Murrieta, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Murrieta, CA Home Replacement Value MORE than Home Value Murrieta, CA Home Replacement Value LESS than Home Value
Replacement Value $318,000 $204,500
Insurance Premium based on Replacement Value $1,075 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $79,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $275/year

Example Murrieta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersNationwide Insurance
Monthly Premium 2210673
Year Built 200219902014
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$700000-$800000$500000-$600000
Deductible > $10,000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Murrieta, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 185,000 Shingles Roof 1,290 3 $5000 to $10,000 Deductible 370 12 Brick siding No
1997 310,000 Slate Shingles Roof 2,230 5 > $10,000 Deductible 210 6 Wood siding No
2010 250,000 Membrane Roof 1,910 5 $500- $1000 Deductible 340 7 Stone Siding No
2013 310,000 Asphalt Shingles Roof 1,850 3 $500 Deductible 470 7 Stucco siding No
2014 210,000 Membrane Roof 1,580 3 $500- $1000 Deductible 580 10 Vinyl siding yes
2008 330,000 Membrane Roof 1,870 3 $500 Deductible 710 8 Wood siding yes
2003 535,000 Membrane Roof 2,930 4 $500 Deductible 900 10 Brick siding No
2003 765,000 Composition Roof 4,770 5 $500- $1000 Deductible 970 7 Brick siding yes
2002 315,000 Membrane Roof 2,133 3 $5000 to $10,000 Deductible 180 2 Vinyl siding yes