Moulton Insurance Rates:

Moulton, AL homeowners insurance is nearly $791 to $1,086, about $65-$90/month. Our thorough guide reveals consumers can save upto $375 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Moulton, AL Homeowners Insurance By Home Value

Moulton, AL Home Value Total Homes % of Total Average Moulton, AL Homeowners Insurance
Less than $50,000 341 15.0% $253
$50,000 to $59,999 233 10.0% $535
$60,000 to $69,999 144 6.0% $666
$70,000 to $79,999 105 4.0% $769
$80,000 to $89,999 268 12.0% $873
$90,000 to $99,999 85 3.0% $976
$100,000 to $124,999 208 9.0% $1126
$125,000 to $149,999 131 5.0% $1408
$150,000 to $174,999 286 13.0% $1662
$175,000 to $199,999 113 5.0% $1924
$200,000 to $249,999 149 6.0% $2309
$250,000 to $299,999 95 4.0% $2826
$300,000 to $399,999 32 1.0% $3596

Top Home Insurance Agents Near Moulton, AL

Home Insurance Company Near Moulton, AL Homeowners Insurance Agency Near Moulton, AL Address
Travelers Virgil B Fowler Insurance Agency 806 2ND AVE SW, CULLMAN, AL, 35055
Allstate Chase Henderson 6138 Highway 431 S, Brownsboro, AL, 35741
State Farm James Harris 3311 B Wallace Ave SW Ste 105, Huntsville, AL, 35805-4064
Allstate Lindsey Sumrall 4319 Alabama Highway 160, Hayden, AL, 35079
Farmers Thomas Warhurst 2110 Al Highway 157, Cullman, AL, 35058

Cost Of Homeowners Insurance By Street Near Moulton, AL

Streets in Moulton Area Homeowners Insurance Cost
Co Rd 106, Co Rd 95, Coffee Rd, Will St, Co Rd 117, Jackson Ct, Old Hillsboro Rd, Lawrence St, Spring St, Co Rd 91$933
Gordon Dr, Co Rd 101, Co Rd 67, Eastward Pointe, Co Rd 516, Co Rd 179, Big Nance St, Co Rd 180, Co Rd 181, Co Rd 600$953
Co Rd 99, Co Rd 71, Hospital St, West St, Co Rd 59, Highland Cove, Co Rd 466, Webb St, North St, Co Rd 100$937
Co Rd 167, Co Rd 525, Lois St, Co Rd 234, Byler Rd, Fern Ct, Co Rd 237, Co Rd 225, Tommie Dr, Co Rd 231$936
South St, School St, Co Rd 599, Paine Ave, Rosenwald St, Al Hwy 36, Patterson St, Mount Olive Rd, Al Highway 24, Student Ln$931

Moulton, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Moulton$139 to $142
Lawrence County$141
Speake-Oakville$140
Mount Hope$142

Moulton, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lawrence County, Alabama $118 $157 $235
Speake-Oakville CCD, Lawrence County, Alabama $117 $156 $234
Mount Hope CCD, Lawrence County, Alabama $119 $159 $238

Moulton, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Moulton, AL8.6%24.5%
Lawrence County7.79%24.38%
Speake-Oakville7.88%22.41%
Mount Hope7.85%23.57%

Moulton Renters Insurance as a Percentage of Rent

Moulton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 1.0% $368
$200 to $299 101 10.0% $818
$300 to $499 433 45.0% $1268
$500 to $749 366 38.0% $1943
$750 to $999 37 3.0% $2693

Average Cost Of Home Insurance By Company In Areas Nearby Moulton For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National Property & Casualty Company 645
$500 $150,000 Amica Mutual Ins Company 1287
$500 $150,000 Nationwide Mutual Fire Ins Company 1038
$500 $150,000 United Services Automobile Association 921
$500 $150,000 Usaa Casualty Insurance Company 999
$500 $150,000 Usaa General Indemnity Co 951
$500 $300,000 Armed Forces Insurance Exchange 1148
$500 $300,000 Farmers Insurance Exchange 2215
$500 $300,000 Safeco Insurance Company Of America 1645
$500 $300,000 United Services Automobile Association 1417

Moulton, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Moulton Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Moulton Home Owner from High Deductible Plan $600

Moulton, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Moulton, AL Home Replacement Value MORE than Home Value Moulton, AL Home Replacement Value LESS than Home Value
Replacement Value $101,000 $79,000
Insurance Premium based on Replacement Value $450 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Moulton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyAllstate
Monthly Premium 284548
Year Built 199820121987
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$150000-$175000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Moulton, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 230,000 Composition Roof 3,060 4 $2500-$5000 Deductible 560 7 Stucco siding No
1991 120,000 Shingles Roof 1,760 4 $2500-$5000 Deductible 80 2 Wood siding yes
1998 145,000 Metal Roof 1,900 3 $2500-$5000 Deductible 90 2 Stucco siding yes
2010 85,000 Shingles Roof 1,460 3 $500- $1000 Deductible 150 3 Stucco siding No
2011 120,000 Asphalt Shingles Roof 1,700 3 $2500-$5000 Deductible 30 1 Wood siding yes
1979 200,000 Composition Roof 2,840 4 $500- $1000 Deductible 420 5 Vinyl siding yes
1979 180,000 Metal Roof 2,290 4 $5000 to $10,000 Deductible 610 12 Wood siding No
1985 145,000 Asphalt Shingles Roof 2,370 3 $1000-$2500 Deductible 250 5 Fiber-Cement Siding No
1972 140,000 Wood Shake Roof 2,380 3 $2500-$5000 Deductible 420 10 Stone Siding No
2010 90,000 Shingles Roof 1,250 3 $2500-$5000 Deductible 230 9 Fiber-Cement Siding yes
1960 125,000 Shingles Roof 2,020 4 $2500-$5000 Deductible 140 5 Stucco siding yes
2000 95,000 Asphalt Shingles Roof 1,730 3 $1000-$2500 Deductible 100 3 Stone Siding yes
1969 120,000 Metal Roof 2,000 4 $500 Deductible 520 12 Fiber-Cement Siding No
2004 210,000 Tile Roof 3,210 4 $1000-$2500 Deductible 540 8 Wood siding No
2009 65,000 Shingles Roof 1,200 3 $2500-$5000 Deductible 140 8 Brick siding yes
1960 80,000 Tile Roof 1,450 3 $1000-$2500 Deductible 100 5 Fiber-Cement Siding yes
1964 95,000 Membrane Roof 1,340 3 $500 Deductible 60 2 Fiber-Cement Siding No
1986 225,000 Asphalt Shingles Roof 2,810 4 $500- $1000 Deductible 210 3 Stone Siding yes
1971 185,000 Asphalt Shingles Roof 2,700 4 $5000 to $10,000 Deductible 350 7 Fiber-Cement Siding yes
2003 125,000 Shingles Roof 1,690 4 $500 Deductible 200 3 Stone Siding No
1964 155,000 Metal Roof 1,990 4 $5000 to $10,000 Deductible 490 10 Wood siding yes
1997 160,000 Slate Shingles Roof 2,250 4 $500- $1000 Deductible 140 2 Brick siding yes
1969 250,000 Asphalt Shingles Roof 3,150 4 $500- $1000 Deductible 820 9 Vinyl siding yes
1963 120,000 Wood Shake Roof 1,700 3 $1000-$2500 Deductible 40 1 Brick siding No
2010 135,000 Asphalt Shingles Roof 1,780 3 $500 Deductible 140 3 Stone Siding yes
1972 165,000 Wood Shake Roof 3,060 4 $2500-$5000 Deductible 250 6 Vinyl siding yes
1990 110,000 Composition Roof 1,740 4 $1000-$2500 Deductible 470 9 Fiber-Cement Siding No
2009 135,000 Composition Roof 2,160 3 $2500-$5000 Deductible 200 5 Stucco siding yes