Morgan Hill Insurance Rates:

Morgan Hill, CA homeowners insurance is roughly $561 to $765, about $46-$63/month. Our complete research shows customers can save as much as $265 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Auto-Owners Insurance Company
Auto-owners insurance company follow through on claims. the send someone relatively quickly and offer a fair price for claim settlement.
Usaa
That's really tough to do. i think the only negative thing about usaa is that their prices are high.
Allstate Insurance Company
Allstate offers great benefit packages if you combine their services and everyone that i know that uses them is happy.

Morgan Hill, CA Homeowners Insurance By Home Value

Morgan Hill, CA Home Value Total Homes % of Total Average Morgan Hill, CA Homeowners Insurance
Less than $50,000 193 8.0% $26
$50,000 to $59,999 178 8.0% $53
$60,000 to $69,999 30 1.0% $66
$70,000 to $79,999 67 3.0% $79
$80,000 to $89,999 31 1.0% $92
$100,000 to $124,999 84 3.0% $119
$125,000 to $149,999 58 2.0% $145
$150,000 to $174,999 63 2.0% $179
$175,000 to $199,999 23 1.0% $205
$200,000 to $249,999 233 10.0% $245
$250,000 to $299,999 241 11.0% $298
$300,000 to $399,999 945 44.0% $384

Top Home Insurance Agents Near Morgan Hill, CA

Home Insurance Company Near Morgan Hill, CA Homeowners Insurance Agency Near Morgan Hill, CA Address
NA Peterson's Insurance Agency 1270 Benton St Santa Clara, San Jos\u00e9, CA, 95050
State Farm Bob Arnold 3130 Crow Canyon Rd Ste E, San Ramon, CA, 94583-1365
Travelers Concise Ins Services 2062 WALSH AVE STE B-2, SANTA CLARA, CA, 95050
Farmers Dennis Collins 520 S El Camino Real Ste 300, San Mateo, CA, 94402
State Farm Paul Croul 960 Saratoga Ave Ste 120, San Jose, CA, 95129-3411

Cost Of Homeowners Insurance By Street Near Morgan Hill, CA

Streets in Morgan Hill Area Homeowners Insurance Cost
Brewster Ln, Leafy Ct, Native Dancer Dr, Excaliber Ct, Windemere Ct, Sunset Ave, Ponderosa Ct, Colleen Ct, Sherry Ln, Criollo Way$684
Lori Ln, Opal Ln, Las Animas Ave, Darnis Cir, Scheller Ave, San Rafael St, Country Ln, Shadowbrook Way, Renaissance Woods, Hampshire Ct$702
South St, Anne Ln, Peppertree Dr, Peebles Ave, Gallop Dr, Mt Hamilton Rd, Hay Loft Ct, Calaveras Rd, Dunne Ave, Circle Dr$671
Rustling Oak Ct, Diessner Ave, Ave de Los Padres, Gitana Ct, Burnett Ave, Walizer Ln, W Edmundson Ave, Via Castana Ct, Encino Dr, Oakwood Ln$666
Lauredo Way, Biscayne Ct, Rosetta Dr, Katybeth Way, San Gabriel Ave, Foothill Ave, Old Oak Ln, la Rocca Dr, Hay Loft Way, Sunshine St$661

Morgan Hill, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Morgan Hill$99 to $101
San Martin$103
South Santa Clara Valley$98
Santa Clara County$100

Morgan Hill, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Martin CDP, California $86 $115 $172
South Santa Clara Valley CCD, Santa Clara County, California $82 $109 $164
Santa Clara County, California $84 $112 $168

Morgan Hill, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Morgan Hill, CA1.7%9.5%
San Martin1.55%8.75%
South Santa Clara Valley1.69%9.78%
Santa Clara County1.8%9.74%

Morgan Hill Renters Insurance as a Percentage of Rent

Morgan Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 60 1.0% $765
$300 to $499 94 2.0% $1215
$500 to $749 115 3.0% $1890
$750 to $999 235 6.0% $2640
$1,000 to $1,499 1,020 29.0% $3765
$1,500 or more 1,934 55.0% $5415

Morgan Hill, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$6,800
Yearly Morgan Hill Homeowner Insurance Premium Example $3,100$1,900
Out of Pocket Expense During Claim$800$6,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $19,400$18,200
Net Savings to Morgan Hill Home Owner from High Deductible Plan $1,200

Morgan Hill, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Morgan Hill, CA Home Replacement Value MORE than Home Value Morgan Hill, CA Home Replacement Value LESS than Home Value
Replacement Value $580,000 $337,000
Insurance Premium based on Replacement Value $1,800 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $112,500 Risk Exposure from Under Insuring Coverage is $130,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $350/year

Example Morgan Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateLiberty Mutual
Monthly Premium 139205186
Year Built 201120041983
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $600000-$700000$800000-$900000$800000-$900000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Morgan Hill, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 735,000 Composition Roof 2,640 4 $5000 to $10,000 Deductible 870 7 Brick siding No
2001 770,000 Composition Roof 2,320 3 $2500-$5000 Deductible 680 4 Vinyl siding yes
2005 650,000 Composition Roof 2,750 4 $5000 to $10,000 Deductible 890 12 Stone Siding No
1997 775,000 Shingles Roof 2,540 4 $5000 to $10,000 Deductible 740 6 Vinyl siding yes
2011 750,000 Composition Roof 2,400 3 $2500-$5000 Deductible 120 1 Vinyl siding yes
1990 325,000 Tile Roof 1,390 3 $500 Deductible 490 6 Fiber-Cement Siding yes
2014 590,000 Composition Roof 2,130 4 $500- $1000 Deductible 520 3 Vinyl siding No
1990 295,000 Wood Shake Roof 1,300 3 $2500-$5000 Deductible 240 7 Fiber-Cement Siding No
2005 445,000 Metal Roof 1,910 4 > $10,000 Deductible 550 9 Vinyl siding yes
1993 685,000 Composition Roof 2,640 5 $5000 to $10,000 Deductible 920 12 Brick siding yes
1996 950,000 Composition Roof 3,210 4 $500 Deductible 1680 9 Wood siding No
2004 435,000 Tile Roof 1,700 4 $5000 to $10,000 Deductible 500 8 Fiber-Cement Siding yes
1988 685,000 Asphalt Shingles Roof 2,210 4 > $10,000 Deductible 830 8 Vinyl siding No