Muenster Insurance Rates:

Muenster, TX homeowners insurance is roughly $881 to $1,207, about $73-$100/month. Our detailed analysis reveals consumers can save as much as $417 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Muenster, TX Homeowners Insurance By Home Value

Muenster, TX Home Value Total Homes % of Total Average Muenster, TX Homeowners Insurance
Less than $50,000 176 11.0% $177
$50,000 to $59,999 46 3.0% $375
$60,000 to $69,999 65 4.0% $469
$70,000 to $79,999 123 8.0% $542
$80,000 to $89,999 63 4.0% $615
$90,000 to $99,999 44 2.0% $689
$100,000 to $124,999 185 12.0% $803
$125,000 to $149,999 115 7.0% $1002
$150,000 to $174,999 116 7.0% $1179
$175,000 to $199,999 126 8.0% $1367
$200,000 to $249,999 226 14.0% $1649
$250,000 to $299,999 116 7.0% $2014
$300,000 to $399,999 108 7.0% $2557

Top Home Insurance Agents Near Muenster, TX

Home Insurance Company Near Muenster, TX Homeowners Insurance Agency Near Muenster, TX Address
NA Ceva Benefits 1222 S Highway 377 , Pilot Point, TX, 76258
Travelers Dfw Insurance Services 2770 East Main Street , Frisco, TX, 75034
Travelers Grimes Insurance Group Llc 2770 MAIN STREET SUITE 123, FRISCO, TX, 75033
Farmers Steven Russell 1318 S Commerce St, Ardmore, OK, 73401
Travelers Trotter Insurance Group Llc 2433 ELM VALLEY DR, LITTLE ELM, TX, 75068

Cost Of Homeowners Insurance By Street Near Muenster, TX

Streets in Muenster Area Homeowners Insurance Cost
Bonner Rd, 4th St, E 1st St, FM 3108, N Main St, Cherry Ln, College View St, Rockwall St, Throckmorton St, Hickory Dr$1,047
Co Rd 404, Hartman Rd, High Cliff Dr, FM 1200, Co Rd 426, Co Rd 431, FM 2739, S Ash St, Co Rd 425, Co Rd 477$1,043
N Hancock St, Elmview St, Highcliff Dr, Wagon Wheel Rd, E Sixth St, Parkview Dr, R & R Ln, Co Rd 355, Sylvan Ln, Co Rd 417$1,040
9th St, Co Rd 495, S Willow St, One Horse Ln, S Walnut St, Co Rd 469, 5th St, N Ash St, Co Rd 448, Ash St$1,040
Bayer Ranch Ln, Nineth St, Co Rd 434, N Elm St, Co Rd 428, W Star St, Lakeline Dr, FM 1202, Never Mind Dr, N Hickory St$1,040

Muenster, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Muenster$155 to $157
Lindsay$159
Leon$204
Cooke County$153

Muenster, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lindsay city, Texas $159 $212 $318
Leon town, Oklahoma $205 $273 $410
Cooke County, Texas $154 $205 $308

Muenster, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Muenster, TX6.6%18.7%
Lindsay6.06%18.28%
Leon11.81%40.19%
Cooke County7.0%18.17%

Muenster Renters Insurance as a Percentage of Rent

Muenster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 4 1.0% $346
$300 to $499 51 15.0% $1246
$500 to $749 109 32.0% $1921
$750 to $999 125 37.0% $2671
$1,000 to $1,499 40 12.0% $3796
$1,500 or more 4 1.0% $5446

Muenster, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$5,600
Yearly Muenster Homeowner Insurance Premium Example $2,500$1,500
Out of Pocket Expense During Claim$600$5,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $15,600$14,600
Net Savings to Muenster Home Owner from High Deductible Plan $1,000

Muenster, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Muenster, TX Home Replacement Value MORE than Home Value Muenster, TX Home Replacement Value LESS than Home Value
Replacement Value $107,000 $71,000
Insurance Premium based on Replacement Value $875 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Muenster Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAllstateUSAA group
Monthly Premium 9983129
Year Built 194319981970
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$350000-$400000
Deductible $2500-$5000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Muenster, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 255,000 Shingles Roof 2,520 4 $500- $1000 Deductible 260 2 Stone Siding No
1987 365,000 Asphalt Shingles Roof 3,670 5 > $10,000 Deductible 1780 12 Wood siding No
1970 160,000 Membrane Roof 2,080 3 $500- $1000 Deductible 1120 12 Vinyl siding No
1977 195,000 Tile Roof 1,930 3 $1000-$2500 Deductible 280 2 Vinyl siding yes
1940 135,000 Membrane Roof 1,500 5 $500- $1000 Deductible 1100 12 Wood siding yes
1949 125,000 Metal Roof 1,280 3 $1000-$2500 Deductible 90 1 Vinyl siding yes
1972 180,000 Asphalt Shingles Roof 2,270 3 $500 Deductible 610 5 Fiber-Cement Siding yes
1979 265,000 Wood Shake Roof 2,620 4 > $10,000 Deductible 390 3 Fiber-Cement Siding yes
2010 310,000 Wood Shake Roof 3,080 4 $5000 to $10,000 Deductible 520 5 Wood siding No
1983 205,000 Membrane Roof 2,410 4 $500- $1000 Deductible 870 6 Fiber-Cement Siding No
2011 210,000 Slate Shingles Roof 1,990 5 $5000 to $10,000 Deductible 390 3 Stucco siding No
1988 115,000 Tile Roof 1,480 3 $500- $1000 Deductible 330 4 Fiber-Cement Siding yes
1985 125,000 Membrane Roof 1,250 3 $2500-$5000 Deductible 350 6 Wood siding No
2010 390,000 Composition Roof 4,500 5 > $10,000 Deductible 360 2 Stucco siding yes
2008 305,000 Metal Roof 3,060 4 > $10,000 Deductible 390 4 Wood siding yes
1992 205,000 Tile Roof 2,190 3 $5000 to $10,000 Deductible 700 6 Brick siding No
1948 285,000 Metal Roof 3,610 5 $1000-$2500 Deductible 1930 12 Wood siding yes
2014 135,000 Wood Shake Roof 1,900 4 $2500-$5000 Deductible 190 3 Stone Siding yes
2012 165,000 Shingles Roof 2,090 5 $5000 to $10,000 Deductible 370 4 Vinyl siding No
1949 300,000 Asphalt Shingles Roof 3,280 5 $500- $1000 Deductible 1290 10 Fiber-Cement Siding No
2000 400,000 Metal Roof 4,620 5 $1000-$2500 Deductible 250 1 Wood siding No
1995 255,000 Tile Roof 2,820 4 $2500-$5000 Deductible 440 4 Vinyl siding yes
1944 140,000 Tile Roof 1,450 3 $2500-$5000 Deductible 570 7 Fiber-Cement Siding yes
2013 305,000 Metal Roof 2,870 4 $1000-$2500 Deductible 1490 7 Fiber-Cement Siding yes
1991 185,000 Metal Roof 2,300 3 $2500-$5000 Deductible 300 2 Stone Siding yes
1974 175,000 Asphalt Shingles Roof 1,820 4 $2500-$5000 Deductible 330 3 Wood siding yes
2010 240,000 Metal Roof 2,510 4 $500 Deductible 2020 9 Fiber-Cement Siding yes
1995 175,000 Shingles Roof 2,450 4 $1000-$2500 Deductible 340 3 Wood siding yes
1946 290,000 Wood Shake Roof 3,360 4 $1000-$2500 Deductible 830 4 Fiber-Cement Siding No
2000 280,000 Slate Shingles Roof 2,860 5 $5000 to $10,000 Deductible 1250 10 Wood siding yes
1977 245,000 Membrane Roof 2,420 5 $5000 to $10,000 Deductible 1060 9 Vinyl siding yes
2014 240,000 Composition Roof 2,930 4 $5000 to $10,000 Deductible 740 7 Wood siding No
2014 210,000 Wood Shake Roof 2,070 3 $500 Deductible 1340 7 Brick siding No
2011 220,000 Membrane Roof 2,910 4 $500- $1000 Deductible 1240 9 Fiber-Cement Siding yes