Morris Plains Insurance Rates:

Morris Plains, NJ homeowners insurance is approximately $764 to $1,045, about $63-$87/month. Our all inclusive guide shows customers can save as much as $361 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Morris Plains, NJ Homeowners Insurance By Home Value

Morris Plains, NJ Home Value Total Homes % of Total Average Morris Plains, NJ Homeowners Insurance
Less than $50,000 24 5.0% $45
$50,000 to $59,999 7 1.0% $90
$200,000 to $249,999 49 10.0% $415
$250,000 to $299,999 104 22.0% $506
$300,000 to $399,999 271 59.0% $650

Top Home Insurance Agents Near Morris Plains, NJ

Home Insurance Company Near Morris Plains, NJ Homeowners Insurance Agency Near Morris Plains, NJ Address
NA All Specialties Agency Ii, Inc. 7 Woodland Ave Ste 8, Larchmont, NY, 10538
NA Thomas Delaney Insurance 138 Ave, Bloomfield, NJ, 7003
NA Hudson United Insurance Services Llc 10 Schriever Ln , New City, NY, 10956
Allstate Ann Tharian 4632 Kissena Blvd, Flushing, NY, 11355
Travelers Safe Harbour Group Ltd 91 S Main St , New City, NY, 10956

Cost Of Homeowners Insurance By Street Near Morris Plains, NJ

Streets in Morris Plains Area Homeowners Insurance Cost
Trowbridge Rd, Druetzler Dr, The American Rd, Beaver Ridge Rd, Kosakowski Dr, Beech Dr, Glenbrook Rd, Lealand Rd, Johnson Rd, Crestview Ct W$905
Cedar Ave, Concord Pl, Carlyle Ave, Bangiola Ct, Sanford Ct, Holiday Dr, Academy Rd, Thompson Way, Greenwood Rd, Layer Dr$901
Davenport Ave, Walsh Way, Janeway Pl, Forest Ct, Burch Dr, Overlook Trl, Franklin Pl, Crestview Ct E, Sunrise Dr, Morris Plains Ave$904
Bryce Way, Allen Pl, Leamoor Dr, Cutler Dr, Borough Ter, Jim Fear Dr, Rosedale Ave, Grannis Ave, Brook Dr N, The Buckley Way$897
Schoolview Dr, Tabor Rd, Parker Dr, Headley Ave, Stoney Brook Rd, Wyndwood Rd, Juniper Dr, Sun Valley Way, Canfield Pl, Briarcliff Rd$899

Morris Plains, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Morris Plains$134 to $136
Hanover$135
Parsippany-Troy Hills$133
Morristown$130

Morris Plains, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hanover township, Morris County, New Jersey $113 $150 $225
Parsippany-Troy Hills township, Morris County, New Jersey $111 $147 $221
Morristown town, New Jersey $109 $145 $218

Morris Plains, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Morris Plains, NJ2.4%7.5%
Hanover2.91%7.95%
Parsippany-Troy Hills2.68%7.38%
Morristown2.78%7.26%

Morris Plains Renters Insurance as a Percentage of Rent

Morris Plains Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 4 1.0% $2634
$1,000 to $1,499 87 32.0% $3759
$1,500 or more 178 66.0% $5409

Morris Plains, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$6,900
Yearly Morris Plains Homeowner Insurance Premium Example $3,200$1,700
Out of Pocket Expense During Claim$900$6,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,900$15,400
Net Savings to Morris Plains Home Owner from High Deductible Plan $1,500

Morris Plains, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Morris Plains, NJ Home Replacement Value MORE than Home Value Morris Plains, NJ Home Replacement Value LESS than Home Value
Replacement Value $521,000 $407,000
Insurance Premium based on Replacement Value $2,825 $2,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,500 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $350/year

Example Morris Plains Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmLiberty Mutual
Monthly Premium 217184152
Year Built 194219651952
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$500000-$600000$500000-$600000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Morris Plains, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 585,000 Shingles Roof 2,390 4 $5000 to $10,000 Deductible 1990 12 Stucco siding yes
1945 470,000 Metal Roof 1,980 5 $500- $1000 Deductible 120 1 Brick siding No
1999 360,000 Wood Shake Roof 1,820 4 $500 Deductible 880 4 Brick siding yes
1997 1,065,000 Asphalt Shingles Roof 4,690 5 $500- $1000 Deductible 3080 9 Stucco siding yes
1961 865,000 Composition Roof 4,370 5 $500- $1000 Deductible 3710 10 Stone Siding yes
1956 380,000 Shingles Roof 1,900 4 $5000 to $10,000 Deductible 840 8 Wood siding No
1963 380,000 Shingles Roof 2,050 3 $500 Deductible 200 1 Wood siding yes
1944 425,000 Membrane Roof 1,790 4 $5000 to $10,000 Deductible 190 2 Stucco siding No
1961 1,310,000 Metal Roof 4,730 5 $1000-$2500 Deductible 1040 3 Wood siding No
1969 590,000 Slate Shingles Roof 2,650 5 $500- $1000 Deductible 2320 8 Fiber-Cement Siding No
1954 950,000 Membrane Roof 4,380 5 $500- $1000 Deductible 1470 4 Stone Siding No
1941 385,000 Slate Shingles Roof 1,490 3 $1000-$2500 Deductible 1190 10 Stone Siding yes
1970 465,000 Wood Shake Roof 1,730 4 $500 Deductible 400 2 Stone Siding No
1951 710,000 Slate Shingles Roof 2,650 5 $5000 to $10,000 Deductible 170 1 Brick siding No
1968 305,000 Membrane Roof 1,400 3 $1000-$2500 Deductible 210 2 Stucco siding No
1957 460,000 Asphalt Shingles Roof 2,100 5 $5000 to $10,000 Deductible 80 1 Stucco siding No
1956 285,000 Metal Roof 1,230 3 > $10,000 Deductible 290 6 Fiber-Cement Siding yes
1974 445,000 Composition Roof 1,690 3 > $10,000 Deductible 630 5 Stucco siding yes
1995 605,000 Metal Roof 2,380 5 $1000-$2500 Deductible 1190 6 Wood siding yes
1944 275,000 Slate Shingles Roof 1,370 3 $500 Deductible 1260 12 Stone Siding yes
1941 1,025,000 Tile Roof 4,400 5 $2500-$5000 Deductible 620 2 Vinyl siding No
1945 340,000 Slate Shingles Roof 1,240 3 $500- $1000 Deductible 870 6 Stone Siding yes
1971 550,000 Asphalt Shingles Roof 2,150 3 $1000-$2500 Deductible 880 4 Stucco siding No
1970 500,000 Wood Shake Roof 1,990 4 $1000-$2500 Deductible 2580 12 Wood siding yes
1952 355,000 Tile Roof 1,520 3 > $10,000 Deductible 680 12 Stucco siding No
1964 820,000 Membrane Roof 3,140 4 $500 Deductible 1520 4 Brick siding yes
1963 790,000 Composition Roof 3,260 5 $1000-$2500 Deductible 2540 9 Brick siding yes
1974 575,000 Asphalt Shingles Roof 2,380 5 > $10,000 Deductible 950 9 Fiber-Cement Siding yes
1954 425,000 Asphalt Shingles Roof 1,750 5 $500 Deductible 1380 8 Stucco siding yes
1943 670,000 Metal Roof 3,530 5 $500 Deductible 590 3 Stucco siding No