Moorhead Insurance Rates:

Moorhead, MN homeowners insurance is approximately $853 to $1,158, about $71-$96/month. Our complete analysis shows customers can save upto $402 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate is a company that makes it easy to get the policy that you want and need for great protection. there's several policies to choose from and you can get free estimates to learn the cost of each of the policies. allstate is friendly, professional, and knowledgeable, and always seems to be focused on providing the customer with exceptional support and service. and, the costs of homeowners insurance with allstate is great, and it is easy to learn that information firsthand by simply requesting estimates and using them to compare rates with several companies.
Progressive Insurance
The website is a little tricky to navigate, and that can be frustrating since that is the main way i access the site
State Farm
I like that even though i left the company and came back to the company they were very helpful in both the process. they asked me what they could do to keep me to stay and they also welcomed be back when i decided to come back.

Moorhead, MN Homeowners Insurance By Home Value

Moorhead, MN Home Value Total Homes % of Total Average Moorhead, MN Homeowners Insurance
Less than $50,000 323 3.0% $160
$60,000 to $69,999 149 1.0% $422
$70,000 to $79,999 175 2.0% $492
$80,000 to $89,999 251 2.0% $563
$90,000 to $99,999 358 4.0% $623
$100,000 to $124,999 1,443 16.0% $724
$125,000 to $149,999 1,609 18.0% $905
$150,000 to $174,999 1,483 17.0% $1076
$175,000 to $199,999 1,054 12.0% $1237
$200,000 to $249,999 930 10.0% $1488
$250,000 to $299,999 682 7.0% $1820
$300,000 to $399,999 220 2.0% $2323

Top Home Insurance Agents Near Moorhead, MN

Home Insurance Company Near Moorhead, MN Homeowners Insurance Agency Near Moorhead, MN Address
NA Absolute Insurance Agency 1241 Prairie Pkwy 1241 Prairie Pkwy West Fargo, West Fargo, ND, 58078
NA Bennett Houglum Agency 211 West Main Street, Ada, MN, 56510
NA Noah Insurance Services Po Box 95, Callaway, MN, 56521
Liberty Mutual Independent Tci Insurance 158 W BEATON DR STE 100, WEST FARGO, ND, 58078
Liberty Mutual Independent Tci Insurance 158 W Beaton Drive West Fargo, West Fargo, ND, 58078

Cost Of Homeowners Insurance By Street Near Moorhead, MN

Streets in Moorhead Area Homeowners Insurance Cost
8th Ave N, Co Rd 60, Dudrey Ct, 2nd Ave S, 18th Ave S, Lively Ln, Co Hwy 1, 34th Ave S, 15th Ave S, 1st Ave NW$1,007
13th Ave N, Bmw Dr, 51st Ave N, 1st St, 32nd Ave S, 15 1/2 St N, 3rd St N, S Riverview Cir, 22nd Street S Covent Gardens, Lexington Ln$1,015
3rd St N, Co Rd 76, Eglon Ave S, Centre Sq, Lund Ave S, 40th St S, 4th Ave E, 36th Ave, 21st St S, Co Rd 76$1,017
33rd Ave Chancery S, Rivershore Dr, 5th St NE, 2nd Ave N, 20th Ave S, Nicole Ln, 4th Ave W, 20th Ave S, 2nd Ave N, Co Rd 57$1,007
8th Ave S, 41st Ave S, Dale Ave, 18th Ave S, 16th Ave S, 6 St S, 1st Ave S, 30th St S, 130th Ave S, S 5th St$1,024

Moorhead, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Moorhead$150 to $153
Dilworth$151
Fargo$131
Prairie Rose$137

Moorhead, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dilworth city, Minnesota $151 $201 $302
Fargo city, North Dakota $131 $175 $263
Prairie Rose city, North Dakota $137 $183 $275

Moorhead, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Moorhead, MN6.4%19.5%
Dilworth6.52%18.28%
Fargo5.22%13.94%
Prairie Rose4.64%16.12%

Moorhead Renters Insurance as a Percentage of Rent

Moorhead Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 283 5.0% $791
$300 to $499 875 16.0% $1241
$500 to $749 1,840 34.0% $1916
$750 to $999 1,239 23.0% $2666
$1,000 to $1,499 703 13.0% $3791
$1,500 or more 333 6.0% $5441

Moorhead, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$7,100
Yearly Moorhead Homeowner Insurance Premium Example $3,200$2,000
Out of Pocket Expense During Claim$1,100$7,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $20,300$19,100
Net Savings to Moorhead Home Owner from High Deductible Plan $1,200

Moorhead, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Moorhead, MN Home Replacement Value MORE than Home Value Moorhead, MN Home Replacement Value LESS than Home Value
Replacement Value $195,000 $122,000
Insurance Premium based on Replacement Value $1,275 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $200/year

Example Moorhead Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualTravelers
Monthly Premium 8014636
Year Built 197420031981
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$250000-$300000$75000-$100000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Moorhead, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 135,000 Composition Roof 1,580 2 $500 Deductible 960 9 Brick siding yes
2004 205,000 Membrane Roof 2,250 4 > $10,000 Deductible 270 3 Wood siding yes
1981 150,000 Asphalt Shingles Roof 1,720 3 $1000-$2500 Deductible 890 12 Stucco siding No
1970 135,000 Slate Shingles Roof 1,370 2 $1000-$2500 Deductible 610 10 Stone Siding No
2011 105,000 Membrane Roof 1,090 2 $500- $1000 Deductible 250 3 Fiber-Cement Siding No
1961 135,000 Wood Shake Roof 1,210 3 $2500-$5000 Deductible 230 4 Fiber-Cement Siding yes
2010 255,000 Metal Roof 2,460 4 $5000 to $10,000 Deductible 1140 9 Stone Siding No
1963 210,000 Composition Roof 2,150 3 $500- $1000 Deductible 1170 9 Stone Siding yes
1968 210,000 Shingles Roof 2,140 3 $500 Deductible 1120 8 Brick siding No
1981 225,000 Slate Shingles Roof 2,300 5 $2500-$5000 Deductible 430 3 Wood siding yes
1970 165,000 Asphalt Shingles Roof 2,160 3 $1000-$2500 Deductible 70 1 Stucco siding yes
1977 115,000 Membrane Roof 1,470 2 $2500-$5000 Deductible 380 6 Stone Siding No
1972 185,000 Composition Roof 1,710 4 $2500-$5000 Deductible 840 7 Fiber-Cement Siding No