Moses Lake Insurance Rates:

Moses Lake, WA homeowners insurance is about $491 to $669, about $40-$55/month. Our complete research reveals consumers can save upto $232 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would definitely recommend this company. They are fantastic all the way around and I have had nothing but great experiences with them whenever I have been unfortunate enough to have to use them.
Mutual Of Enumclaw
My insurance company is a bit on the expensive side. however, my premiums are reasonable in comparison to other companies.
Allstate
I would absolutely recommend this company for home owners insurance. I had some questions and the same agent has helped me for many years now. She has called me and emailed me about any questions.
Liberty Mutual
Liberty Mutual and Allstate are two of the top auto insurers in the nation. ... Its financial strength and overall J.D. Power ratings trump those of Allstate's.
Geico
great nothing but great things i will never complain about how my comapny treats me because they treat me very great and always
Progressive
I don't like that my home insurance policy doesn't change in terms of cost when my policy renews. my auto insurance policy also seems to decrease in cost with every renewal (if i didn't file any claims in the previous policy period).
Liberty Mutual
I have no negative comments about my home insurance company. i have submitted no claims. i do not like that i have a $1000 deductible on my policy
Amica Mutual Insurance
They are very friendly and thorough. The only thing I don't like is that they are not open 24/7/365 and there is no good online communication option for off-peak hours.
Nationwide
My companies are not different from most insurance companies. I do think that Nationwide has some good policies
Allstate
I was very pleased with their prompt response in getting back to me whenever I had a question or needed help with our policy.
Allstate
They are really good with customer service and the reason I choose to pay a little more for my premiums. They are always willing to help and are quite competent in meeting all of the needs I may have that arise.
Travelers
I would definitely, and have, recommended Traveler's to others. I have had bad experiences in the past with insurance companies and am slow to recommend them in general. My experience with this company has been quite different and I am quite pleased.
Liberty Mutual
The costumer service is excellent. they are always willing to help with quote issues and explain in depth the different options.
Farmer's Insurance
The premium and deductible was at a rate that my wife and I found to be manageable and fair. No issues with the upfront cost.

Moses Lake, WA Homeowners Insurance By Home Value

Moses Lake, WA Home Value Total Homes % of Total Average Moses Lake, WA Homeowners Insurance
Less than $50,000 787 12.0% $81
$50,000 to $59,999 170 2.0% $179
$60,000 to $69,999 138 2.0% $220
$70,000 to $79,999 132 2.0% $255
$80,000 to $89,999 164 2.0% $290
$90,000 to $99,999 189 2.0% $324
$100,000 to $124,999 665 10.0% $377
$125,000 to $149,999 782 12.0% $469
$150,000 to $174,999 627 9.0% $556
$175,000 to $199,999 895 13.0% $643
$200,000 to $249,999 743 11.0% $777
$250,000 to $299,999 519 8.0% $951
$300,000 to $399,999 626 9.0% $1206

Top Home Insurance Agents Near Moses Lake, WA

Home Insurance Company Near Moses Lake, WA Homeowners Insurance Agency Near Moses Lake, WA Address
NA Morgan Insurance & Financial Services, Llc 419 S Division St Moses Lake, Moses Lake, WA, 98837
State Farm Cory Pickeral 1077 Basin St SW, Ephrata, WA, 98823-2041
State Farm Kim Janke 420 W Brdwy Ave Ste A, Moses Lake, WA, 98837-3835
Allstate Konz-Mckay Ins Agy 106 1st Ave NW, Ephrata, WA, 98823
Liberty Mutual Independent Martin-Morris Agency Inc 105 BASIN ST NW, EPHRATA, WA, 98823

Moses Lake, WA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Moses Lake, WA

Streets in Moses Lake Area Homeowners Insurance Cost
Linden Ave, W Stevens Ln, Ashcroft Rd, Husky Dr, Kelly Pl NE, E 3rd Ave, Kestral Rd NE, S Russell Ave, Chapparal Dr NE, Apple Rd NE$572
Baseline Rd E, Ernst Pl, Arnold Dr, Curry Dr NE, Paxson Dr NE, Vandenburg Loop, Superior Ct, NE Blue Goose St, Bluff West Dr, W Marina Dr$569
Andrews St NE, W Muriel Ln, Potato Hill Rd SE, S Kennedy Pl, Venice Ct, E Olive Ave, Albert Way SE, Benjamin Way SE, Sandalwood Pl, S Kiefer Dr$583
W Loop Dr, Trout Ave, E Wheeler Rd, Florence Ave, E Walnut Ave, Aaron Pl NE, S Lystil St, Maple Dr NE, Melody Ln, Larchmont Rd$583
Mockingbird St, Luta St, S Cedar St, E Hill St, Cindi Ln NE, E Bristlecone Ct, Century St, Broad St NE, Covey Ln, Patton Blvd$569

Moses Lake, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Moses Lake$86 to $89
Cascade Valley$88
Moses Lake North$84
Gloyd$90

Moses Lake, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cascade Valley CDP, Washington $88 $117 $176
Moses Lake North CDP, Washington $84 $112 $168
Gloyd CCD, Grant County, Washington $90 $120 $180

Moses Lake, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Moses Lake, WA3.7%13.2%
Cascade Valley3.41%10.04%
Moses Lake North5.83%14.0%
Gloyd2.98%17.24%

Moses Lake Renters Insurance as a Percentage of Rent

Moses Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 121 2.0% $805
$300 to $499 830 15.0% $1255
$500 to $749 2,090 39.0% $1930
$750 to $999 1,322 25.0% $2680
$1,000 to $1,499 650 12.0% $3805
$1,500 or more 206 3.0% $5455

Moses Lake, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Moses Lake Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,800$5,200
Net Savings to Moses Lake Home Owner from High Deductible Plan $600

Moses Lake, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Moses Lake, WA Home Replacement Value MORE than Home Value Moses Lake, WA Home Replacement Value LESS than Home Value
Replacement Value $124,500 $71,500
Insurance Premium based on Replacement Value $350 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Moses Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAmerican Family Insurance
Monthly Premium 278635
Year Built 198920082013
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$300000-$350000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Moses Lake, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 270,000 Composition Roof 3,330 4 > $10,000 Deductible 410 12 Fiber-Cement Siding No
2005 295,000 Slate Shingles Roof 2,670 4 $500 Deductible 120 2 Fiber-Cement Siding No
2001 145,000 Membrane Roof 1,270 2 $1000-$2500 Deductible 20 1 Wood siding yes
1986 120,000 Slate Shingles Roof 1,320 2 $500- $1000 Deductible 180 8 Stone Siding yes
1986 470,000 Slate Shingles Roof 3,960 5 $2500-$5000 Deductible 100 1 Vinyl siding No
2003 325,000 Asphalt Shingles Roof 2,970 5 $5000 to $10,000 Deductible 470 10 Brick siding yes
2011 205,000 Composition Roof 1,990 3 $1000-$2500 Deductible 270 7 Vinyl siding No
1966 205,000 Membrane Roof 2,210 5 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
2011 215,000 Slate Shingles Roof 1,830 4 $500- $1000 Deductible 40 1 Brick siding yes
1963 335,000 Shingles Roof 2,990 4 $2500-$5000 Deductible 490 9 Vinyl siding yes
2004 155,000 Wood Shake Roof 1,660 2 $500- $1000 Deductible 50 2 Stucco siding yes
2002 285,000 Membrane Roof 3,210 4 $500 Deductible 510 7 Stone Siding No
1967 305,000 Shingles Roof 2,870 4 > $10,000 Deductible 330 8 Stucco siding No
2007 135,000 Composition Roof 1,270 2 $500 Deductible 200 7 Wood siding yes
2013 310,000 Slate Shingles Roof 2,820 4 $500- $1000 Deductible 550 7 Wood siding No
2000 470,000 Metal Roof 4,330 5 $500 Deductible 1020 8 Brick siding yes
1984 325,000 Shingles Roof 2,910 4 $500 Deductible 160 2 Stucco siding yes
1988 190,000 Shingles Roof 2,130 5 $500 Deductible 100 3 Vinyl siding No
2006 140,000 Membrane Roof 1,330 2 $1000-$2500 Deductible 160 5 Brick siding yes
1963 185,000 Membrane Roof 1,780 2 $500- $1000 Deductible 180 4 Vinyl siding yes
1981 190,000 Composition Roof 1,940 3 $2500-$5000 Deductible 200 4 Stucco siding yes
1964 185,000 Shingles Roof 2,310 4 $1000-$2500 Deductible 430 10 Brick siding No
2007 250,000 Asphalt Shingles Roof 2,140 3 > $10,000 Deductible 120 3 Stucco siding yes
2004 190,000 Slate Shingles Roof 1,610 4 $500 Deductible 220 4 Brick siding yes
1983 105,000 Metal Roof 980 2 $2500-$5000 Deductible 80 5 Wood siding No
2007 320,000 Tile Roof 3,360 5 $2500-$5000 Deductible 290 6 Vinyl siding No
1984 140,000 Wood Shake Roof 1,640 3 $500 Deductible 360 9 Brick siding No
1989 255,000 Tile Roof 2,490 4 > $10,000 Deductible 60 2 Brick siding No
1986 145,000 Shingles Roof 1,680 3 $1000-$2500 Deductible 290 9 Wood siding No
2009 315,000 Metal Roof 2,890 4 $5000 to $10,000 Deductible 350 7 Brick siding yes
1965 175,000 Slate Shingles Roof 1,710 4 $500- $1000 Deductible 520 12 Brick siding yes
1968 160,000 Asphalt Shingles Roof 1,700 3 $5000 to $10,000 Deductible 160 5 Wood siding yes
2010 200,000 Slate Shingles Roof 1,880 5 $5000 to $10,000 Deductible 520 12 Wood siding yes
1982 340,000 Shingles Roof 3,290 5 > $10,000 Deductible 320 8 Vinyl siding yes

How To Make Your Moses Lake, WA Home Insurance Cheaper

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