Morris Insurance Rates:

Morris, IL homeowners insurance is about $658 to $896, about $54-$74/month. Our comprehensive guide shows customers can save as much as $310 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Morris, IL Homeowners Insurance By Home Value

Morris, IL Home Value Total Homes % of Total Average Morris, IL Homeowners Insurance
Less than $50,000 54 1.0% $93
$70,000 to $79,999 42 1.0% $295
$90,000 to $99,999 61 2.0% $372
$100,000 to $124,999 329 11.0% $435
$125,000 to $149,999 203 6.0% $543
$150,000 to $174,999 528 17.0% $644
$175,000 to $199,999 408 13.0% $745
$200,000 to $249,999 748 25.0% $901
$250,000 to $299,999 252 8.0% $1103
$300,000 to $399,999 305 10.0% $1398

Top Home Insurance Agents Near Morris, IL

Home Insurance Company Near Morris, IL Homeowners Insurance Agency Near Morris, IL Address
Travelers Get Insured Inc 1260 W JEFFERSON ST STE 101, JOLIET, IL, 60435
Erie I I P Insurance Agency Inc 823 Clinton Street, Ottawa, IL, 61350
State Farm Jeff Whaley Jr 931 W 75th Street Ste 111, Naperville, IL, 60565-7200
Allstate John S. Geroulis 123 E Lake St Ste 305, Bloomingdale, IL, 60108
NA Joseph Cacciatore & Co. 45 S Washington St, Hinsdale, IL, 60521

Cost Of Homeowners Insurance By Street Near Morris, IL

Streets in Morris Area Homeowners Insurance Cost
Lisbon St, Conley Rd, School St, N Gorman Rd, Lynwood Dr, E Jackson St, S Kinsman Rd, Co Rd 6000 E, Benson Rd, Prairie Rose Dr$800
Foxboro Dr, Lisbon Rd, Fairview Ave, E McArdle Rd, Bluestem Ct, Peterson Dr, Acorn Dr, N Washington St, Glenwood Ln, E Carper Rd$765
Goold Park Dr, Millington Rd, Raintree Ct, Buffalo Rd, N 2nd Ave, Co Rd 1, Jacqueline St, Westwood Dr, Co Rd 6000 W, Chestnut Ln$802
Stavanger Rd, Crabapple Ln, E Clark St, N Prairie Dr, Cedarwood Ct, Claypool St, Co Rd 9000 N, Coneflower Cir, Mc Ardle Rd, Gracie Sq$763
Scott Cir, Belmont Dr, W 3rd St, Geri Ln, Richie Rd, Co Rd 4000 W, Porto Dr, E Chickory Ln, W 5000 N Rd, Stockdale Rd$796

Morris, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Morris$115 to $117
Saratoga$118
Erienna$121
Grundy County$116

Morris, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Saratoga township, Grundy County, Illinois $99 $131 $197
Wauponsee township, Grundy County, Illinois $99 $132 $198
Erienna township, Grundy County, Illinois $101 $135 $202

Morris, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Morris, IL3.8%11.5%
Saratoga3.73%10.27%
Wauponsee3.95%11.28%
Erienna2.87%9.52%

Morris Renters Insurance as a Percentage of Rent

Morris Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 92 4.0% $780
$300 to $499 250 12.0% $1230
$500 to $749 302 14.0% $1905
$750 to $999 700 34.0% $2655
$1,000 to $1,499 597 29.0% $3780
$1,500 or more 102 4.0% $5430

Morris, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Morris Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,900$5,300
Net Savings to Morris Home Owner from High Deductible Plan $600

Morris, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Morris, IL Home Replacement Value MORE than Home Value Morris, IL Home Replacement Value LESS than Home Value
Replacement Value $299,000 $205,000
Insurance Premium based on Replacement Value $1,775 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $200/year

Example Morris Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceErie Insurance
Monthly Premium 10449136
Year Built 194720141998
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $350000-$400000$200000-$250000$350000-$400000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Morris, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 560,000 Metal Roof 4,320 5 $2500-$5000 Deductible 810 4 Wood siding yes
2005 210,000 Asphalt Shingles Roof 2,080 4 $500- $1000 Deductible 420 5 Stucco siding No
1946 230,000 Metal Roof 2,370 4 $5000 to $10,000 Deductible 450 6 Stone Siding yes
2014 440,000 Metal Roof 4,850 5 $500- $1000 Deductible 240 1 Wood siding yes
1946 225,000 Asphalt Shingles Roof 2,180 3 > $10,000 Deductible 500 9 Vinyl siding yes
2010 190,000 Metal Roof 1,500 2 $500- $1000 Deductible 70 1 Stone Siding yes
1949 150,000 Tile Roof 1,650 2 $500 Deductible 680 9 Wood siding No
1940 330,000 Metal Roof 2,660 5 $500 Deductible 860 8 Stucco siding yes
1991 300,000 Membrane Roof 3,070 4 > $10,000 Deductible 540 8 Wood siding yes
2014 150,000 Membrane Roof 1,380 2 $500- $1000 Deductible 50 1 Fiber-Cement Siding No
1994 210,000 Shingles Roof 2,280 4 > $10,000 Deductible 440 12 Wood siding No
2002 275,000 Composition Roof 2,770 4 > $10,000 Deductible 140 2 Stucco siding yes
1993 365,000 Composition Roof 2,810 4 $1000-$2500 Deductible 390 4 Brick siding yes