Mountainside Insurance Rates:

Mountainside, NJ homeowners insurance is roughly $801 to $1,102, about $66-$91/month. Our exhaustive research reveals consumers can save upto $380 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mountainside, NJ Homeowners Insurance By Home Value

Mountainside, NJ Home Value Total Homes % of Total Average Mountainside, NJ Homeowners Insurance
$60,000 to $69,999 13 9.0% $95
$90,000 to $99,999 9 6.0% $133
$100,000 to $124,999 7 4.0% $161
$250,000 to $299,999 9 6.0% $408
$300,000 to $399,999 104 73.0% $513

Top Home Insurance Agents Near Mountainside, NJ

Home Insurance Company Near Mountainside, NJ Homeowners Insurance Agency Near Mountainside, NJ Address
Allstate John Lepore 11230 Beach Channel Dr, Rockaway Park, NY, 11694
State Farm Joy Harvey-Washington 2308 Eastchester Rd, Bronx, NY, 10469-5911
Allstate Luis Ponce 860 Highway 35, Middletown, NJ, 7748
NA D & G Sayles Corporation 899 Lincoln Ave Glen Rock`, Hawthorne, NJ, 7452
NA The Dreher Agency Inc 551 Main Street, Stroudsburg, PA, 18360

Cost Of Homeowners Insurance By Street Near Mountainside, NJ

Streets in Mountainside Area Homeowners Insurance Cost
Meetinghouse Ln, Forest Hill Way, Knightsbridge Rd S, Sunny Slope Dr, Forest Ct, Queens Ln, Brookside Rd, Cory Ct, Hawk Ridge Rd, Short Dr$955
Ledgewood Rd, Camelot Ct, Standish Ave, Blazo Ter, Highpoint Dr, Sawmill Rd, Mohawk Dr, Miarmi Ct, Justin Pl, Woodacres Ct$960
Kings Ct, Deer Path, Knollwood Rd, Rolling Rock Rd, Darby Ln, Indian Trl, Constitution Plz, Mountainview Dr, Briar Patch, Corrinne Ter$945
Bristol Rd, Turnabout Cir, Westover Ct, Old Grove Rd, Timberline Rd, Fawn Ridge, Park Slope, Glen Rd, Heckel Dr, Saddle Brook Rd$959
Longview Dr, Wood Valley Rd, Robbie Ln, Rodman Rd, Far View Dr, Pembrook Rd, Dunn Pkwy, Rutgers Rd, Friar Ln, Raccoon Hollow$949

Mountainside, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mountainside$141 to $144
Springfield$133
Westfield$143
Summit$149

Mountainside, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Springfield township, Union County, New Jersey $111 $148 $222
Westfield town, New Jersey $119 $159 $238
Summit city, New Jersey $125 $166 $249

Mountainside, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mountainside, NJ2.3%7.9%
Springfield2.45%7.41%
Westfield2.15%7.95%
Summit2.07%8.29%

Mountainside Renters Insurance as a Percentage of Rent

Mountainside Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 8 5.0% $2612
$1,000 to $1,499 94 58.0% $3737
$1,500 or more 58 36.0% $5387

Mountainside, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Mountainside Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $11,000$10,000
Net Savings to Mountainside Home Owner from High Deductible Plan $1,000

Mountainside, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mountainside, NJ Home Replacement Value MORE than Home Value Mountainside, NJ Home Replacement Value LESS than Home Value
Replacement Value $784,000 $497,500
Insurance Premium based on Replacement Value $4,075 $2,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $140,000 Risk Exposure from Under Insuring Coverage is $146,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $750/year

Example Mountainside Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmLiberty Mutual
Monthly Premium 172232286
Year Built 194619511966
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$600000-$700000$800000-$900000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Mountainside, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 725,000 Tile Roof 2,230 5 $5000 to $10,000 Deductible 2060 10 Wood siding yes
1970 545,000 Shingles Roof 1,720 4 > $10,000 Deductible 240 2 Stone Siding yes
1952 810,000 Tile Roof 2,680 4 $500 Deductible 790 2 Stone Siding No
1945 425,000 Tile Roof 1,380 3 $2500-$5000 Deductible 1060 7 Stone Siding No
1948 960,000 Membrane Roof 3,470 5 $1000-$2500 Deductible 1990 5 Brick siding No
1967 675,000 Asphalt Shingles Roof 2,360 4 $500- $1000 Deductible 520 3 Brick siding yes
1967 600,000 Wood Shake Roof 1,700 5 $5000 to $10,000 Deductible 1490 9 Stone Siding yes
1949 545,000 Slate Shingles Roof 1,850 3 $5000 to $10,000 Deductible 580 4 Vinyl siding yes
1954 785,000 Shingles Roof 2,320 3 $5000 to $10,000 Deductible 1970 10 Fiber-Cement Siding No
1964 590,000 Composition Roof 2,220 5 > $10,000 Deductible 100 1 Fiber-Cement Siding No
1948 1,115,000 Membrane Roof 3,190 4 $500 Deductible 850 2 Vinyl siding No
1977 690,000 Composition Roof 2,150 5 $500- $1000 Deductible 1650 7 Brick siding No
1979 545,000 Tile Roof 1,930 3 $2500-$5000 Deductible 480 3 Fiber-Cement Siding No
1959 620,000 Shingles Roof 2,100 3 > $10,000 Deductible 460 3 Stone Siding No
1963 605,000 Membrane Roof 1,990 3 $1000-$2500 Deductible 440 3 Brick siding yes
1962 590,000 Slate Shingles Roof 1,980 4 > $10,000 Deductible 320 2 Vinyl siding yes
1977 430,000 Wood Shake Roof 1,530 5 $2500-$5000 Deductible 1210 12 Stone Siding No
1970 685,000 Metal Roof 2,150 5 $2500-$5000 Deductible 1580 8 Brick siding yes
1957 780,000 Tile Roof 2,230 3 $5000 to $10,000 Deductible 1080 5 Fiber-Cement Siding No
1973 545,000 Metal Roof 1,720 3 $5000 to $10,000 Deductible 790 6 Stucco siding yes
1955 725,000 Metal Roof 2,080 3 > $10,000 Deductible 2650 12 Vinyl siding yes
1950 715,000 Asphalt Shingles Roof 2,840 5 $5000 to $10,000 Deductible 690 5 Wood siding yes
1952 1,340,000 Composition Roof 3,910 5 > $10,000 Deductible 1310 5 Wood siding yes
1976 1,270,000 Metal Roof 3,780 5 $5000 to $10,000 Deductible 1300 5 Vinyl siding yes
1971 775,000 Wood Shake Roof 2,510 4 $2500-$5000 Deductible 360 1 Brick siding yes
1941 1,035,000 Tile Roof 2,920 4 $5000 to $10,000 Deductible 2090 9 Stucco siding No
1973 505,000 Metal Roof 1,760 5 $500- $1000 Deductible 430 2 Fiber-Cement Siding No
1948 1,340,000 Membrane Roof 4,110 5 $500- $1000 Deductible 350 1 Wood siding yes
1976 435,000 Wood Shake Roof 1,320 3 $500- $1000 Deductible 1700 8 Wood siding No
1966 635,000 Membrane Roof 2,130 4 $500 Deductible 830 3 Stucco siding yes
1956 865,000 Slate Shingles Roof 2,550 5 $500 Deductible 3140 12 Vinyl siding yes
1965 920,000 Tile Roof 2,950 4 $500 Deductible 2850 8 Stone Siding yes