Monument Insurance Rates:

Monument, CO homeowners insurance is approximately $769 to $1,049, about $64-$87/month. Our detailed guide shows customers can save as much as $363 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
Met life insurance is easy to work with via their online account portal but getting a hold of a person to talk to is difficult. hard to navigate the phone system ivr menus and then waiting for someone to answer while you are on hold.
Usaa
I don't like that i can't easily see the exact policy language of my policy online. policy language is only given in paper form through the mail.
Usaa
I have an app that i can use to pull up my current insurance card, review my policy or bill. if i have any questions then i can just pull up the policy/bill and look at them. i don't have to go dig through the safe for the most current policy.
Usaa
The website isn't as streamlined as some other insurance companies, but it gives me the information I need.
State Farm
The customer service is quite bad I would have to say when you try to call you can never get a real person to talk to
Allstate
What I don't like is that it takes a long time for u to get ur money back
Progressive
They are very good at communication they always send me letters, emails, or application emails to show me any changes that need to be made or have been made regarding any of my policies
Allstate
The claims representative moved very quickly to appraise the damage and make a final determination. All of the delays I experienced were due to the auto body shop that she expressly suggested me not use.

Monument, CO Homeowners Insurance By Home Value

Monument, CO Home Value Total Homes % of Total Average Monument, CO Homeowners Insurance
Less than $50,000 132 4.0% $72
$50,000 to $59,999 56 1.0% $145
$125,000 to $149,999 116 3.0% $399
$150,000 to $174,999 329 11.0% $472
$175,000 to $199,999 200 6.0% $545
$200,000 to $249,999 415 14.0% $654
$250,000 to $299,999 532 18.0% $799
$300,000 to $399,999 1,117 37.0% $1018

Top Home Insurance Agents Near Monument, CO

Home Insurance Company Near Monument, CO Homeowners Insurance Agency Near Monument, CO Address
Travelers Bonnie Brae Insurance Agency 179 S. Colorado Blvd, Denver, CO, 80246
Allstate Jeffrey Burke 695 S Colorado Blvd Ste 110, Denver, CO, 80246
Travelers Kaufman Agency 13701 W JEWELL AVE UNIT 284, LAKEWOOD, CO, 80228
Travelers Madison Insurance Group 600 S Cherry St #900 Denver, Glendale, CO, 80246
Allstate The Trent Rundell Agency 103 S 9th St, Canon City, CO, 81212

Cost Of Homeowners Insurance By Street Near Monument, CO

Streets in Monument Area Homeowners Insurance Cost
Deer Path Ave, Laurel St, Wheatridge St, Academy Dr, Mountain View Ln, Doolittle Rd, Roberts Ridge Pl, Indian Rd, Garden of the Gods Pl, South Path$920
Stadium Blvd, W Spruce Dr, Lower Glenway St, Walker Ct, Old Denver Rd, Security Dr, Neeper Valley Rd, Cave Ave, Redstone Ridge Way, Santa Fe Pl$905
Coyote Valley Ct, Grandview Pl, Robbie Vw, Spring Valley Rd, Oak Ridge St, Trumbull Ln, Waltham Ave, Crystal Park Pl, Lindbergh Rd, Capitol Hill Ave$918
Shady Ln, Palmer Divide Rd, Floral Path, Old Denver Hwy, Hoover Ln, Old Crystal Park Rd, W Muledeer Dr, Via San Miguel, Sailing Way, Bobcat Valley Ct$903
Hay Creek Rd, Primrose St, Pinon Pine Rd, Rosita Ave, Karen Lee Ln, Muscogee Valley Trl, Oklahoma Rd, Pine Dr, Shoshone Valley Trl, Cherokee Rd$910

Monument, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monument$135 to $137
Gleneagle$136
Cascade-Chipita Park$134
Palmer Lake$133

Monument, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gleneagle CDP, Colorado $114 $152 $228
Cascade-Chipita Park CDP, Colorado $112 $149 $224
Palmer Lake town, Colorado $111 $148 $222

Monument, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monument, CO4.3%17.1%
Gleneagle3.14%14.22%
Cascade-Chipita Park4.65%18.35%
Palmer Lake4.19%18.99%

Monument Renters Insurance as a Percentage of Rent

Monument Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 39 1.0% $786
$300 to $499 264 12.0% $1236
$500 to $749 486 22.0% $1911
$750 to $999 506 23.0% $2661
$1,000 to $1,499 633 29.0% $3786
$1,500 or more 212 9.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Monument For Different Scenarios

Structure Type Deductible Company Premium
Masonry $500 360 Insurance Company $1,022
Frame $500 American Strategic Insurance Corporation $1,550
Masonry $500 Csaa General Insurance Company $1,340
Frame $500 Federal Insurance Company $2,008
Frame $500 Mountain Valley Indemnity Company $1,335
Frame $500 State Farm Fire And Casualty Company $1,926
Masonry $500 The Travelers Home And Marine Insurance Company $1,491
Masonry $500 Unitrin Direct Property & Casualty Company $1,962

Monument, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Monument Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,500$7,000
Net Savings to Monument Home Owner from High Deductible Plan $500

Monument, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monument, CO Home Replacement Value MORE than Home Value Monument, CO Home Replacement Value LESS than Home Value
Replacement Value $346,000 $259,000
Insurance Premium based on Replacement Value $1,925 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $225/year

Example Monument Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceChubb Group of Insurance
Monthly Premium 13716868
Year Built 200919611945
Home Details 5 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $350000-$400000$350000-$400000$300000-$350000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Monument, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 360,000 Wood Shake Roof 2,380 5 $500- $1000 Deductible 520 4 Fiber-Cement Siding No
1943 650,000 Tile Roof 3,440 5 $1000-$2500 Deductible 1950 9 Stucco siding No
2014 520,000 Asphalt Shingles Roof 3,840 5 $5000 to $10,000 Deductible 320 3 Vinyl siding yes
1949 325,000 Composition Roof 2,320 4 $500 Deductible 780 5 Brick siding No
1976 140,000 Shingles Roof 960 2 $500- $1000 Deductible 430 7 Wood siding No
1990 260,000 Shingles Roof 1,980 3 $500 Deductible 1120 12 Stucco siding yes
1974 475,000 Composition Roof 2,980 5 $500 Deductible 420 2 Stucco siding yes
1970 195,000 Membrane Roof 1,130 2 $500- $1000 Deductible 540 8 Brick siding yes
2011 240,000 Metal Roof 1,790 4 $500- $1000 Deductible 1010 12 Stone Siding No
2011 230,000 Wood Shake Roof 1,400 2 $5000 to $10,000 Deductible 230 3 Wood siding No
2014 395,000 Composition Roof 2,130 3 $2500-$5000 Deductible 1270 12 Stone Siding No
1940 145,000 Shingles Roof 1,070 2 $2500-$5000 Deductible 280 5 Vinyl siding No
1947 130,000 Shingles Roof 1,020 2 $500- $1000 Deductible 400 9 Stucco siding yes
2004 495,000 Tile Roof 2,670 4 > $10,000 Deductible 1340 12 Wood siding No
1962 420,000 Composition Roof 2,720 5 $2500-$5000 Deductible 770 7 Wood siding yes
2014 425,000 Membrane Roof 2,700 4 $5000 to $10,000 Deductible 1220 12 Stone Siding yes
1977 480,000 Wood Shake Roof 3,320 4 $2500-$5000 Deductible 580 5 Wood siding yes
1965 340,000 Composition Roof 2,100 3 $500 Deductible 160 1 Wood siding yes
1977 295,000 Tile Roof 1,660 4 $500- $1000 Deductible 260 3 Brick siding yes
2004 315,000 Membrane Roof 1,660 3 $500- $1000 Deductible 990 9 Vinyl siding No
2008 400,000 Shingles Roof 2,380 3 $1000-$2500 Deductible 2140 12 Stucco siding No
2008 155,000 Wood Shake Roof 950 2 $2500-$5000 Deductible 150 3 Fiber-Cement Siding yes
1968 325,000 Membrane Roof 1,700 2 $1000-$2500 Deductible 370 4 Vinyl siding No
1976 460,000 Membrane Roof 2,480 5 $2500-$5000 Deductible 150 1 Brick siding yes
2010 360,000 Composition Roof 2,540 4 $500- $1000 Deductible 1170 6 Wood siding No
1961 420,000 Shingles Roof 2,520 5 $1000-$2500 Deductible 1780 12 Brick siding yes
1940 175,000 Metal Roof 1,300 3 $1000-$2500 Deductible 60 1 Wood siding No
1961 635,000 Metal Roof 3,710 5 $1000-$2500 Deductible 480 2 Wood siding yes
2009 315,000 Asphalt Shingles Roof 2,250 5 $1000-$2500 Deductible 1390 12 Stone Siding yes
1994 445,000 Shingles Roof 2,510 4 $500- $1000 Deductible 940 5 Stucco siding No
2003 485,000 Tile Roof 3,730 5 > $10,000 Deductible 290 3 Wood siding yes