How To Make Your Montgomery, TX Home Insurance Cheaper
Montgomery, TX, homeowners insurance is about $1483. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Montgomery, TX Home Insurance Rates with the Montgomery County Average
| Place | Montgomery County Average: $1,639.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Montgomery, TX | $1,482.75 | -156.25 | -0.10 | 48,840 | 263,200 |
Cost of Montgomery, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Panorama Village | 175,400 | 11,065 | $1,065 |
| Tomball | 213,400 | 36,166 | $1,118.4 |
| Oak Ridge North | 192,200 | 10,954 | $1,089.6 |
| Walker County | 132,200 | 10,025 | $1,647 |
Homeowners Insurance Comparison for the Cheapest Premiums in Montgomery, TX
| Safeco Insurance | State Auto | Liberty Mutual | |
| Median Home Value ($) | 263,200 | 263,200 | 263,200 |
| Age of Home | Year 30 Old | Above Year 50 | Year 40 Old |
| Home Coverage ($) | $1000,000 -$1499,999 | $400,000 -$499,999 | $400,000 -$499,999 |
| Total Premium ($) | $5,184.8 | $3,521.7 | $3,237.7 |
Cost of Montgomery, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Encompass Insurance | 500 | $1000,000-$1499,999 | 4,490.4 |
| Farmer's Insurance | 2000 | $200,000-$249,999 | 994.2 |
| MAPFRE Insurance | 1000 | $175,000-$199,999 | 866.6 |
| State Farm | 1000 | $750,000-$999,999 | 3,909.0 |
| The Hartford | 1500 | $750,000-$999,999 | 3,698.9 |
| Safeco Insurance | 500 | $400,000-$499,999 | 2,754.8 |
| GEICO | 2000 | $750,000-$999,999 | 3,446.7 |
| Nationwide | 2000 | $400,000-$499,999 | 2,328.8 |
| Amica Mutual Insurance | 500 | $1500,000-$2000,000 | 4,821.0 |
| Progressive | 1000 | $1500,000-$2000,000 | 4,622.2 |