Montrose Insurance Rates:

Montrose, VA homeowners insurance is nearly $599 to $814, about $49-$67/month. Our in depth analysis indicates shoppers can save as much as $282 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Montrose, VA Homeowners Insurance By Home Value

Montrose, VA Home Value Total Homes % of Total Average Montrose, VA Homeowners Insurance
Less than $50,000 16 1.0% $134
$70,000 to $79,999 34 2.0% $410
$80,000 to $89,999 131 8.0% $466
$90,000 to $99,999 129 8.0% $523
$100,000 to $124,999 352 23.0% $600
$125,000 to $149,999 424 28.0% $756
$150,000 to $174,999 225 15.0% $890
$175,000 to $199,999 40 2.0% $1032
$200,000 to $249,999 42 2.0% $1237
$250,000 to $299,999 58 3.0% $1512

Top Home Insurance Agents Near Montrose, VA

Home Insurance Company Near Montrose, VA Homeowners Insurance Agency Near Montrose, VA Address
Nationwide Timothy C Grant 105 N Main St, Bowling Green, VA, 22427-0527
NA Walter F Hyer Jr Ins Agcy P O Box 116 , Hanover, VA, 23069
State Farm David Borland 1490 Quarterpath Rd Ste 5D, Williamsburg, VA, 23185-6544
Nationwide Mequell Green Ins Agency Inc 9520 Ironbridge Rd. Ste 11, Chesterfield, VA, 23832
Nationwide Mike Major Agency 1127 W Main St STE A, Richmond, VA, 23220

Cost Of Homeowners Insurance By Street Near Montrose, VA

Streets in Montrose Area Homeowners Insurance Cost
Atwood Rd, Goddin St, Parrish St, November Ave, S Newton Cir, Milburn Ave, Nanny Rd, Kemp Ave, Inman Ave, Probst St$704
Geffert Dr, Wilderness Dr, Renard Ter, Kilgore St, Canesville Ln, Kemp Ave, Regina Rd, Almond Creek Ct, Acton St, Leonard Ave$723
Varina Point Ln, Fox Downs Pl, Thornhurst St, Shirleydale Ave, Crown Squire Rd, Lundie Ave, Moncure Ave, Almond Tree Dr, International Centre Dr, Willson Rd$721
Reilly St, Kings Hill Rd, Burtfield Dr, Denver St, Allenshaw Dr, Raleigh Rd, Kinloch Ln, Jennell Crescent Ct, Tide Ter, Robins Rd$714
McLean St, Samara Dr, Millers Glen Ln, Shallot Rd, Colleen Rd, Lundie Ln, Lewis Rd, Thalia Cres, Kings Bishop Rd, Almond Tree Way$721

Montrose, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Montrose$105 to $108
Sandston$107
East Highland Park$106
Varina$108

Montrose, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sandston CDP, Virginia $107 $143 $215
Highland Springs CDP, Virginia $107 $143 $215
East Highland Park CDP, Virginia $107 $142 $213

Montrose, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Montrose, VA5.1%15.8%
Sandston4.6%16.51%
Highland Springs4.66%18.14%
East Highland Park4.58%17.42%

Montrose Renters Insurance as a Percentage of Rent

Montrose Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 105 6.0% $352
$200 to $299 116 6.0% $802
$300 to $499 113 6.0% $1252
$500 to $749 212 12.0% $1927
$750 to $999 608 35.0% $2677
$1,000 to $1,499 524 30.0% $3802
$1,500 or more 25 1.0% $5452

Montrose, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Montrose Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Montrose Home Owner from High Deductible Plan $600

Montrose, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Montrose, VA Home Replacement Value MORE than Home Value Montrose, VA Home Replacement Value LESS than Home Value
Replacement Value $222,500 $134,000
Insurance Premium based on Replacement Value $1,275 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $47,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $250/year

Example Montrose Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmTravelers
Monthly Premium 283139
Year Built 197819941986
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$100000-$125000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Montrose, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 105,000 Asphalt Shingles Roof 1,360 2 $500 Deductible 420 9 Stucco siding No
1967 180,000 Tile Roof 2,040 3 $5000 to $10,000 Deductible 220 3 Stone Siding No
1950 125,000 Slate Shingles Roof 1,370 3 $1000-$2500 Deductible 60 1 Wood siding yes
1985 230,000 Composition Roof 2,640 4 $1000-$2500 Deductible 770 9 Stucco siding yes
2012 140,000 Wood Shake Roof 1,470 2 $2500-$5000 Deductible 360 8 Stone Siding No
1953 210,000 Asphalt Shingles Roof 2,160 4 $500- $1000 Deductible 630 7 Stucco siding No
1951 215,000 Wood Shake Roof 3,130 4 $500 Deductible 950 9 Wood siding yes
2010 180,000 Shingles Roof 2,120 3 $2500-$5000 Deductible 90 2 Vinyl siding yes
1959 95,000 Slate Shingles Roof 1,400 3 $500- $1000 Deductible 70 2 Brick siding No
1968 135,000 Tile Roof 1,750 3 $1000-$2500 Deductible 40 1 Stucco siding No
1956 80,000 Membrane Roof 930 2 $2500-$5000 Deductible 100 4 Stone Siding No
2011 260,000 Shingles Roof 2,920 4 $5000 to $10,000 Deductible 340 5 Fiber-Cement Siding yes
1996 140,000 Membrane Roof 1,500 2 $500- $1000 Deductible 210 5 Fiber-Cement Siding No
1952 65,000 Wood Shake Roof 960 2 $1000-$2500 Deductible 50 2 Stucco siding No
1957 170,000 Composition Roof 2,400 3 $2500-$5000 Deductible 350 7 Wood siding yes
1993 275,000 Slate Shingles Roof 3,080 4 $5000 to $10,000 Deductible 190 2 Fiber-Cement Siding yes
1952 95,000 Slate Shingles Roof 1,170 2 $2500-$5000 Deductible 250 9 Brick siding No
1982 165,000 Membrane Roof 2,090 3 $2500-$5000 Deductible 300 7 Vinyl siding No
1958 70,000 Membrane Roof 960 2 $500- $1000 Deductible 100 5 Stucco siding No
1978 115,000 Wood Shake Roof 1,270 2 $500 Deductible 280 6 Stucco siding yes
1962 155,000 Tile Roof 1,650 4 $1000-$2500 Deductible 290 5 Stone Siding No
1967 125,000 Wood Shake Roof 1,540 3 $500 Deductible 480 8 Vinyl siding No
1962 160,000 Metal Roof 1,950 3 $5000 to $10,000 Deductible 270 7 Vinyl siding No
1971 195,000 Composition Roof 2,540 4 $500 Deductible 120 2 Fiber-Cement Siding No
1984 305,000 Asphalt Shingles Roof 3,230 4 $2500-$5000 Deductible 600 7 Brick siding yes
1992 145,000 Asphalt Shingles Roof 1,730 3 $2500-$5000 Deductible 420 9 Wood siding yes
1977 155,000 Asphalt Shingles Roof 1,600 3 $2500-$5000 Deductible 400 8 Fiber-Cement Siding No
1964 125,000 Shingles Roof 1,390 2 $2500-$5000 Deductible 50 1 Brick siding No
1972 80,000 Asphalt Shingles Roof 1,210 3 $1000-$2500 Deductible 100 5 Brick siding yes
2014 100,000 Metal Roof 1,080 2 $500 Deductible 260 6 Wood siding yes
1956 105,000 Slate Shingles Roof 1,270 3 $1000-$2500 Deductible 190 6 Vinyl siding yes
1958 110,000 Shingles Roof 1,340 3 $500 Deductible 220 4 Fiber-Cement Siding yes