Monticello, AR homeowners insurance is approximately $915 to $1,260, about $76-$105/month. Our in depth analysis shows customers can save upto $434 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Monticello, AR | Homeowners Insurance Agency Near Monticello, AR | Address |
|---|---|---|
| Travelers | Merchants & Planters Agency Inc | 539 WEST GAINES ST, MONTICELLO, AR, 71655 |
| Travelers | Milner Insurance Group | 2221 South Olive St., Ste. A Pine Bluff, Pine Bluff, AR, 71601 |
| Travelers | Milner Owyoung Ins Group Llc | 401 N Second St, McGehee, AR, 71654 |
| Liberty Mutual Independent | First Arkansas Ins - Pine Bluff | 3009 Market Street Pine Bluff, Pine Bluff, AR, 71601 |
| Liberty Mutual Independent | Martin-Mcnew Insurance | 503 W 29TH AVE, PINE BLUFF, AR, 71603 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Marion township, Drew County, Arkansas | $164 | $218 | $327 |
| Drew County, Arkansas | $162 | $216 | $324 |
| Wilmar city, Arkansas | $159 | $212 | $318 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Monticello, AR | 9.2% | 28.0% |
| Marion | 9.35% | 27.08% |
| Drew County | 9.36% | 26.57% |
| Wilmar | 13.69% | 26.84% |
| Monticello Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 89 | 4.0% | $832 |
| $300 to $499 | 467 | 23.0% | $1282 |
| $500 to $749 | 1,082 | 54.0% | $1957 |
| $750 to $999 | 213 | 10.0% | $2707 |
| $1,000 to $1,499 | 90 | 4.0% | $3832 |
| Streets in Monticello Area | Homeowners Insurance Cost |
|---|---|
| Roys Cir, Co Rd 301, S Slemons St, Mark Cir, Guthrie Ln, Wake Robin Dr, Bellview Ave, E Jefferson Ave, N Edwards St, S Hyatt St | $1,101 |
| W Creekwood St, Meadowview Dr, Co Rd 1717, Edgewood St, Co Rd 307, Hawthorne Dr, Webb Rd, S Cherry St, State School Rd, Circle Acres Dr | $1,113 |
| Burton Rd, Co Rd 90, W Jefferson Ave, Sycamore St, Co Rd 2295, E Oakland Ave, W Trotter Ave, N Boyd, Hoover Ln, Center Dr | $1,104 |
| Oakwood Dr, Marshall Ln, E Pope St, Locust Cir, Country Club Ln, Co Rd 22, E Bolling Ave, W Union St, W College Ave, Rawls Ln | $1,109 |
| Chinkapin, Crestwood Dr, E Shelton Ave, Colin Kloot Cir, Co Rd 308, Co Rd 50, N Hyatt St, E Trotter Ave, N Gabbert, S Dillard St | $1,104 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Monticello | $161 to $164 |
| Marion | $163 |
| Drew County | $162 |
| Wilmar | $159 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $2,800 |
| Yearly Monticello Homeowner Insurance Premium Example | $1,400 | $1,200 |
| Out of Pocket Expense During Claim | $1,800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $13,000 | $12,400 |
| Net Savings to Monticello Home Owner from High Deductible Plan | $600 | |
| Scenario | Monticello, AR Home Replacement Value MORE than Home Value | Monticello, AR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $146,000 | $98,000 |
| Insurance Premium based on Replacement Value | $1,250 | $850 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,000 | Risk Exposure from Under Insuring Coverage is $31,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $150/year |
| Insurance Company | Nationwide Insurance | Travelers | State Farm |
| Monthly Premium | 64 | 69 | 74 |
| Year Built | 1981 | 2007 | 1993 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $100000-$125000 | $75000-$100000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |