Montgomery Insurance Rates:

Montgomery, TX homeowners insurance is about $911 to $1,246, about $75-$103/month. Our comprehensive guide reveals consumers can save as much as $431 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Montgomery, TX Homeowners Insurance By Home Value

Montgomery, TX Home Value Total Homes % of Total Average Montgomery, TX Homeowners Insurance
Less than $50,000 903 6.0% $129
$50,000 to $59,999 323 2.0% $269
$60,000 to $69,999 379 2.0% $334
$70,000 to $79,999 505 3.0% $388
$80,000 to $89,999 346 2.0% $442
$90,000 to $99,999 349 2.0% $496
$100,000 to $124,999 1,240 8.0% $582
$125,000 to $149,999 1,413 10.0% $722
$150,000 to $174,999 1,579 11.0% $852
$175,000 to $199,999 1,098 7.0% $992
$200,000 to $249,999 1,880 13.0% $1186
$250,000 to $299,999 1,847 13.0% $1456
$300,000 to $399,999 1,936 14.0% $1845

Top Home Insurance Agents Near Montgomery, TX

Home Insurance Company Near Montgomery, TX Homeowners Insurance Agency Near Montgomery, TX Address
NA Perricone Insurance Agency Inc 6750 West Loop South Suite 1080, Bellaire, TX, 77401
Travelers Fbc Insurance Agency Inc 1808 BROTHERS BLVD #D, COLLEGE STATION, TX, 77845
Farmers J. Ray Ayala 15498 FM 529 Rd, Houston, TX, 77095
Farmers Manuel Prado 20240 Park Row Dr Ste B, Katy, TX, 77449
Allstate Will Cooper 2150 W 18th St Ste 101, Houston, TX, 77008

Montgomery, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Montgomery, TX

Streets in Montgomery Area Homeowners Insurance Cost
Breezy Dr, Papoose Trl, Overland Trace Ct, W Connie Ln, Rankin St, Crest Wood, Edwards Rd, Shady Nook, Eastwood Ln, Keenan Rd$1,123
Devlin Downs, Harbour Dr, Summers Wind St, Summer Wind, Sebastian's Run, Aloha Ln, Kentucky Oaks Dr, Oak Ct, Robin Hood, Milroy Ln$1,117
Queenswood, Henson Dr, Fish Creek Ct, Monterey Cove, Lawson St, Sendera Ranch Dr, Sherwood Forest Cir, Hidden Glen Cove, Ben Smith Rd, Mill Creek Rd$1,028
Stone Ranch Blvd, Glenheath St, E Park Ln, Parkhaven Cir, Worsham, Pronghorn Pl, Serenity Rose Dr, Porter Rd, Ranch Lake Rd, Sharon Cir$1,032
Argosy Ln, Cheyenne Loop, Trace Ct, Bentwater Dr W, Grissom Rd, Myer Rd, Little John St, W Cedar River Rd, Amelia Ct, Annie Belle$1,027
Looking Glass Blvd, Rolling Oak Dr, Sunnyvale E, Wycliffe Dr, Balboa Cir, Lake Island Cir, Egypt Community Rd, W Pines, Corsair Ct, Honea Rd W$1,120
Bilsing Cove, Stewart St, W Old FM 1097 Rd, Breckenridge Dr, Hampton Glen Rd, Brookgreen Cir N, Possum Hollow, Weeren Rd, St Beulah Chapel Ln, Overland Trace Dr$1,022
Marian Ln, Parkside Blvd, Wedgeway Dr, Golfview Dr, Greenbriar, Longstreet Rd, Candlewood Pl, Louisa St, Eagle Pt, Country Ct$1,129
Westway Dr, Pecan Bend Dr, April Waters N, W Dounreay St, Berkley Dr, Polin Rd, Lakeland Dr, Continental Quarters, Landrum Village Ln, Laurens Way$1,052
Ella Brown Rd, Mc Gown St, Briarwood Ln, Tri Lakes Ln, Fenwick Ln, Capetown Ln, Regatta Ct, Lovers Ln, Delores Ln, Post Oak Cemetery Rd$1,130

Montgomery, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Montgomery$160 to $162
Panorama Village$156
Todd Mission$163
Montgomery County$158

Montgomery, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Panorama Village city, Texas $131 $174 $261
Todd Mission city, Texas $136 $181 $272
Montgomery County, Texas $132 $176 $264

Montgomery, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Montgomery, TX5.1%16.4%
Panorama Village6.28%15.85%
Todd Mission5.35%9.07%
Montgomery County5.46%17.6%

Montgomery Renters Insurance as a Percentage of Rent

Montgomery Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 117 6.0% $1234
$500 to $749 395 21.0% $1909
$750 to $999 515 27.0% $2659
$1,000 to $1,499 438 23.0% $3784
$1,500 or more 392 21.0% $5434

Montgomery, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Montgomery Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$15,400
Net Savings to Montgomery Home Owner from High Deductible Plan $500

Montgomery, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Montgomery, TX Home Replacement Value MORE than Home Value Montgomery, TX Home Replacement Value LESS than Home Value
Replacement Value $258,000 $162,000
Insurance Premium based on Replacement Value $2,675 $1,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $700/year

Example Montgomery Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 201161240
Year Built 201420071997
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Montgomery, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 275,000 Wood Shake Roof 2,590 4 $500 Deductible 1660 12 Brick siding yes
1992 190,000 Asphalt Shingles Roof 1,830 4 $5000 to $10,000 Deductible 90 1 Vinyl siding yes
1992 290,000 Metal Roof 3,040 5 $500 Deductible 870 5 Fiber-Cement Siding yes
1996 340,000 Membrane Roof 2,600 5 $500- $1000 Deductible 980 4 Wood siding No
2004 235,000 Membrane Roof 2,280 5 $500- $1000 Deductible 1750 12 Wood siding No
1982 195,000 Slate Shingles Roof 1,890 3 $1000-$2500 Deductible 1180 10 Vinyl siding No
1999 215,000 Asphalt Shingles Roof 1,990 5 $5000 to $10,000 Deductible 640 7 Fiber-Cement Siding No
1987 180,000 Tile Roof 1,470 3 $500 Deductible 540 5 Wood siding No
1989 225,000 Membrane Roof 2,240 4 $500 Deductible 1850 12 Stucco siding No
2011 625,000 Tile Roof 4,550 5 $500 Deductible 560 1 Brick siding yes
1995 185,000 Slate Shingles Roof 1,750 5 $1000-$2500 Deductible 1470 10 Wood siding yes
2000 305,000 Wood Shake Roof 2,230 3 $2500-$5000 Deductible 540 4 Brick siding No
2003 220,000 Membrane Roof 1,630 3 $1000-$2500 Deductible 1150 10 Stone Siding yes
1992 390,000 Tile Roof 3,940 5 $1000-$2500 Deductible 2030 9 Fiber-Cement Siding No
1994 340,000 Shingles Roof 2,960 5 $1000-$2500 Deductible 730 4 Fiber-Cement Siding No
2008 375,000 Tile Roof 2,850 4 $2500-$5000 Deductible 1660 8 Fiber-Cement Siding yes
2000 310,000 Slate Shingles Roof 2,370 4 $5000 to $10,000 Deductible 180 1 Stone Siding No
1985 210,000 Asphalt Shingles Roof 1,750 3 $5000 to $10,000 Deductible 1230 10 Vinyl siding No
1981 220,000 Slate Shingles Roof 2,130 5 $500 Deductible 160 1 Brick siding yes
1997 295,000 Composition Roof 2,470 4 $500 Deductible 1520 5 Wood siding No
2004 190,000 Shingles Roof 1,900 3 $1000-$2500 Deductible 370 3 Brick siding yes
1988 245,000 Slate Shingles Roof 2,390 3 $1000-$2500 Deductible 1140 8 Stucco siding No
2010 300,000 Tile Roof 3,020 4 $2500-$5000 Deductible 2090 10 Wood siding No
2012 520,000 Shingles Roof 4,850 5 $500 Deductible 4100 9 Vinyl siding yes
1997 335,000 Asphalt Shingles Roof 3,660 5 $1000-$2500 Deductible 800 5 Fiber-Cement Siding yes
1981 385,000 Asphalt Shingles Roof 3,340 4 $5000 to $10,000 Deductible 1380 10 Fiber-Cement Siding No
2005 355,000 Wood Shake Roof 3,360 5 > $10,000 Deductible 960 6 Fiber-Cement Siding yes
1998 195,000 Shingles Roof 2,070 4 $500 Deductible 2270 12 Stucco siding yes
1996 295,000 Membrane Roof 2,520 4 $1000-$2500 Deductible 920 8 Wood siding No
1999 295,000 Shingles Roof 3,220 4 $1000-$2500 Deductible 1800 9 Wood siding yes
1990 150,000 Asphalt Shingles Roof 1,560 5 $5000 to $10,000 Deductible 650 12 Fiber-Cement Siding yes
2008 245,000 Tile Roof 2,400 3 > $10,000 Deductible 850 10 Brick siding No
1998 300,000 Asphalt Shingles Roof 2,480 4 $500- $1000 Deductible 1990 12 Fiber-Cement Siding No
2009 590,000 Tile Roof 4,520 5 > $10,000 Deductible 1650 7 Stucco siding yes

Latest Home Insurance Reviews

Metlife
They are right at the other costs of other companies. The premium does go up each year but so do the rest of them.
Geico
I would recommend this insurance because they have great customer service, they offer things others do not offer, and the price is just about right,
Progressive
I receive all the same offerings through my current home insurance agency that i would through a more corporate agency. In fact, when comparing agencies, i get the same amount of coverage for a better price.
Geico
The premium I pay for my insurance is comparable if not just a tiny bit lower than others. The savings are not significant. Again, nothing spectacular they keep my home covered and I think what I pay is as close to fair as what you can get these days.
Allstate
What i like about my insurance company is that it is affordable. they don't overcharge for insurance and as a young adult, i appreciate the fact that they aren't taking more of my money than what is necessary.
Allstate
I don't like that i can't directly see what it is i'm paying for with my payments.
Geico
They send people out right away when we need help with something. adjusters have been very friendly over the years and consider the homeowners needs.
National General
I like this company because they are saving me a lot of money on auto insurance. They have not given me anything to be upset about yet, so I am more than happy for now.
Liberty Mutual
I would like more communication whether it's email or mail from month to quarterly on updates or information that may be helpful as a homeowner.
Metlife
At this time the only thing I do not like is the premium charged for my automobile insurance. I have compared this coverage and could get it lower elsewhere. Even with unbundling my coverage.
Allstate
I am satisfied with this company. The rates are probably higher than some other options, but I don't feel like searching or switching.
Progressive
I would definitely recommend this company because it was very easy to sign up and have auto renewal and auto payment options. The costs were fair as well.
Geico
We have recommend really well. because We was used this company in 3 years ago .It's good service thank you.

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