Mountainboro Insurance Rates:

Mountainboro, AL homeowners insurance is approximately $799 to $1,092, about $66-$91/month. Our detailed guide reveals consumers can save upto $378 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mountainboro, AL Homeowners Insurance By Home Value

Mountainboro, AL Home Value Total Homes % of Total Average Mountainboro, AL Homeowners Insurance
Less than $50,000 693 23.0% $227
$50,000 to $59,999 120 4.0% $482
$60,000 to $69,999 140 4.0% $595
$70,000 to $79,999 200 6.0% $690
$80,000 to $89,999 138 4.0% $785
$90,000 to $99,999 174 5.0% $879
$100,000 to $124,999 364 12.0% $1012
$125,000 to $149,999 275 9.0% $1267
$150,000 to $174,999 362 12.0% $1504
$175,000 to $199,999 123 4.0% $1731
$200,000 to $249,999 225 7.0% $2081
$250,000 to $299,999 58 1.0% $2544
$300,000 to $399,999 53 1.0% $3235

Top Home Insurance Agents Near Mountainboro, AL

Home Insurance Company Near Mountainboro, AL Homeowners Insurance Agency Near Mountainboro, AL Address
Liberty Mutual Independent J Smith Lanier & Company 206 EXCHANGE PL NW, HUNTSVILLE, AL, 35808
Allstate Michael Higdon 319a Al Highway 75 N, Albertville, AL, 35951
State Farm Missy Vogel 9972 Commerce St, Summerville, GA, 30747-1318
Nationwide Randy Jones & Associates Inc 419 E Laurel St, Scottsboro, AL, 35768-1959
State Farm Stewart Lee 516 Main Street North, Warrior, AL, 35180

Cost Of Homeowners Insurance By Street Near Mountainboro, AL

Streets in Mountainboro Area Homeowners Insurance Cost
Old Hollow Rd, Coosa Rd, Otway Rd, Julietta St, Groover Rd, Berry Rd, Toney Dr, Industry Dr, Whitesboro Rd, Happy Hill Cutoff Rd$936
Noblitt Cir, Leeth Gap Rd, Sauls Warren Rd, Walker Mountain Rd, Lake Cir, Copeland Gap Church Rd, Thrasher Dr, Murphree Rd, Brow Cutoff Rd, Sardis Dr$946
Lips Comb Rd, Murdock Dr, Alewine St, Neely Norma Ln, Co Rd 450, Lakeview Dr, Gene Mashburn Rd, Tidwell Rd, Blueberry Ln, Sauls Cir$951
Underwood Rd, Decker Rd, Peach Tree Ln, Kristie Ln, Debbie St, Amos Dr, Holliday Cir, Mountainboro Rd, Talton Cir, Doc Gaskin Rd$950
Springdale Rd, Mountain Dr, Harrelson Rd, Alexander Rd, Parkway Dr, Green Ln, Gaines St, Beech St, King Ln, Happy Hill Rd$947

Mountainboro, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mountainboro$140 to $142
Sardis City$142
Carlisle-Rockledge$139
Whitesboro$143

Mountainboro, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sardis City town, Alabama $143 $190 $285
Carlisle-Rockledge CDP, Alabama $139 $185 $278
Whitesboro CDP, Alabama $143 $191 $287

Mountainboro, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mountainboro, AL7.4%24.7%
Sardis City6.91%23.63%
Carlisle-Rockledge9.13%23.2%
Whitesboro6.46%26.29%

Mountainboro Renters Insurance as a Percentage of Rent

Mountainboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 9 2.0% $1265
$500 to $749 254 67.0% $1940
$750 to $999 50 13.0% $2690
$1,000 to $1,499 62 16.0% $3815

Average Cost Of Home Insurance By Company In Areas Nearby Mountainboro For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Armed Forces Insurance Exchange 833
$500 $150,000 Auto Owners Ins Company 1430
$500 $150,000 Country Casualty Insurance Company 1074
$500 $150,000 Travelers Home And Marine Insurance Company 633
$500 $300,000 Amica Mutual Ins Company 3020
$500 $300,000 Armed Forces Insurance Exchange 1566
$500 $300,000 Auto Owners Ins Company 2311
$500 $300,000 Usaa Casualty Insurance Company 2121
$500 $300,000 Usaa General Indemnity Co 2089

Mountainboro, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Mountainboro Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,400$9,900
Net Savings to Mountainboro Home Owner from High Deductible Plan $1,500

Mountainboro, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mountainboro, AL Home Replacement Value MORE than Home Value Mountainboro, AL Home Replacement Value LESS than Home Value
Replacement Value $127,500 $83,500
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Mountainboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateChubb Group of Insurance
Monthly Premium 737165
Year Built 198219912002
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Mountainboro, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 130,000 Shingles Roof 2,230 3 $500 Deductible 570 9 Brick siding yes
1997 150,000 Asphalt Shingles Roof 2,510 5 $5000 to $10,000 Deductible 70 2 Wood siding No
1982 135,000 Tile Roof 1,900 3 $500 Deductible 190 4 Brick siding yes
1991 100,000 Membrane Roof 1,430 3 $500 Deductible 140 3 Vinyl siding No
2011 150,000 Tile Roof 1,800 5 $500- $1000 Deductible 110 2 Wood siding yes
2011 135,000 Wood Shake Roof 2,020 5 $1000-$2500 Deductible 340 8 Fiber-Cement Siding No
1996 295,000 Asphalt Shingles Roof 3,780 5 $5000 to $10,000 Deductible 140 2 Fiber-Cement Siding yes
2012 255,000 Wood Shake Roof 3,250 4 > $10,000 Deductible 290 6 Fiber-Cement Siding yes
2001 105,000 Membrane Roof 1,390 3 $1000-$2500 Deductible 190 6 Stucco siding yes
2010 215,000 Wood Shake Roof 3,170 5 $5000 to $10,000 Deductible 710 9 Stucco siding yes
1984 160,000 Slate Shingles Roof 2,070 4 $5000 to $10,000 Deductible 310 8 Wood siding No
2008 140,000 Slate Shingles Roof 2,120 4 $500- $1000 Deductible 90 2 Fiber-Cement Siding No
1992 150,000 Metal Roof 2,140 3 $2500-$5000 Deductible 420 7 Vinyl siding No