Montville Insurance Rates:

Montville, CT homeowners insurance is approximately $722 to $980, about $60-$81/month. Our extensive research shows customers can save as much as $340 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Geico
I have always found this personal touch with geico; they may be a large mega-company, but they do not forget the 'little people.'
Prudential
I don't like the fact that they use my credit rating to set my rates, there's nothing wrong with my credit, it's just a matter of privacy.
Progressive
I like the website design; it works nicely and everything is labeled boldly and there are a lot of various options to choose from.
Aaa
It is easy to read find information that you need quickly the website is also clear and easy to navigate. I can find my agent's information quickly
Geico
I like using the company because they are reliable and you can always depend on them in time of need, however, it can be a bit slow.
Allstate
Allstate's phone app is a quick resource for all of my insurance needs. I can take and send photos for quick and easy claims, and I don't even need to login to access my auto insurance card. It's a sweet app

Montville, CT Homeowners Insurance By Home Value

Montville, CT Home Value Total Homes % of Total Average Montville, CT Homeowners Insurance
Less than $50,000 319 6.0% $85
$60,000 to $69,999 63 1.0% $238
$100,000 to $124,999 96 1.0% $399
$125,000 to $149,999 232 4.0% $502
$150,000 to $174,999 354 7.0% $595
$175,000 to $199,999 616 12.0% $689
$200,000 to $249,999 1,440 29.0% $825
$250,000 to $299,999 855 17.0% $1012
$300,000 to $399,999 863 17.0% $1285

Top Home Insurance Agents Near Montville, CT

Home Insurance Company Near Montville, CT Homeowners Insurance Agency Near Montville, CT Address
Travelers Bouvier Beckwith & Lennox Inc 80 HALLS RD, OLD LYME, CT, 6371
State Farm Curt Smith 37 Wintonbury Mall, Bloomfield, CT, 06002-2411
Travelers Lanza Insurance Agency Llc 524 SULLIVAN AVE, SOUTH WINDSOR, CT, 6074
Allstate Simone Fargiorgio 872 Park Ave, Cranston, RI, 2910
Nationwide The Sig Insurance Agencies 124 Fort Hill Rd, Groton, CT, 06340-4335

Cost Of Homeowners Insurance By Street Near Montville, CT

Streets in Montville Area Homeowners Insurance Cost
Norwich New London Tpke, Point Breeze Rd, Bozrah St, Randy Ln, Hillcrest Dr, Fielding Dr, Old Colchester Rd Exd, Wynwood Rd, Virginia Rd, Halehaven Dr$858
Desjardins Dr, Birch Ter, Lathrop Rd, Deer Run, Salt Box Ln, Heritage la, Bonville Dr, Tra Mart Dr, Vermont Dr, Broadview Ave$855
Ohio Dr, Ortega Dr, Laurel Brook Rd, Ann Ave, Eddy Ct, McIntosh Ave, Baldwin Ct, Leitao Dr, Greystone Dr, Upper Marina Dr$854
Sandy Desert Rd, Oakdale Rd, Friendship Ln, Anderson Ln, Dell Dr, Beach Ln, Hoscott Dr, Occum Ln, Mohegan Sun Blvd, Cortland Pl$840
Ricky Ln, New York Rd, Frances St, Oak Rd, Rene Dr, Skyline Dr, Pires Dr, Cottage Rd, Willow Dr, Cove Brook Ln$853

Montville, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Montville$127 to $129
Oxoboxo River$126
New London County$129
Gales Ferry$128

Montville, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oxoboxo River CDP, Connecticut $126 $168 $252
New London County, Connecticut $129 $172 $258
Gales Ferry CDP, Connecticut $128 $171 $257

Montville, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Montville, CT3.8%11.2%
Oxoboxo River3.94%11.66%
New London County3.7%10.24%
Gales Ferry2.66%10.22%

Montville Renters Insurance as a Percentage of Rent

Montville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 2.0% $792
$300 to $499 33 2.0% $1242
$500 to $749 304 20.0% $1917
$750 to $999 417 27.0% $2667
$1,000 to $1,499 564 37.0% $3792
$1,500 or more 167 11.0% $5442

Montville, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$5,600
Yearly Montville Homeowner Insurance Premium Example $3,900$2,900
Out of Pocket Expense During Claim$600$5,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $24,000$23,000
Net Savings to Montville Home Owner from High Deductible Plan $1,000

Montville, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Montville, CT Home Replacement Value MORE than Home Value Montville, CT Home Replacement Value LESS than Home Value
Replacement Value $239,500 $136,000
Insurance Premium based on Replacement Value $2,150 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $500/year

Example Montville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceState Farm
Monthly Premium 77245240
Year Built 197319481989
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$400000-$500000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Montville, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 320,000 Shingles Roof 2,970 4 > $10,000 Deductible 1460 8 Fiber-Cement Siding yes
1965 475,000 Tile Roof 4,470 5 $500 Deductible 410 1 Vinyl siding No
1995 210,000 Membrane Roof 1,570 3 $500 Deductible 840 5 Vinyl siding No
1999 220,000 Wood Shake Roof 1,500 3 $2500-$5000 Deductible 550 3 Fiber-Cement Siding No
1999 215,000 Asphalt Shingles Roof 2,130 3 $500- $1000 Deductible 1040 7 Wood siding No
1973 445,000 Asphalt Shingles Roof 3,900 5 $500- $1000 Deductible 2350 9 Brick siding yes
1977 250,000 Wood Shake Roof 2,090 5 $500- $1000 Deductible 2150 9 Stucco siding No
1974 380,000 Asphalt Shingles Roof 3,120 4 $5000 to $10,000 Deductible 1310 10 Wood siding yes
2004 270,000 Slate Shingles Roof 2,090 4 > $10,000 Deductible 600 5 Stone Siding No
1967 275,000 Shingles Roof 2,190 3 $500 Deductible 220 1 Stucco siding yes
1976 225,000 Slate Shingles Roof 2,070 4 $1000-$2500 Deductible 260 2 Fiber-Cement Siding yes
1942 180,000 Composition Roof 1,450 3 $1000-$2500 Deductible 270 2 Stucco siding yes
2005 290,000 Asphalt Shingles Roof 1,960 3 $500- $1000 Deductible 1000 4 Stone Siding yes
1978 225,000 Wood Shake Roof 1,950 4 $500- $1000 Deductible 300 2 Vinyl siding yes
1985 235,000 Wood Shake Roof 2,140 3 $5000 to $10,000 Deductible 1000 10 Stone Siding yes
2002 295,000 Tile Roof 2,700 5 $500- $1000 Deductible 230 1 Vinyl siding yes
1963 200,000 Shingles Roof 1,700 3 $500- $1000 Deductible 1040 6 Stone Siding No
2002 430,000 Metal Roof 3,640 5 $500 Deductible 760 2 Brick siding yes
1983 190,000 Shingles Roof 1,390 3 $500- $1000 Deductible 360 3 Wood siding No
1992 350,000 Metal Roof 2,810 4 $5000 to $10,000 Deductible 1390 9 Brick siding yes
1994 405,000 Asphalt Shingles Roof 2,710 5 $5000 to $10,000 Deductible 370 2 Vinyl siding yes
1972 500,000 Asphalt Shingles Roof 3,660 5 $500 Deductible 1650 3 Vinyl siding yes
1997 195,000 Tile Roof 1,800 4 $500 Deductible 190 1 Fiber-Cement Siding yes
1991 175,000 Slate Shingles Roof 1,630 3 $500 Deductible 160 1 Fiber-Cement Siding No
1977 170,000 Asphalt Shingles Roof 1,720 3 $5000 to $10,000 Deductible 320 4 Brick siding No
1994 265,000 Tile Roof 2,540 4 $5000 to $10,000 Deductible 1320 12 Wood siding No
1940 280,000 Tile Roof 2,660 5 $500- $1000 Deductible 2060 9 Wood siding No
1991 260,000 Asphalt Shingles Roof 2,320 4 $500 Deductible 3280 12 Wood siding yes
1973 260,000 Asphalt Shingles Roof 1,780 3 $500 Deductible 1560 8 Stucco siding yes
1996 160,000 Composition Roof 1,350 3 $1000-$2500 Deductible 870 9 Stone Siding yes
1942 535,000 Shingles Roof 4,970 5 $500 Deductible 6540 12 Fiber-Cement Siding yes
1947 350,000 Metal Roof 2,310 3 $1000-$2500 Deductible 2130 6 Stucco siding yes
1972 485,000 Asphalt Shingles Roof 4,310 5 $1000-$2500 Deductible 1740 7 Stucco siding yes
1963 195,000 Wood Shake Roof 1,630 3 $500- $1000 Deductible 740 4 Wood siding No