Mountain Home, AR homeowners insurance is approximately $946 to $1,286, about $78-$107/month. Our all inclusive research shows customers can save as much as $446 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Mountain Home, AR | Homeowners Insurance Agency Near Mountain Home, AR | Address |
|---|---|---|
| Travelers | White River Ins Agency Of Mountain View | 431 SYLAMORE AVE, MOUNTAIN VIEW, AR, 72560 |
| Travelers | Campbell Insurance Agency Inc | 209 N Walnut, Harrison, AR, 72601 |
| State Farm | Jim Peters | 1426 Southern Hills Ctr, West Plains, MO, 65775-2955 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Baxter County, Arkansas | $167 | $223 | $335 |
| Briarcliff city, Arkansas | $165 | $220 | $330 |
| Midway CDP, Arkansas | $173 | $230 | $345 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Mountain Home, AR | 9.8% | 30.4% |
| Baxter County | 9.87% | 31.93% |
| Briarcliff | 9.56% | 31.21% |
| Midway | 16.64% | 28.87% |
| Mountain Home Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 85 | 3.0% | $367 |
| $200 to $299 | 115 | 4.0% | $817 |
| $300 to $499 | 708 | 29.0% | $1267 |
| $500 to $749 | 955 | 39.0% | $1942 |
| $750 to $999 | 356 | 14.0% | $2692 |
| $1,000 to $1,499 | 214 | 8.0% | $3817 |
| Streets in Mountain Home Area | Homeowners Insurance Cost |
|---|---|
| Hackberry Ln, Co Rd 145, Roberts Dr, Sanlo Ln, Co Rd 128, Arbor, Bordeaux Dr, Chaparral Ln, Langston Pl, Pine Forest Trl | $1,139 |
| Cavalier Pl, W Paul Ave, Cypress Ct, Ridgewood Dr, Bellflower Ln, W 8th St, Cherry Ln, Lannys Ln, Kerr St, Luther Creek Trl | $1,127 |
| Laurelwood Dr, White Sand Ln, Big Creek Rd, Peaceful Ct, Co Rd 803, Mary St, Rock Creek Dr, Hidden Pines Ln, Park Rd, Leo Davis Dr | $1,118 |
| High Ridge Cir, Bluemont Ave, Hill Dr, Fife Ln, Elizabeth Dr, River Meadows Dr, Pheasant Run Ct, Rose Ln, Shorecrest Way, Co Rd 988 | $1,111 |
| W 1st St, Hebrides Ave, Howard St, Wild Fern Ln, Co Rd 769, White Fence Ln, Fout Rd, Co Rd 474, Hicks Rd, Old Arkana Rd | $1,118 |
| Woodbine Dr, Westwood Dr, Co Rd 806, Rd 1437, Coyote Trl, Co Rd 673, Bucksnort Trl, Deer Path Dr, Brassie Dr, Shelton Ln | $1,105 |
| Co Rd 44, Ben Moore Cir, Terrace, Buford Cutoff, Bluebird Ln, Elm Tree Ln, E North St, Revere Pl, Stonecrest Ct, Havner Ln | $1,107 |
| Bruin Ct, Amanda Ln, Cabinet Ln, Honey Tree Ln, Breeze St, Stone Castle Trl, Confederate Cir, Co Rd 995, Co Rd 1073, Co Rd 948 | $1,118 |
| Co Rd 457, Woodland Ave, Duckpond Ln, Cochran Dr, Shorecrest Dr, Beechwood Ln, Sycamore Springs Ter, Wolf St, Russell St, Co Rd 55 | $1,118 |
| Atkins St, Co Rd 303, Co Rd 38, Big Pond Cir, Greenfield Hill Rd, Powderhorn Way, Co Rd 625, Wildoak Ln, Hawthorne Dr, Co Rd 37 | $1,143 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Mountain Home | $166 to $168 |
| Baxter County | $167 |
| Briarcliff | $165 |
| Midway | $172 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Mountain Home Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,100 | $8,500 |
| Net Savings to Mountain Home Home Owner from High Deductible Plan | $600 | |
| Scenario | Mountain Home, AR Home Replacement Value MORE than Home Value | Mountain Home, AR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $147,000 | $93,500 |
| Insurance Premium based on Replacement Value | $1,075 | $675 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,000 | Risk Exposure from Under Insuring Coverage is $22,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $225/year |
| Insurance Company | State Farm | Allstate | Nationwide Insurance |
| Monthly Premium | 39 | 143 | 72 |
| Year Built | 2014 | 1998 | 2002 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $75000-$100000 | $250000-$300000 | $125000-$150000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |