Morgantown, WV homeowners insurance is about $805 to $1,101, about $67-$91/month. Our complete guide indicates shoppers can save as much as $381 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Morgantown, WV | Homeowners Insurance Agency Near Morgantown, WV | Address |
|---|---|---|
| Nationwide | Ryan Parrack | 236 S Kanawha Street, Buckhannon, WV, 26201-9700 |
| Allstate | Timothy Popicg | 100 Washington Ave, Wheeling, WV, 26003 |
| Farmers | Eric Ash | 475 Swiss Way, Elizabeth, PA, 15037 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Central district, Monongalia County, West Virginia | $119 | $159 | $238 |
| Westover city, West Virginia | $115 | $153 | $230 |
| Star City town, West Virginia | $116 | $155 | $232 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Morgantown, WV | 7.2% | 23.1% |
| Central | 7.16% | 23.75% |
| Westover | 7.78% | 23.81% |
| Star City | 7.33% | 23.94% |
| Morgantown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 72 | 1.0% | $341 |
| $200 to $299 | 130 | 2.0% | $791 |
| $300 to $499 | 1,212 | 20.0% | $1241 |
| $500 to $749 | 2,354 | 39.0% | $1916 |
| $750 to $999 | 1,139 | 19.0% | $2666 |
| $1,000 to $1,499 | 840 | 14.0% | $3791 |
| $1,500 or more | 196 | 3.0% | $5441 |
| Streets in Morgantown Area | Homeowners Insurance Cost |
|---|---|
| Sylvan Cir, Woodland Bluff Rd, Bowlby Rd, Woodland Cove Rd, Windham Pl, Plum Cir, Caddell St, Co Rd 73/12, Vista Pl, Buckeye Rd | $902 |
| Mulberry St, Tampa St, Overhill St, Manor Pl, Henderson St, Hogue St, Negley St, Denver Ave, Hawkins Run, N High St | $923 |
| Madora Dr, Gilmore St, Monongahela Blvd, Co Rd 68, Dayton St, Wise Rd, Fenwick Ave, Koontz Ave, T601, West Virginia Ave | $953 |
| Mayfield Ave, Beverly Ave, Tara Pl, Richard Ave, Co Rd 68/2, Shaffer Rd, Randall Ave, Ash St, Willowdale Rd, Freestone Way | $959 |
| S Hills Dr, Headlee Ave, Delrose Dr, Dunkard Ave, Mooresville Rd, Walnut St, Chaplin Rd, Nolan St, Astor Ave, Pythian St | $905 |
| Dents Rd, Grove St, Globe Ave, West St, Lane St, Poplar Woods Dr, Linden Ave, Greenbag Rd, Ted Wilson Dr, Ensign Ave | $912 |
| Montgomery Ave, Canterberry Dr, Poling Rd, Don Knotts Blvd, Ice S Ferry Rd, Eugeniva Ave, Falling Run Rd, Chalfant Aly, Overdale St, Gainer St | $910 |
| Marion Meadows Dr, Summits Ridge, Camp Mountaineer Rd, Foundry St, N Parkview Dr, Lindel St, Legion St, Bailey Cir, Brockway Ave, Monongahela Ave | $960 |
| Lashley St, Westwood Ave, Oak Ct, Master Graphics Rd, Vincent St, Holly Ln, Blacks Run Rd, Drummond St, Easton Hill Rd, Powell Ave | $988 |
| 4th St, Park St, Bertha Hill Rd, Arbogast Ln, Erow Ave, Red Bud St, Kentucky St, Co Rd 41, Alpine Ave, 8th St | $893 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Morgantown | $141 to $144 |
| Central | $142 |
| Westover | $138 |
| Star City | $139 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $2,200 |
| Yearly Morgantown Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,200 | $2,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,600 | $7,000 |
| Net Savings to Morgantown Home Owner from High Deductible Plan | $600 | |
| Scenario | Morgantown, WV Home Replacement Value MORE than Home Value | Morgantown, WV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $160,500 | $95,000 |
| Insurance Premium based on Replacement Value | $675 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $33,500 | Risk Exposure from Under Insuring Coverage is $32,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $150/year |
| Insurance Company | GEICO Insurance | Liberty Mutual | Erie Insurance |
| Monthly Premium | 84 | 72 | 156 |
| Year Built | 2013 | 1971 | 1945 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $350000-$400000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500 Deductible |