Montvale Insurance Rates:

Montvale, NJ homeowners insurance is roughly $793 to $1,092, about $66-$91/month. Our comprehensive research reveals consumers can save as much as $376 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Montvale, NJ Homeowners Insurance By Home Value

Montvale, NJ Home Value Total Homes % of Total Average Montvale, NJ Homeowners Insurance
$80,000 to $89,999 15 5.0% $122
$100,000 to $124,999 14 5.0% $169
$200,000 to $249,999 49 18.0% $348
$250,000 to $299,999 44 17.0% $423
$300,000 to $399,999 136 52.0% $536

Top Home Insurance Agents Near Montvale, NJ

Home Insurance Company Near Montvale, NJ Homeowners Insurance Agency Near Montvale, NJ Address
NA Silva's Insurance Llc 901 Madison Ave, Bridgeport, CT, 6606
Travelers A C Pepe Insurance Agency 2568 Route 55 , Poughquag, NY, 12570
Travelers Holmes & Mcdowell Inc 34 West Main St Holmdel, Holmdel Township, NJ, 7733
State Farm Julie De Rossi 39 Broadway Lbby, New York, NY, 10006-3003
Allstate Rossana Benavides 4914 Kennedy Blvd W Ste 202, West New York, NJ, 7093

Cost Of Homeowners Insurance By Street Near Montvale, NJ

Streets in Montvale Area Homeowners Insurance Cost
Partridge Run, Lewis Rd, Sunrise Dr, Crest Dr, Edgren Way, Cypress Peak Ln, Blue Hill Rd, Pearl St, Stone Hollow Rd, Craig Rd$938
Cottage Ave, Foxhill Rd, Wren Way, White Oak Ct, Rustic Cir, Mercedes Dr, Sheppard Dr, Middletown Rd, Twin Oaks Dr, Lark Ln$932
Norgate Dr, Apple Hill Ct, Raven Rd, Strawberry Hill Ct, Birch Ter, Candlelight Dr, Shadow Ln, Glen Ln, Joan Ter, Greenway$948
Sweeney Ct, Wildwood Ct, Williams Rd, Pineview Ter, Grand Ave W, Akers Ave, Thier Ln, Valemont Rd, Highland Rd, Memorial Dr$936
Rutherford Pl, Azalea Ln, Camron Ct, Maureen Ct, Summit Rd, Gelnaw Ln, Garden Ln, Powder Hill Rd, Woodmont Dr, Henry Ave$947

Montvale, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Montvale$139 to $142
Park Ridge$138
Chestnut Ridge$98
Woodcliff Lake$147

Montvale, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Park Ridge borough, New Jersey $115 $153 $230
Chestnut Ridge village, New York $82 $109 $164
Woodcliff Lake borough, New Jersey $123 $163 $245

Montvale, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Montvale, NJ2.3%7.8%
Park Ridge2.52%7.68%
Chestnut Ridge1.73%5.49%
Woodcliff Lake2.31%8.18%

Montvale Renters Insurance as a Percentage of Rent

Montvale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 30 6.0% $1866
$750 to $999 17 3.0% $2616
$1,000 to $1,499 131 26.0% $3741
$1,500 or more 308 63.0% $5391

Montvale, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Montvale Homeowner Insurance Premium Example $2,700$2,200
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $9,400$8,900
Net Savings to Montvale Home Owner from High Deductible Plan $500

Montvale, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Montvale, NJ Home Replacement Value MORE than Home Value Montvale, NJ Home Replacement Value LESS than Home Value
Replacement Value $784,500 $486,500
Insurance Premium based on Replacement Value $4,075 $2,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $121,500 Risk Exposure from Under Insuring Coverage is $176,500
Premium Impact Insurance cheaper by $925/year Insurance costlier by $625/year

Example Montvale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersNationwide Insurance
Monthly Premium 134221248
Year Built 198719781960
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000$700000-$800000$800000-$900000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Montvale, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 615,000 Metal Roof 2,020 4 $500 Deductible 1330 6 Brick siding yes
1972 685,000 Shingles Roof 2,790 4 $5000 to $10,000 Deductible 1180 6 Brick siding yes
1961 660,000 Asphalt Shingles Roof 2,280 3 $5000 to $10,000 Deductible 230 2 Brick siding No
1988 560,000 Tile Roof 2,060 4 $1000-$2500 Deductible 1660 8 Fiber-Cement Siding No
1949 710,000 Composition Roof 2,580 4 $1000-$2500 Deductible 480 3 Stone Siding yes
2010 1,015,000 Membrane Roof 3,210 4 $500- $1000 Deductible 860 2 Fiber-Cement Siding yes
1940 1,115,000 Asphalt Shingles Roof 3,590 5 $500- $1000 Deductible 1330 4 Stone Siding No
1942 925,000 Membrane Roof 3,560 5 > $10,000 Deductible 2800 10 Brick siding No
1944 520,000 Wood Shake Roof 2,180 3 > $10,000 Deductible 720 9 Stucco siding No
1961 495,000 Wood Shake Roof 2,170 4 $5000 to $10,000 Deductible 180 1 Stucco siding No
1961 315,000 Tile Roof 1,300 3 $500- $1000 Deductible 1090 12 Stone Siding No
1976 715,000 Asphalt Shingles Roof 2,640 4 $500 Deductible 1970 7 Stone Siding yes
2011 620,000 Composition Roof 1,840 4 > $10,000 Deductible 150 1 Vinyl siding yes
1968 660,000 Shingles Roof 1,970 5 > $10,000 Deductible 550 3 Stone Siding No
1942 990,000 Composition Roof 3,270 5 $500 Deductible 970 2 Wood siding No
2012 575,000 Asphalt Shingles Roof 1,850 3 $5000 to $10,000 Deductible 1040 8 Brick siding No
1943 670,000 Wood Shake Roof 2,150 5 $1000-$2500 Deductible 840 4 Vinyl siding No
1963 1,160,000 Asphalt Shingles Roof 4,840 5 $5000 to $10,000 Deductible 1690 7 Stucco siding No
1971 375,000 Metal Roof 1,370 3 $500 Deductible 990 6 Vinyl siding No
2010 770,000 Shingles Roof 2,280 5 $500 Deductible 1820 8 Brick siding No
1966 850,000 Wood Shake Roof 3,120 4 $5000 to $10,000 Deductible 2200 10 Fiber-Cement Siding yes
2011 475,000 Tile Roof 2,080 4 $500 Deductible 1820 9 Stucco siding No
1947 550,000 Composition Roof 1,890 3 $5000 to $10,000 Deductible 1320 9 Wood siding yes
2010 1,050,000 Membrane Roof 3,300 5 $500 Deductible 1710 5 Fiber-Cement Siding yes
2010 495,000 Asphalt Shingles Roof 1,800 3 $500 Deductible 810 3 Brick siding yes
1940 610,000 Metal Roof 2,220 4 $5000 to $10,000 Deductible 1160 7 Brick siding yes
1966 625,000 Asphalt Shingles Roof 2,340 3 $2500-$5000 Deductible 570 3 Stucco siding yes
1948 405,000 Shingles Roof 1,370 3 $500 Deductible 1750 12 Wood siding No
1962 950,000 Composition Roof 3,290 5 $500 Deductible 3540 10 Brick siding No
2011 570,000 Membrane Roof 2,360 4 $2500-$5000 Deductible 2020 10 Fiber-Cement Siding No
1983 735,000 Metal Roof 2,270 4 $500- $1000 Deductible 360 1 Vinyl siding yes