How Much Does Montgomery, TX Home Insurance Cost?
Montgomery, TX Average Homeowners Insurance Cost
$1,482.75
Homeowners Insurance Cost - Montgomery, TX
$263,200
Median Home Value - Montgomery, TX
Montgomery, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.79 | $1,464.96 |
| $1000 Deductible | -$157.47 | $1,325.28 |
| $1500 Deductible | -$235.16 | $1,247.59 |
| $2000 Deductible | -$350.23 | $1,132.52 |
| $2500 Deductible | -$418.14 | $1,064.61 |
Montgomery, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$386 | $1,097 |
| 30 year old | +$22 | $1,505 |
| 40 year old | +$39 | $1,521 |
| 50 year old | +$56 | $1,539 |
| Above 50 year old | +$71 | $1,554 |
Montgomery, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$208 | $1,275 |
| Superior | -$133 | $1,349 |
| Masonry | -$74 | $1,409 |
| Brick | -$74 | $1,409 |
| Hail Resistant Roof | -$30 | $1,453 |
Montgomery, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,512 |
| Swimming Pool With A Diving Board | +$59 | $1,542 |
| Swimming Pool With Slide | +$89 | $1,572 |
Montgomery, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $44 | $1,438 |
| Police Department | $15 | $1,468 |
Montgomery, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$622.755 | $2,106 |
| Filing a Second Liability Claim | +$563.445 | $2,046 |
| Filing a Second Theft Claim | +$563.445 | $2,046 |
| Filing a Second Water Claim | +$489.3075 | $1,972 |
| Filing a Fire Claim | +$296.55 | $1,779 |
| Filing a Liability Claim | +$281.7225 | $1,764 |
| Filing a Theft Claim | +$281.7225 | $1,764 |
| Filing a Water Claim | +$237.24 | $1,720 |
| Filing a Weather Claim | +$237.24 | $1,720 |