Montville, CT homeowners insurance is approximately $722 to $980, about $60-$81/month. Our extensive research shows customers can save as much as $340 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Montville, CT | Homeowners Insurance Agency Near Montville, CT | Address |
|---|---|---|
| Travelers | Bouvier Beckwith & Lennox Inc | 80 HALLS RD, OLD LYME, CT, 6371 |
| State Farm | Curt Smith | 37 Wintonbury Mall, Bloomfield, CT, 06002-2411 |
| Travelers | Lanza Insurance Agency Llc | 524 SULLIVAN AVE, SOUTH WINDSOR, CT, 6074 |
| Allstate | Simone Fargiorgio | 872 Park Ave, Cranston, RI, 2910 |
| Nationwide | The Sig Insurance Agencies | 124 Fort Hill Rd, Groton, CT, 06340-4335 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Oxoboxo River CDP, Connecticut | $126 | $168 | $252 |
| New London County, Connecticut | $129 | $172 | $258 |
| Gales Ferry CDP, Connecticut | $128 | $171 | $257 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Montville, CT | 3.8% | 11.2% |
| Oxoboxo River | 3.94% | 11.66% |
| New London County | 3.7% | 10.24% |
| Gales Ferry | 2.66% | 10.22% |
| Montville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 31 | 2.0% | $792 |
| $300 to $499 | 33 | 2.0% | $1242 |
| $500 to $749 | 304 | 20.0% | $1917 |
| $750 to $999 | 417 | 27.0% | $2667 |
| $1,000 to $1,499 | 564 | 37.0% | $3792 |
| $1,500 or more | 167 | 11.0% | $5442 |
| Streets in Montville Area | Homeowners Insurance Cost |
|---|---|
| Norwich New London Tpke, Point Breeze Rd, Bozrah St, Randy Ln, Hillcrest Dr, Fielding Dr, Old Colchester Rd Exd, Wynwood Rd, Virginia Rd, Halehaven Dr | $858 |
| Desjardins Dr, Birch Ter, Lathrop Rd, Deer Run, Salt Box Ln, Heritage la, Bonville Dr, Tra Mart Dr, Vermont Dr, Broadview Ave | $855 |
| Ohio Dr, Ortega Dr, Laurel Brook Rd, Ann Ave, Eddy Ct, McIntosh Ave, Baldwin Ct, Leitao Dr, Greystone Dr, Upper Marina Dr | $854 |
| Sandy Desert Rd, Oakdale Rd, Friendship Ln, Anderson Ln, Dell Dr, Beach Ln, Hoscott Dr, Occum Ln, Mohegan Sun Blvd, Cortland Pl | $840 |
| Ricky Ln, New York Rd, Frances St, Oak Rd, Rene Dr, Skyline Dr, Pires Dr, Cottage Rd, Willow Dr, Cove Brook Ln | $853 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Montville | $127 to $129 |
| Oxoboxo River | $126 |
| New London County | $129 |
| Gales Ferry | $128 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $5,600 |
| Yearly Montville Homeowner Insurance Premium Example | $3,900 | $2,900 |
| Out of Pocket Expense During Claim | $600 | $5,600 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $24,000 | $23,000 |
| Net Savings to Montville Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Montville, CT Home Replacement Value MORE than Home Value | Montville, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $239,500 | $136,000 |
| Insurance Premium based on Replacement Value | $2,150 | $1,225 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,500 | Risk Exposure from Under Insuring Coverage is $48,000 |
| Premium Impact | Insurance cheaper by $425/year | Insurance costlier by $500/year |
| Insurance Company | Liberty Mutual | Chubb Group of Insurance | State Farm |
| Monthly Premium | 77 | 245 | 240 |
| Year Built | 1973 | 1948 | 1989 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $250000-$300000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | > $10,000 Deductible |