Moss Bluff Insurance Rates:

Moss Bluff, LA homeowners insurance is nearly $1,100 to $1,501, about $91-$125/month. Our thorough research reveals consumers can save upto $520 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Moss Bluff, LA Homeowners Insurance By Home Value

Moss Bluff, LA Home Value Total Homes % of Total Average Moss Bluff, LA Homeowners Insurance
Less than $50,000 370 10.0% $195
$50,000 to $59,999 75 2.0% $403
$60,000 to $69,999 71 2.0% $507
$70,000 to $79,999 164 4.0% $585
$80,000 to $89,999 194 5.0% $663
$90,000 to $99,999 114 3.0% $741
$100,000 to $124,999 199 5.0% $871
$125,000 to $149,999 226 6.0% $1079
$150,000 to $174,999 595 17.0% $1287
$175,000 to $199,999 596 17.0% $1482
$200,000 to $249,999 401 11.0% $1781
$250,000 to $299,999 136 4.0% $2171
$300,000 to $399,999 252 7.0% $2769

Top Home Insurance Agents Near Moss Bluff, LA

Home Insurance Company Near Moss Bluff, LA Homeowners Insurance Agency Near Moss Bluff, LA Address
NA Jimmy Smith Agency 970 W. Round Bunch Rd Bridge City, Bridge City, TX, 77611
NA Demarie Insurance Agency 807 W. Mcneese St Lake Charles, Lake Charles, LA, 70605
Travelers Chris Duncan Agency Inc 502 EAST COLLEGE, LAKE CHARLES, LA, 70605
State Farm Dave Mccarty 2108 Oak Park Blvd, Lake Charles, LA, 70601-7864
State Farm Melanie Perry Ste A 695 Sam Houston Jones Pkwy, Moss Bluff, LA, 70611-5506

Cost Of Homeowners Insurance By Street Near Moss Bluff, LA

Streets in Moss Bluff Area Homeowners Insurance Cost
Whipperwill Dr, Helen Ln, Hollyvale Dr, Oakwood Dr, Sistrunk Rd, Greenwood Rd, White Oak Cir, Sallengs Rd, Emerald Cut Ln, Beechwood Rd$1,294
Bayleaf Dr, Gill Rd, Campfire Rd, S Kingston Sq, Ardoin Rd, W Diamond Cir, Hollis Ln, Moss Ln, S Tillie Ln, Pinecone Dr$1,295
Emma St, Josh St, Parish Rd, Longwood Dr, Cedar Ln, Idlebrook Dr, Ravenhurst Dr, E Diamond Cir, Wall Ln, Belfield Rd$1,299
Goos Rd, Mohawk Dr, Eastern Meadows Dr, Colonial Dr, N Presidential Cir, Ihles Rd, Congressman Ln, Senator Ln, Caesars Ct, Old Hwy 171$1,307
E Park Manor Dr, N Borel Dr, Meadow Dr, Magnolia Dr, S Pine Meadows Dr, Moss Bluff Dr, W Kingston Sq, Ryan Rd, Chardonnay Dr, S Perkins Ferry Rd$1,301

Moss Bluff, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Moss Bluff$194 to $196
Gillis$184
Westlake$187
Lake Charles$189

Moss Bluff, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gillis CDP, Louisiana $185 $246 $369
Westlake city, Louisiana $188 $250 $375
Lake Charles city, Louisiana $190 $253 $380

Moss Bluff, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Moss Bluff, LA8.8%34.7%
Gillis15.03%40.2%
Westlake11.45%31.81%
Lake Charles9.92%31.66%

Moss Bluff Renters Insurance as a Percentage of Rent

Moss Bluff Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 71 14.0% $1245
$500 to $749 154 31.0% $1920
$750 to $999 192 38.0% $2670
$1,000 to $1,499 46 9.0% $3795
$1,500 or more 30 6.0% $5445

Average Cost Of Home Insurance By Company In Areas Nearby Moss Bluff For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$400,000 $200,000 brick veneer 1-year Access Home Ins Co (Preferred) $5472
$100,000 $50,000 brick veneer 25-year Allstate Ins Co $2458
$200,000 $100,000 Frame 10-year Americas Ins Co $3888
$200,000 $100,000 brick veneer 10-year Centauri Specialty Ins Co $3334
$200,000 $100,000 brick veneer 10-year Encompass Indemnity Co $5703
$200,000 $100,000 Frame 10-year Liberty Mutual Fire Ins Co $5638
$200,000 $100,000 brick veneer 10-year Lighthouse Property Ins Corp (Standard) $3534
$200,000 $100,000 brick veneer 10-year State Farm Fire & Casualty Co $4067
$150,000 $75,000 brick veneer 20-year The Travelers Indem Co Of America $2813
$200,000 $100,000 brick veneer 10-year Vigilant Ins Co $4029

Moss Bluff, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$6,000
Yearly Moss Bluff Homeowner Insurance Premium Example $3,800$2,800
Out of Pocket Expense During Claim$1,000$6,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $23,800$22,800
Net Savings to Moss Bluff Home Owner from High Deductible Plan $1,000

Moss Bluff, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Moss Bluff, LA Home Replacement Value MORE than Home Value Moss Bluff, LA Home Replacement Value LESS than Home Value
Replacement Value $193,500 $125,000
Insurance Premium based on Replacement Value $3,775 $2,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $650/year Insurance costlier by $700/year

Example Moss Bluff Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAllstate
Monthly Premium 161275342
Year Built 198720122006
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$200000-$250000$250000-$300000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Moss Bluff, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 190,000 Asphalt Shingles Roof 1,880 4 $1000-$2500 Deductible 2180 12 Wood siding yes
1996 205,000 Tile Roof 2,630 4 > $10,000 Deductible 1760 9 Fiber-Cement Siding No
2012 165,000 Shingles Roof 1,880 4 $2500-$5000 Deductible 370 2 Wood siding yes
1992 135,000 Composition Roof 1,700 4 $500 Deductible 320 2 Stone Siding No
1986 185,000 Membrane Roof 2,220 3 $500 Deductible 1730 5 Stucco siding yes
2009 320,000 Shingles Roof 2,750 5 $5000 to $10,000 Deductible 2630 6 Vinyl siding No
1989 250,000 Metal Roof 2,220 3 $500- $1000 Deductible 1490 5 Wood siding yes
1980 335,000 Metal Roof 3,440 5 $5000 to $10,000 Deductible 1000 4 Fiber-Cement Siding yes
1985 155,000 Wood Shake Roof 1,730 3 $5000 to $10,000 Deductible 780 7 Fiber-Cement Siding yes
2004 165,000 Composition Roof 2,080 4 $5000 to $10,000 Deductible 140 1 Wood siding No
2008 335,000 Composition Roof 3,110 4 $5000 to $10,000 Deductible 3710 12 Brick siding No
1992 210,000 Membrane Roof 2,280 3 $500 Deductible 3540 10 Brick siding No
2014 295,000 Tile Roof 2,820 5 > $10,000 Deductible 2160 9 Wood siding yes
2007 110,000 Composition Roof 1,370 3 $500 Deductible 1260 9 Vinyl siding yes
2004 150,000 Asphalt Shingles Roof 1,580 5 $2500-$5000 Deductible 1320 8 Brick siding No
1989 285,000 Composition Roof 2,620 5 $2500-$5000 Deductible 1330 7 Vinyl siding No
1995 140,000 Shingles Roof 1,730 4 $1000-$2500 Deductible 1690 8 Stucco siding yes
2003 190,000 Tile Roof 2,100 4 $2500-$5000 Deductible 880 3 Fiber-Cement Siding yes
1990 210,000 Shingles Roof 1,790 4 $500 Deductible 2710 10 Vinyl siding No
2001 205,000 Slate Shingles Roof 1,770 4 $2500-$5000 Deductible 1980 9 Brick siding No
1993 270,000 Metal Roof 3,270 4 $500- $1000 Deductible 800 2 Stucco siding yes
1999 165,000 Tile Roof 2,100 5 $500- $1000 Deductible 1920 12 Brick siding No
2004 180,000 Tile Roof 2,070 3 $2500-$5000 Deductible 920 6 Wood siding yes
2013 215,000 Tile Roof 2,070 3 > $10,000 Deductible 410 2 Vinyl siding No
1994 265,000 Wood Shake Roof 3,080 5 $2500-$5000 Deductible 1900 10 Stone Siding No
1980 475,000 Slate Shingles Roof 4,730 5 $2500-$5000 Deductible 2060 4 Wood siding No
2011 170,000 Membrane Roof 1,920 4 $500- $1000 Deductible 450 2 Brick siding No
2002 215,000 Shingles Roof 2,150 3 $500- $1000 Deductible 2340 9 Wood siding yes
2010 365,000 Asphalt Shingles Roof 3,190 4 $1000-$2500 Deductible 370 1 Vinyl siding yes
2010 155,000 Tile Roof 1,970 4 $500- $1000 Deductible 730 4 Wood siding yes
2014 145,000 Metal Roof 1,710 4 $500 Deductible 1500 8 Stucco siding yes
2010 205,000 Slate Shingles Roof 2,010 4 $500- $1000 Deductible 2630 12 Wood siding yes
1996 110,000 Membrane Roof 1,390 3 $500- $1000 Deductible 780 5 Vinyl siding yes
2012 275,000 Metal Roof 3,050 4 $500- $1000 Deductible 860 2 Vinyl siding yes