How Much Does Mount Vernon, NY Home Insurance Cost?

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Mount Vernon, NY Average Homeowners Insurance Cost

$1,525

Homeowners Insurance Cost - Mount Vernon, NY

$355,600

Median Home Value - Mount Vernon, NY


Mount Vernon, NY Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$18.3 $1,506.7
$1000 Deductible -$161.95 $1,363.05
$1500 Deductible -$241.86 $1,283.14
$2000 Deductible -$360.2 $1,164.8
$2500 Deductible -$430.05 $1,094.95

Mount Vernon, NY Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$320 $1,205
30 year old +$23 $1,548
40 year old +$40 $1,565
50 year old +$58 $1,583
Above 50 year old +$73 $1,598

Mount Vernon, NY Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$214 $1,312
Superior -$153 $1,373
Masonry -$76 $1,449
Brick -$76 $1,449
Hail Resistant Roof -$46 $1,479


Mount Vernon, NY Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$31 $1,556
Swimming Pool With A Diving Board +$61 $1,586
Swimming Pool With Slide +$92 $1,617

Mount Vernon, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $46 $1,479
Police Department $15 $1,510

Mount Vernon, NY Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$640.5 $2,166
Filing a Second Liability Claim +$579.5 $2,105
Filing a Second Theft Claim +$579.5 $2,105
Filing a Second Water Claim +$503.25 $2,028
Filing a Fire Claim +$305.0 $1,830
Filing a Liability Claim +$289.75 $1,815
Filing a Theft Claim +$289.75 $1,815
Filing a Water Claim +$244.0 $1,769
Filing a Weather Claim +$244.0 $1,769

Mount Vernon, NY Home Insurance - Analysis On Quotes, Rates & Agents

Mount Vernon, NY Home Insurance Agents for Top Companies

Visual Guide for Mount Vernon, NY Home Insurance Buyers on Insurance Companies and Rates