Mountain Top Insurance Rates:

Mountain Top, PA homeowners insurance is roughly $625 to $853, about $52-$71/month. Our exhaustive guide reveals consumers can save upto $295 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mountain Top, PA Homeowners Insurance By Home Value

Mountain Top, PA Home Value Total Homes % of Total Average Mountain Top, PA Homeowners Insurance
Less than $50,000 251 7.0% $96
$70,000 to $79,999 73 2.0% $288
$80,000 to $89,999 35 1.0% $325
$90,000 to $99,999 45 1.0% $369
$100,000 to $124,999 326 9.0% $421
$125,000 to $149,999 433 12.0% $532
$150,000 to $174,999 352 10.0% $628
$175,000 to $199,999 384 11.0% $724
$200,000 to $249,999 445 13.0% $872
$250,000 to $299,999 479 14.0% $1071
$300,000 to $399,999 498 14.0% $1359

Top Home Insurance Agents Near Mountain Top, PA

Home Insurance Company Near Mountain Top, PA Homeowners Insurance Agency Near Mountain Top, PA Address
NA Kerwick Insurance Agency, Inc. 1762 W Market St, Pottsville, PA, 17901
Travelers John J Crane Insurance Agency Inc 25 W Frack St, Frackville, PA, 17931
Travelers The Insurance Shop Llc 881 BROADWAY RD, MILTON, PA, 17847
State Farm Tom Bartholomew 129 E Main Street, Macungie, PA, 18062
Allstate Varano Insurance Agc 2 W Independence St, Shamokin, PA, 17872

Cost Of Homeowners Insurance By Street Near Mountain Top, PA

Streets in Mountain Top Area Homeowners Insurance Cost
S Front St, Henry Dr, Ledge Ln, Shady Tree Dr, State Rte 437, Allan Ct, Ash Ln, Morning Glory Pl, Woodcrest Ave, Farmhouse Rd$758
Lillian Ave, Lines Ln, Twins Ln, Blytheburn Rd, Parkland Dr, Woodberry Dr, Longwood Ln, Candlewick Cr, Co Rd 24, W Sterling St$747
Summit View Dr, Fox Ln, Congress Rd, Gracedale Ave, Deer Run Dr, Oak Hill Rd, Stoney Ln, Lee Ave, Valley Ln, Dale Dr$753
Spring Mill Rd, Hazlenut Dr, Foothill Dr, Sachs Ln, Sunset Gardens, Yeager Ave, Pine View Dr, Co Rd 25, Highland Rd, Rockledge Dr$737
Hitching Post Rd, Patriot Cir, State Rte 437, Revere Rd, Wilkes Ln, Osprey Dr, White Tail Dr, Aspen Dr, Red Coat Ln, Greenwood Dr$739

Mountain Top, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mountain Top$110 to $113
Wright$110
Rice$111
Nuangola$108

Mountain Top, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wright township, Luzerne County, Pennsylvania $92 $123 $184
Rice township, Luzerne County, Pennsylvania $93 $123 $185
Nuangola borough, Pennsylvania $90 $120 $180

Mountain Top, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mountain Top, PA3.7%10.2%
Wright3.89%10.22%
Rice4.02%12.26%
Nuangola5.13%14.88%

Mountain Top Renters Insurance as a Percentage of Rent

Mountain Top Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 29 7.0% $783
$300 to $499 65 16.0% $1233
$500 to $749 191 49.0% $1908
$750 to $999 52 13.0% $2658
$1,000 to $1,499 34 8.0% $3783
$1,500 or more 16 4.0% $5433

Mountain Top, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Mountain Top Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Mountain Top Home Owner from High Deductible Plan $600

Mountain Top, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mountain Top, PA Home Replacement Value MORE than Home Value Mountain Top, PA Home Replacement Value LESS than Home Value
Replacement Value $200,000 $164,000
Insurance Premium based on Replacement Value $1,125 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Mountain Top Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceState Farm
Monthly Premium 1037075
Year Built 197119832008
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$175000-$200000
Deductible $500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Mountain Top, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 265,000 Tile Roof 2,500 4 > $10,000 Deductible 80 1 Brick siding No
1948 165,000 Membrane Roof 1,760 4 $5000 to $10,000 Deductible 310 6 Vinyl siding yes
1984 215,000 Wood Shake Roof 2,250 3 $500- $1000 Deductible 480 6 Brick siding yes
2014 240,000 Membrane Roof 2,580 4 $5000 to $10,000 Deductible 400 5 Stucco siding yes
1977 380,000 Membrane Roof 4,340 5 $1000-$2500 Deductible 1000 8 Vinyl siding No
2014 345,000 Asphalt Shingles Roof 3,480 5 $500 Deductible 1640 12 Stucco siding yes
2006 415,000 Composition Roof 4,330 5 $5000 to $10,000 Deductible 750 8 Brick siding No
1943 415,000 Asphalt Shingles Roof 3,280 4 $2500-$5000 Deductible 1780 12 Wood siding yes
2012 165,000 Wood Shake Roof 1,900 3 $500- $1000 Deductible 410 7 Wood siding No
2010 250,000 Wood Shake Roof 2,360 3 $5000 to $10,000 Deductible 240 4 Fiber-Cement Siding No
1949 295,000 Wood Shake Roof 2,370 3 $500 Deductible 130 1 Brick siding yes
2013 155,000 Slate Shingles Roof 1,500 3 $500- $1000 Deductible 290 6 Wood siding No
1976 410,000 Tile Roof 3,290 4 $500 Deductible 2560 12 Vinyl siding yes
2001 540,000 Tile Roof 4,530 5 > $10,000 Deductible 1280 12 Brick siding yes
2000 185,000 Tile Roof 1,680 4 $500 Deductible 640 7 Stone Siding yes
2008 465,000 Membrane Roof 4,260 5 $500 Deductible 1800 10 Wood siding No
1970 190,000 Slate Shingles Roof 1,500 3 $500 Deductible 780 8 Stucco siding No
1990 160,000 Metal Roof 1,490 3 $5000 to $10,000 Deductible 190 5 Stucco siding No
2001 320,000 Shingles Roof 2,970 4 $2500-$5000 Deductible 560 8 Brick siding yes
2002 240,000 Slate Shingles Roof 2,260 3 $500 Deductible 210 2 Wood siding No
1941 235,000 Composition Roof 2,340 5 $500- $1000 Deductible 900 9 Stucco siding yes
2009 225,000 Asphalt Shingles Roof 2,490 4 > $10,000 Deductible 280 5 Stucco siding yes
2008 420,000 Composition Roof 3,370 4 $2500-$5000 Deductible 440 4 Stucco siding yes
1971 145,000 Tile Roof 1,320 3 $1000-$2500 Deductible 500 9 Fiber-Cement Siding yes
2011 465,000 Membrane Roof 3,880 5 $500- $1000 Deductible 270 2 Stucco siding yes
2012 295,000 Slate Shingles Roof 2,540 4 $500 Deductible 480 4 Brick siding yes
2014 160,000 Slate Shingles Roof 1,550 3 $500- $1000 Deductible 280 6 Stone Siding No
2002 260,000 Shingles Roof 2,300 3 $5000 to $10,000 Deductible 320 5 Stucco siding No
1987 460,000 Membrane Roof 4,280 5 $500- $1000 Deductible 500 3 Vinyl siding yes
1994 230,000 Composition Roof 2,060 5 > $10,000 Deductible 310 7 Fiber-Cement Siding yes
1977 235,000 Composition Roof 2,360 4 $500 Deductible 350 4 Stucco siding No
1942 320,000 Membrane Roof 2,980 4 > $10,000 Deductible 60 1 Stone Siding No
1997 550,000 Composition Roof 4,730 5 > $10,000 Deductible 690 7 Stone Siding yes
1949 375,000 Slate Shingles Roof 2,920 5 $500- $1000 Deductible 850 5 Stucco siding yes