Murfreesboro Insurance Rates:

Murfreesboro, TN homeowners insurance is about $703 to $955, about $58-$79/month. Our extensive research shows customers can save upto $331 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
Everyone at nationwide is overall awesome. every time i talk to them they help me with what i need help with
Nationwide
I don't like the way my insurance bill goes up five to ten percent each year.
Travelers
Travelers is not always the lowest price company. regardless the service and coverage provided by the people that work at the company is good.
Farmer's Insurance
I like that my claim was settled in a reasonable amount of time and I like that the customer service reps are nice, polite and try to be helpful, despite an obvious lack of knowledge
Erie Insurance
I love that my insurance company has an office in my hometown. when i call they remember who i am and i immediately feel like they are educated enough about my situation to help me.
State Farm
It's a great company, a little pricey but I think they charge the extra because how much care they take into their customers and quality of work.
Travelers
I have called customer service around here on very few occasions. Each time I have, they have been very helpful including directing me to the correct contact information claim information policy and premium information Etc.
Progressive
Customer service was great. They asked many questions in order to get me the best coverage for minimal cost. The representatives were friendly and engaged.
Country Financial
My insurance agent is very friendly and involved in the community. I see him all over and he always stops and talks to all of his clients. On many occasions, he has bought beverages at golf league and sat with our family at dinner.
Allstate
Allstate has several local agents in the area I live in and my husband and his family have known and done business with our particular Allstate agent for over 30 years. We know our agent fairly well and have never had a cause for complaint. It's friendly, local, personalized service.
State Farm
They're convenient to call and that's it. There are not many positives about them as they keep not doing their job properly.
Geico
I like that my company is big enough to not have to worry about them folding and leaving me high and dry. I like that I can make a claim 24/7. I like that my claim after a natural disaster was handled from start to finish in 10 days, some of my neighbors had to wait almost two weeks with their insurance companies just for an adjuster to come out, and some still have blue tarps on their roofs because there is a waiting list on insurance approved contractors to replace roofing.
Allstate
The company can use more work when it comes to customer service and making the process of responding to clients faster. Unfortunately, the price we pay is often considered high for what we were paying, and we expect a lot more from that amount.
Metlife
The increase my premium every year and we have never had a claim. I also have my car insurance through them with no claim and my premiums still go up.
Allstate
I like all the insurance policies, they adjust to the needs and have payment plans comfortably via web or bank transactions you pay your fees

Murfreesboro, TN Homeowners Insurance By Home Value

Murfreesboro, TN Home Value Total Homes % of Total Average Murfreesboro, TN Homeowners Insurance
Less than $50,000 716 3.0% $116
$80,000 to $89,999 333 1.0% $397
$90,000 to $99,999 739 3.0% $439
$100,000 to $124,999 2,360 11.0% $513
$125,000 to $149,999 3,333 16.0% $646
$150,000 to $174,999 3,022 14.0% $762
$175,000 to $199,999 2,415 11.0% $878
$200,000 to $249,999 3,818 18.0% $1052
$250,000 to $299,999 2,183 10.0% $1293
$300,000 to $399,999 1,574 7.0% $1641

Top Home Insurance Agents Near Murfreesboro, TN

Home Insurance Company Near Murfreesboro, TN Homeowners Insurance Agency Near Murfreesboro, TN Address
Travelers A C Insurance Inc 203 NORTH MAIN STREET, ASHLAND CITY, TN, 37015
Travelers Alexander And Associates Inc 545 MAINSTREAM DR STE 406, NASHVILLE, TN, 37228
Travelers Barton Insurance Group Llc 3129 Brimstead Drive, Franklin, TN, 37064
Nationwide Rayme Phillips 110 Glancy St STE 104, Goodlettsville, TN, 37072-2326
Farmers Tom White Jr 580 HIGHWAY 70 Ste 103, Pegram, TN, 37143

Cost Of Homeowners Insurance By Street Near Murfreesboro, TN

Streets in Murfreesboro Area Homeowners Insurance Cost
Archer Ave, Skipton Dr, Stoney Meadow Dr, Maylon Dr, Bonaventure Ct, Saugus St, Joben Dr, Countryside Rd, Wexford Dr, Quaker Ct$816
Strickland Dr, Post Dr, Osborne Ln, Ragland Ave, Sweetspire Dr, Redmont Dr, Ent Ct, Bridlewood Dr, Black Stallion Ct, Aster Ct$837
Susan Dr, Grantland Ave, Larkway Dr, Throne St, Woodside Ct, Yuma Ct, John R Rice Blvd, London Ave, Castle View Ct, Marymont Springs Blvd$878
Majesty Dr, Sagewood Dr, New Nashville Hwy, Gordon Ter, Barfield Crescent Rd, Dave Way, Baulcom Ct, Ziffell Dr, Bell Buckle Rd, Cain Ct$815
Plainview Rd, Jamie Cir, Rodeo Rd, Chanda Ln, Dixon Ct, Winthrop Ave, W Barfield Rd, Talmadge Ct, Cooks Ct, Sanctuary Pl$805
Ashers Fork Rd, Saddlewood Ct, Ashford Ct, Velvet Ct, Palm Ct, War Paint Ct, Asbury Rd, Cooper Rd, Shacklett Rd, Stones River Mall Circle Blvd$854
Ramblewood Dr, Silver Springs Ct, Haynes Haven Ln, Mount Herman Rd, New Holland Cir, Breckenridge Dr, Yorktown Ct, Justice Rd, Hartford Dr, Scruggs Hollow Rd$843
Williamson Ct, Amstreedam Ct, Kari Dr, Concord Mill Dr, Tidesridge Cove, Firerock Dr, Raines St, Dakota Dr, Hanby Dr, Jerry Burns Rd$804
Falling Tree Ct, Cambridge Dr, Kay St, Compton Rd, Siegal Rd, Wakonda Ct, Cross Creek Ct, Creek Stone Xing, Nature Dr, Cedar View Dr$837
Sims Rd, Field Rd, Michalean Dr, Central Blvd, Grange Pl, Samsonite Blvd, Nelson Ln, Castlewood Ct, Jones Blvd, Clearview Dr$824

Murfreesboro, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Murfreesboro$124 to $126
Rutherford County$123
Walterhill$117
Smyrna$122

Murfreesboro, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rutherford County, Tennessee $123 $164 $246
Walterhill CDP, Tennessee $117 $156 $234
Smyrna town, Tennessee $122 $163 $245

Murfreesboro, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Murfreesboro, TN4.8%16.3%
Rutherford County5.23%18.39%
Walterhill7.05%20.04%
Smyrna5.28%18.53%

Murfreesboro Renters Insurance as a Percentage of Rent

Murfreesboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 251 1.0% $342
$200 to $299 285 1.0% $792
$300 to $499 1,004 5.0% $1242
$500 to $749 5,482 29.0% $1917
$750 to $999 6,120 32.0% $2667
$1,000 to $1,499 4,572 24.0% $3792
$1,500 or more 833 4.0% $5442

Murfreesboro, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Murfreesboro Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,500$7,000
Net Savings to Murfreesboro Home Owner from High Deductible Plan $500

Murfreesboro, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Murfreesboro, TN Home Replacement Value MORE than Home Value Murfreesboro, TN Home Replacement Value LESS than Home Value
Replacement Value $162,500 $106,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Murfreesboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersFarmers Insurance
Monthly Premium 735548
Year Built 198020142007
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$125000-$150000$125000-$150000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Murfreesboro, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 310,000 Wood Shake Roof 2,630 5 $2500-$5000 Deductible 230 2 Vinyl siding No
1982 105,000 Membrane Roof 1,220 2 $2500-$5000 Deductible 190 9 Brick siding No
2005 130,000 Shingles Roof 1,160 2 $2500-$5000 Deductible 80 2 Wood siding yes
1997 375,000 Composition Roof 3,990 5 $5000 to $10,000 Deductible 330 4 Fiber-Cement Siding yes
2013 295,000 Slate Shingles Roof 2,570 4 > $10,000 Deductible 60 1 Stone Siding No
1980 220,000 Asphalt Shingles Roof 2,450 4 $2500-$5000 Deductible 560 7 Stone Siding yes
1981 210,000 Metal Roof 1,960 4 $500- $1000 Deductible 640 10 Stucco siding No
2007 300,000 Asphalt Shingles Roof 2,450 4 $500 Deductible 380 3 Fiber-Cement Siding yes
2013 220,000 Shingles Roof 1,890 3 $500 Deductible 820 10 Stone Siding yes
1983 245,000 Membrane Roof 2,270 3 $500- $1000 Deductible 610 6 Fiber-Cement Siding No
1991 420,000 Shingles Roof 4,140 5 $1000-$2500 Deductible 1280 9 Stucco siding yes
2003 240,000 Membrane Roof 2,130 4 > $10,000 Deductible 670 12 Stucco siding yes
1994 250,000 Wood Shake Roof 2,490 5 $2500-$5000 Deductible 690 7 Vinyl siding yes
1996 490,000 Shingles Roof 4,630 5 $5000 to $10,000 Deductible 500 4 Wood siding yes
2010 135,000 Shingles Roof 1,540 2 $500 Deductible 890 12 Wood siding yes
2011 105,000 Tile Roof 1,100 2 $500 Deductible 580 12 Stone Siding No
2010 180,000 Composition Roof 1,780 3 $500 Deductible 320 3 Brick siding yes
2012 390,000 Shingles Roof 3,360 5 $2500-$5000 Deductible 790 5 Fiber-Cement Siding No
2001 210,000 Composition Roof 2,430 4 $500 Deductible 150 2 Stucco siding yes
1988 180,000 Asphalt Shingles Roof 1,830 3 $5000 to $10,000 Deductible 380 3 Brick siding yes