Mount Vernon, NY homeowners insurance is approximately $550 to $746, about $45-$62/month. Our extensive guide indicates shoppers can save as much as $259 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Mount Vernon, NY | Homeowners Insurance Agency Near Mount Vernon, NY | Address |
|---|---|---|
| Travelers | Oxford Insurance Agency Group Ltd | 400 Oser Ave, Hauppauge, NY, 11788 |
| Travelers | Willis Insurance Services Of California Inc | 1040 AVENUE OF THE AMERICAS, NEW YORK, NY, 10281 |
| Allstate | Barry Mednick | 544 Woodbury Rd, Plainview, NY, 11803 |
| Travelers | Bertholon-Rowland Corporation | 100 BROADWAY #400, NEW YORK, NY, 10005 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Pelham town, Westchester County, New York | $106 | $141 | $212 |
| Bronxville village, New York | $112 | $149 | $224 |
| Pelham Manor village, New York | $108 | $144 | $216 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Mount Vernon, NY | 2.0% | 5.4% |
| Pelham | 1.47% | 5.88% |
| Bronxville | 1.56% | 6.23% |
| Pelham Manor | 1.5% | 5.99% |
| Mount Vernon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 296 | 1.0% | $771 |
| $300 to $499 | 802 | 5.0% | $1221 |
| $500 to $749 | 1,408 | 8.0% | $1896 |
| $750 to $999 | 3,281 | 20.0% | $2646 |
| $1,000 to $1,499 | 6,834 | 43.0% | $3771 |
| $1,500 or more | 3,160 | 20.0% | $5421 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $3,000 |
| Yearly Mount Vernon Homeowner Insurance Premium Example | $2,000 | $1,600 |
| Out of Pocket Expense During Claim | $1,000 | $3,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $17,000 | $15,800 |
| Net Savings to Mount Vernon Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Mount Vernon, NY Home Replacement Value MORE than Home Value | Mount Vernon, NY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $677,500 | $406,500 |
| Insurance Premium based on Replacement Value | $8,000 | $4,800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $135,500 | Risk Exposure from Under Insuring Coverage is $135,500 |
| Premium Impact | Insurance cheaper by $1,600/year | Insurance costlier by $1,600/year |
| Insurance Company | Chubb Group of Insurance | Nationwide Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 151 | 284 | 326 |
| Year Built | 1950 | 1962 | 1940 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $150000-$175000 | $300000-$350000 | $350000-$400000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |