Monticello Insurance Rates:

Monticello, MN homeowners insurance is about $862 to $1,172, about $71-$97/month. Our all inclusive research reveals consumers can save as much as $406 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Monticello, MN Homeowners Insurance By Home Value

Monticello, MN Home Value Total Homes % of Total Average Monticello, MN Homeowners Insurance
Less than $50,000 379 11.0% $142
$50,000 to $59,999 39 1.0% $305
$70,000 to $79,999 35 1.0% $437
$90,000 to $99,999 188 5.0% $559
$100,000 to $124,999 161 4.0% $650
$125,000 to $149,999 221 6.0% $813
$150,000 to $174,999 777 23.0% $955
$175,000 to $199,999 676 20.0% $1108
$200,000 to $249,999 616 18.0% $1332
$250,000 to $299,999 139 4.0% $1627
$300,000 to $399,999 117 3.0% $2074

Top Home Insurance Agents Near Monticello, MN

Home Insurance Company Near Monticello, MN Homeowners Insurance Agency Near Monticello, MN Address
Allstate Ed Scislow Jr 8400 Lyndale Ave S Ste 5, Bloomington, MN, 55420
Travelers H Robert Anderson & Assoc Inc 8201 Norman Ctr Dr Ste 220, Bloomington, MN, 55437
Farmers John Koivisto 904 Highway 15 S, Hutchinson, MN, 55350
Farmers Nancy Peralta 11800 Singletree Ln Ste 105, Eden Prairie, MN, 55344
Travelers Werrell Agency Inc 4900 HIGHWAY 169 NORTH STE 302, NEW HOPE, MN, 55428

Cost Of Homeowners Insurance By Street Near Monticello, MN

Streets in Monticello Area Homeowners Insurance Cost
Oak Ridge Dr, 86th St NE, Eagle Nest Ln, Palm St, Golden Eagle Ct, Chamberlain Ave NE, Fairway Dr, Oakview Ln, 93rd St NE, Stoneridge Ln$1,024
Briar Oakes Blvd, Prairie Creek Ln, Hamlin Ave NE, Eakern Cir NE, Hall Ave NE, Chestnut St, Mississippi Dr, Elk Ave, Hedman Ln, White Oak Cir$1,025
River Forest Dr, Deegan Ave, Briarwood Ave NE, Homestead Dr, Old State Hwy 152, 97th St NE, Willow St, Deer St, Mill Trail Ln, 84th St$1,023
Chelsea Rd, Somerset Ln, Haug Ave NE, Orchard Cir E, Country Cir, Edmondson Ave NE, 87th St NE, Mallard Ln, Co Hwy 58, 110th St NE$1,023
Clubview Dr, Dundas Rd, Eisele Ave, Maple St, 99th St NE, Dundas Cir, Prairie Rd, Ibson Ave NE, W Broadway, 95th St NE$1,025

Monticello, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monticello$152 to $155
Big Lake$152
Silver Creek$162
Albertville$154

Monticello, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Big Lake city, Minnesota $152 $203 $305
Silver Creek township, Wright County, Minnesota $162 $216 $324
Albertville city, Minnesota $154 $205 $308

Monticello, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monticello, MN5.3%17.8%
Big Lake5.16%14.44%
Silver Creek4.63%15.24%
Albertville4.74%19.36%

Monticello Renters Insurance as a Percentage of Rent

Monticello Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 1.0% $337
$200 to $299 31 2.0% $787
$300 to $499 159 12.0% $1237
$500 to $749 418 31.0% $1912
$750 to $999 292 22.0% $2662
$1,000 to $1,499 342 25.0% $3787
$1,500 or more 52 3.0% $5437

Monticello, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$7,400
Yearly Monticello Homeowner Insurance Premium Example $3,600$2,600
Out of Pocket Expense During Claim$1,400$7,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $26,600$25,600
Net Savings to Monticello Home Owner from High Deductible Plan $1,000

Monticello, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monticello, MN Home Replacement Value MORE than Home Value Monticello, MN Home Replacement Value LESS than Home Value
Replacement Value $209,500 $138,500
Insurance Premium based on Replacement Value $1,350 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $175/year

Example Monticello Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualChubb Group of Insurance
Monthly Premium 8398448
Year Built 199020031984
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$150000-$175000$600000-$700000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Monticello, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 145,000 Shingles Roof 1,550 3 $1000-$2500 Deductible 110 2 Stucco siding yes
2011 315,000 Slate Shingles Roof 2,710 4 $5000 to $10,000 Deductible 650 6 Stucco siding No
2014 380,000 Wood Shake Roof 3,180 4 $500 Deductible 200 1 Vinyl siding No
1999 140,000 Metal Roof 1,500 3 $500 Deductible 320 4 Stucco siding yes
2005 325,000 Shingles Roof 3,400 4 $2500-$5000 Deductible 750 7 Stone Siding yes
2002 275,000 Slate Shingles Roof 2,600 4 > $10,000 Deductible 290 4 Stucco siding No
2008 280,000 Wood Shake Roof 2,330 4 $2500-$5000 Deductible 1060 7 Vinyl siding No
2000 375,000 Wood Shake Roof 3,850 5 $1000-$2500 Deductible 600 2 Brick siding No
2007 245,000 Membrane Roof 2,170 3 > $10,000 Deductible 1040 12 Brick siding yes
2012 260,000 Wood Shake Roof 2,750 5 > $10,000 Deductible 760 7 Stone Siding yes
2001 300,000 Composition Roof 3,040 4 > $10,000 Deductible 1010 9 Stone Siding yes
1990 380,000 Shingles Roof 3,250 5 $500- $1000 Deductible 2420 8 Brick siding yes
2012 130,000 Wood Shake Roof 1,560 3 $500- $1000 Deductible 380 4 Vinyl siding No
2010 160,000 Wood Shake Roof 1,490 3 $2500-$5000 Deductible 840 10 Stucco siding No
1983 365,000 Composition Roof 3,360 4 $500- $1000 Deductible 2590 12 Stone Siding yes
2010 195,000 Slate Shingles Roof 2,220 3 $1000-$2500 Deductible 1040 10 Stone Siding No
2000 400,000 Shingles Roof 3,740 5 $5000 to $10,000 Deductible 1030 7 Vinyl siding yes
1995 240,000 Asphalt Shingles Roof 2,650 5 $5000 to $10,000 Deductible 530 5 Fiber-Cement Siding yes
1995 110,000 Shingles Roof 1,230 3 $500- $1000 Deductible 170 3 Wood siding No
1991 255,000 Shingles Roof 2,880 5 > $10,000 Deductible 110 1 Wood siding yes
2000 155,000 Slate Shingles Roof 1,870 3 $2500-$5000 Deductible 340 5 Fiber-Cement Siding yes
1993 155,000 Metal Roof 1,940 4 $500 Deductible 640 7 Wood siding No
2014 270,000 Slate Shingles Roof 3,130 4 > $10,000 Deductible 1060 10 Wood siding No
2014 160,000 Tile Roof 1,490 3 $5000 to $10,000 Deductible 500 8 Brick siding yes
2006 405,000 Membrane Roof 4,680 5 $1000-$2500 Deductible 1640 7 Stucco siding No
1984 285,000 Composition Roof 3,320 4 $2500-$5000 Deductible 110 1 Stucco siding No
2000 160,000 Tile Roof 1,430 3 $5000 to $10,000 Deductible 120 2 Wood siding No
2013 315,000 Tile Roof 2,650 4 $2500-$5000 Deductible 160 1 Stucco siding yes
1993 485,000 Membrane Roof 4,320 5 $2500-$5000 Deductible 2160 10 Wood siding No
2012 165,000 Tile Roof 1,950 4 $5000 to $10,000 Deductible 710 10 Wood siding No
2005 465,000 Metal Roof 3,930 5 $500- $1000 Deductible 930 5 Wood siding yes
1998 205,000 Membrane Roof 2,480 4 $500 Deductible 830 9 Vinyl siding No
2000 200,000 Tile Roof 1,940 3 $500 Deductible 850 6 Vinyl siding No
2010 310,000 Tile Roof 2,710 4 $5000 to $10,000 Deductible 160 1 Wood siding No