Mooresville Insurance Rates:

Mooresville, NC homeowners insurance is roughly $516 to $702, about $43-$58/month. Our extensive research shows customers can save as much as $243 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I would definitely recommend GEICO because of the low premium they offer along with being able to meet my needs.
Allstate
I would recommend this company for home insurance. They have been kind and friendly to me. They have been helpful with any questions I may have.
Erie Insurance
Overall my experience has been positive. one of my favorite things about erie is the discounts i am able to receive for having a security system, as well as multi policy discounts which have really added up.
Allstate
The company is reliable,well-known and genuinely satisfactory. The pricing I found to be moderately satisfactory; e.g. it could be lower, given the other options.I give it a 3 in this.
State Farm
This insurance policy offering is much higher than any other insurance. It is ridiculous that they over charge every one.
Allstate
I would recommend them because they do try and work with you even though their premium might be et a bit high, but those are the perks of living in florida. everything is much more expensive
Farmer's Insurance
The premium is good considering most other companies will not write here. if fact, our premium just went down around 900.00 in the last year due to some changes in the fire department coverage.
Progressive
I love the policies progressive offers. They have a policy for about any situation and great discounts. My policy fits my needs very well.
Allstate
I would definately recommend this company. After using them for years, I have no complaints and only good things to say about my agent and the company in general.
State Farm
My home insurance has pretty good customer service. I had roof damage and had to get my roof replaced. They had to raise my rates but clearly explained to me why they did this.
Erie Insurance
The premium is cheaper than most we have researched. Our deductible is just fine.
Geico
To me, they are a very no-frills company, and you get what you pay for. it was one of the cheapest policies that i quoted when i bought my home, so since cost and savings is all that i care about, i went with them.
Allstate
I have often gotten quotes from other companies and the amount that I am paying with All State is consistently lower than other insurance companies. I feel that since I have my policies bundled, I am paying a very fair price each year for my home coverage.
Erie Insurance
I haven't had occasion to leverage their customer service as I have not needed to file a claim. That's why I chose to mark a value of three as I am currently indifferent.
Safeco Insurance
I know they reply quickly via email or phone, and they take care of business. Yes, they played the salesman game just a little bit but mostly they just give the information I required and did what I wished with my policy.
Geico
Geico is very prompt about mailing out new auto insurance cards and also has made the process of updating our home owner's insurance any time I have bought a new house very easy.
State Farm
I would recommend this company because they do know their insurance and work to satisfy us, the homeowners, and don't just look out for their bottom line.
Erie Insurance
i have not talk to customer service much but when i did it was very nice and i was very happy with person i talk with.
State Farm
Overall, I would recommend State Farm for home owners insurance. Their pricing is fair, their coverage seems on-par with other option, and their local office is generally on-point.

Mooresville, NC Homeowners Insurance By Home Value

Mooresville, NC Home Value Total Homes % of Total Average Mooresville, NC Homeowners Insurance
Less than $50,000 315 4.0% $79
$60,000 to $69,999 106 1.0% $207
$70,000 to $79,999 178 2.0% $243
$80,000 to $89,999 306 4.0% $274
$90,000 to $99,999 227 3.0% $310
$100,000 to $124,999 633 8.0% $359
$125,000 to $149,999 820 10.0% $444
$150,000 to $174,999 1,020 13.0% $529
$175,000 to $199,999 758 10.0% $609
$200,000 to $249,999 1,587 21.0% $736
$250,000 to $299,999 856 11.0% $901
$300,000 to $399,999 703 9.0% $1144

Top Home Insurance Agents Near Mooresville, NC

Home Insurance Company Near Mooresville, NC Homeowners Insurance Agency Near Mooresville, NC Address
Travelers Cornerstone Insurance & Financial Services 2395 E MAIN ST, LINCOLNTON, NC, 28092
Nationwide Keith W Hiller 1109 Yadkinville Rd, Mocksville, NC, 27028-2042
Nationwide Kelly W Childers Agency 7130 Matthews Mint Hill Rd, Charlotte, NC, 28227
State Farm Mike Gibson 2940 Union Rd, Gastonia, NC, 28054-6022
Allstate Renee Brooks 330 N Highway 16, Denver, NC, 28037

Mooresville, NC Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Mooresville, NC

Streets in Mooresville Area Homeowners Insurance Cost
Lawnhaven Dr, E Lowrance Ave, Fallview Dr, Alameda Cir, Cloister Ln, Dorchester Ln, Boger St, Sun Ln, Langtree Rd, Talbert Rd$613
Marlin Dr, Ogburn St, E McNeely Ave, Marketplace Ave, Hickory Hill Rd, Alexandria Dr, Joe Knox Ave, Sagemore Rd, Fallon Ln, 1157$617
Brantley Acres Dr, Warlick Dr, S Magnolia St, Pressley Ave, Fernwood Ln, Argus Ln, Troutman Ave, River Hwy, Hager Farm, Caldwell Ave$612
N Cromwell Dr, S Maple St, Royal Pointe Way, Mikron Ln, Broadview Cir, Blackwelder Farm Dr, Snow Fountain Ln, Lake-Way Rd, Pleasant Grove Ln, Gresham Ln$628
E Statesville Ave, State Rd 1135, Bosburg Dr, English Hills Dr, Elmhurst Ln, Plantation Ridge Dr, Kristens Court Dr, Cherrycrest Ln, Penninsula Rd, E Morehouse Ave$600
Macleod Dr, E McLelland Ave, Michigan Dr, Coronilla Rd, Pompano Pl, E Wilson Ave, Olympia Dr, Dairy Farm Rd, Kilborne Way Rd, Double Rose Ln$617
Highland Ridge Rd, Runningdeer Dr, Southside St, Jade Ct, State Rd 1204, Kendra Dr, State Rd 1431, Ervin Rd, Mainview Dr, State Rd 2379$609
1291, Plaza Ln, Fremont Loop, White St, Golf Course Dr, Winedale Ln, Yellow Wood Cr, Cassidy Ln, Huntington Rd, J & M Ln$601
Calla Lily Way, Smith St, Saddle Rd, Regency Rd, Cool Breeze Dr, Circleview Dr, Oak Village Pkwy, Bushney Loop, State Rd 1432, Perth Rd$596
Iris Meadow Dr, Gradys Farm Dr, State Rd 1141, McKenzie Rd, Hembree Pl, Marina Ln, Paseo Dr, Tigris Ct, Shephard Hill Dr, Peace Ln$683

Mooresville, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mooresville$90 to $93
Coddle Creek$90
Davidson$100
Barringer$89

Mooresville, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Coddle Creek township, Iredell County, North Carolina $91 $121 $182
Davidson township, Iredell County, North Carolina $101 $134 $201
Barringer township, Iredell County, North Carolina $89 $118 $177

Mooresville, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mooresville, NC3.4%14.4%
Coddle Creek3.73%15.28%
Davidson2.85%11.98%
Barringer4.22%18.2%

Mooresville Renters Insurance as a Percentage of Rent

Mooresville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 122 3.0% $323
$200 to $299 86 2.0% $773
$300 to $499 102 2.0% $1223
$500 to $749 791 21.0% $1898
$750 to $999 1,165 32.0% $2648
$1,000 to $1,499 1,038 28.0% $3773
$1,500 or more 329 9.0% $5423

Mooresville, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Mooresville Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $6,900$5,900
Net Savings to Mooresville Home Owner from High Deductible Plan $1,000

Mooresville, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mooresville, NC Home Replacement Value MORE than Home Value Mooresville, NC Home Replacement Value LESS than Home Value
Replacement Value $199,500 $141,500
Insurance Premium based on Replacement Value $850 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Mooresville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceChubb Group of Insurance
Monthly Premium 5181101
Year Built 200520102012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$250000-$300000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Mooresville, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 200,000 Asphalt Shingles Roof 1,680 5 $500 Deductible 540 5 Stone Siding No
2009 425,000 Tile Roof 3,330 4 $500- $1000 Deductible 570 4 Stone Siding yes
2002 405,000 Membrane Roof 4,210 5 $2500-$5000 Deductible 790 7 Fiber-Cement Siding No
2005 210,000 Shingles Roof 2,090 4 $1000-$2500 Deductible 590 8 Wood siding No
2010 275,000 Wood Shake Roof 2,270 3 $5000 to $10,000 Deductible 160 2 Stucco siding No
2003 250,000 Shingles Roof 2,110 3 $500- $1000 Deductible 1020 12 Stucco siding yes
2013 290,000 Tile Roof 2,920 4 $1000-$2500 Deductible 220 3 Stone Siding No
2013 350,000 Asphalt Shingles Roof 2,960 5 $500- $1000 Deductible 770 7 Stucco siding yes
2004 240,000 Membrane Roof 2,160 3 $2500-$5000 Deductible 920 10 Vinyl siding yes
2014 340,000 Tile Roof 3,530 5 $1000-$2500 Deductible 960 8 Stucco siding yes
2014 125,000 Asphalt Shingles Roof 1,320 3 $1000-$2500 Deductible 380 8 Stucco siding yes
2014 225,000 Shingles Roof 1,970 5 $2500-$5000 Deductible 850 10 Wood siding No
2013 250,000 Composition Roof 2,320 4 $5000 to $10,000 Deductible 910 10 Stucco siding yes
2001 450,000 Shingles Roof 3,980 5 > $10,000 Deductible 820 8 Wood siding yes
2008 245,000 Shingles Roof 2,420 4 > $10,000 Deductible 410 7 Stucco siding yes
2012 280,000 Asphalt Shingles Roof 2,610 4 $500- $1000 Deductible 120 1 Stone Siding No
2012 605,000 Tile Roof 4,770 5 $2500-$5000 Deductible 1820 9 Stucco siding No
2009 185,000 Membrane Roof 2,130 4 $500- $1000 Deductible 500 8 Fiber-Cement Siding No
2013 530,000 Asphalt Shingles Roof 4,130 5 > $10,000 Deductible 1200 12 Stone Siding yes
2010 270,000 Membrane Roof 2,580 4 $2500-$5000 Deductible 360 4 Stone Siding yes
2014 205,000 Membrane Roof 2,030 3 $1000-$2500 Deductible 740 10 Wood siding yes
2007 285,000 Composition Roof 2,620 4 $500- $1000 Deductible 350 3 Brick siding yes
2010 405,000 Asphalt Shingles Roof 3,280 4 $5000 to $10,000 Deductible 220 2 Fiber-Cement Siding No
2003 150,000 Wood Shake Roof 1,550 3 $500- $1000 Deductible 500 7 Fiber-Cement Siding yes
2009 165,000 Asphalt Shingles Roof 1,700 3 $2500-$5000 Deductible 360 7 Fiber-Cement Siding No
2011 405,000 Membrane Roof 3,360 4 $500- $1000 Deductible 1300 7 Vinyl siding No
2004 215,000 Tile Roof 1,700 3 $1000-$2500 Deductible 190 3 Brick siding yes
2012 310,000 Membrane Roof 2,980 4 $5000 to $10,000 Deductible 240 3 Stucco siding yes
2002 200,000 Shingles Roof 1,740 4 $1000-$2500 Deductible 430 7 Fiber-Cement Siding No
2010 440,000 Slate Shingles Roof 4,040 5 $2500-$5000 Deductible 1530 9 Wood siding No
2014 185,000 Wood Shake Roof 2,080 4 $500 Deductible 380 8 Vinyl siding No
2013 285,000 Composition Roof 2,290 4 $2500-$5000 Deductible 790 10 Wood siding yes
2010 120,000 Shingles Roof 1,230 3 $1000-$2500 Deductible 360 9 Fiber-Cement Siding No

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