Montgomery Insurance Rates:

Montgomery, IL homeowners insurance is nearly $657 to $896, about $54-$74/month. Our extensive research reveals consumers can save as much as $310 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I have never had to use my home owner insurance. I like that the cost is bundled with my car insurance and that it is inexpensive. I only have to pay one bill a month instead of two
State Farm
I would definitely recommend State Farm, especially if you also have auto insurance through them. They give a nice discount for multiple policies and they are always professional and helpful.
Allstate
I highly recommend this insurance company because it is very reliable and effective when requesting services in my home, always benefiting my family

Montgomery, IL Homeowners Insurance By Home Value

Montgomery, IL Home Value Total Homes % of Total Average Montgomery, IL Homeowners Insurance
Less than $50,000 160 3.0% $93
$90,000 to $99,999 86 1.0% $372
$100,000 to $124,999 239 4.0% $435
$125,000 to $149,999 352 7.0% $543
$150,000 to $174,999 1,051 21.0% $644
$175,000 to $199,999 805 16.0% $745
$200,000 to $249,999 1,261 25.0% $901
$250,000 to $299,999 700 14.0% $1103
$300,000 to $399,999 293 5.0% $1398

Top Home Insurance Agents Near Montgomery, IL

Home Insurance Company Near Montgomery, IL Homeowners Insurance Agency Near Montgomery, IL Address
NA Insurhaus Inc. 2210 Midwest Rd Ste 111 , Oak Brook, IL, 60523
Farmers Gerald Peters 101 N Virginia St, Crystal Lake, IL, 60014
Travelers Likar Insurance Agency 214 E 2ND ST, LOCKPORT, IL, 60441
Travelers Nichols Insurance Agency Inc 1813 HICKS ROAD STE C, ROLLING MEADOWS, IL, 60008
Travelers Skyline Insurance Agency Inc 2302 W Belmont Avenue, Chicago, IL, 60618

Cost Of Homeowners Insurance By Street Near Montgomery, IL

Streets in Montgomery Area Homeowners Insurance Cost
Gilbert Ter, Meadows Dr, Bishop Ave, Moraine Dr, Binder St, W Kingsway Dr, Taylor St, Bowditch St, Linden Ct, US Hwy 30 Byp$769
Allaire Ave, Fays Ln, Parker Ct, Slater, Lebanon St, Kenilworth Ln, Wick Way, Captiva Dr, Schindel Dr, Woodside Ct$800
Dawn Ave, Edgewater Ct, Carol Pl, Arbor Ridge Dr, Briarcliff Rd, Clay St, Westridge Dr, Kensington Ct, Midfield Dr, Coneflower Cir$795
Baseline Rd, Faxon Dr, Knell Rd, Rochester Rd, Eastern Ave, S Lasalle St, Raymond Dr, Pebblewood Ct, Windette Dr, Airs Ave$798
Madison St, Foxmoor Dr, Bainbridge Ct, S Elmwood Dr, Walnut Park Ln, Annettes Ln, Oakland St, Verona Ridge Dr, Clarendon Ln, Apple Hill Ln$796

Montgomery, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Montgomery$115 to $117
Boulder Hill$114
Oswego$119
Aurora$116

Montgomery, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Boulder Hill CDP, Illinois $115 $153 $230
Oswego township, Kendall County, Illinois $119 $159 $239
Aurora city, Illinois $116 $155 $233

Montgomery, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Montgomery, IL3.3%10.0%
Boulder Hill3.82%11.65%
Oswego3.14%10.16%
Aurora3.45%9.78%

Montgomery Renters Insurance as a Percentage of Rent

Montgomery Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 84 9.0% $1905
$750 to $999 205 22.0% $2655
$1,000 to $1,499 370 40.0% $3780
$1,500 or more 259 28.0% $5430

Montgomery, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Montgomery Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,100$10,100
Net Savings to Montgomery Home Owner from High Deductible Plan $1,000

Montgomery, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Montgomery, IL Home Replacement Value MORE than Home Value Montgomery, IL Home Replacement Value LESS than Home Value
Replacement Value $214,500 $133,000
Insurance Premium based on Replacement Value $1,100 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Montgomery Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmErie Insurance
Monthly Premium 70110202
Year Built 201320142013
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Montgomery, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 215,000 Membrane Roof 1,950 4 $1000-$2500 Deductible 860 9 Brick siding yes
2012 250,000 Membrane Roof 1,950 5 $2500-$5000 Deductible 560 8 Stucco siding yes
2010 200,000 Shingles Roof 2,060 5 $2500-$5000 Deductible 470 8 Vinyl siding yes
2010 135,000 Metal Roof 1,380 3 $500- $1000 Deductible 120 2 Fiber-Cement Siding yes
2012 300,000 Asphalt Shingles Roof 3,140 4 > $10,000 Deductible 60 1 Brick siding yes
2010 220,000 Metal Roof 2,060 5 $500 Deductible 910 10 Stone Siding yes
2014 260,000 Membrane Roof 2,350 3 $2500-$5000 Deductible 370 6 Stucco siding yes
2011 135,000 Composition Roof 1,520 3 $2500-$5000 Deductible 140 3 Vinyl siding No
2010 220,000 Membrane Roof 1,770 3 $5000 to $10,000 Deductible 80 1 Stucco siding No
2010 315,000 Membrane Roof 2,800 4 $500- $1000 Deductible 1310 9 Stucco siding No
2011 190,000 Asphalt Shingles Roof 1,970 3 $2500-$5000 Deductible 400 7 Wood siding No
2014 465,000 Metal Roof 3,990 5 $5000 to $10,000 Deductible 110 1 Brick siding yes
2013 290,000 Metal Roof 2,330 3 > $10,000 Deductible 370 5 Stucco siding yes
2013 245,000 Wood Shake Roof 2,290 3 $500 Deductible 840 10 Stucco siding No
2011 255,000 Shingles Roof 2,200 3 $500 Deductible 340 3 Stone Siding yes
2011 320,000 Tile Roof 2,500 5 $500 Deductible 920 7 Vinyl siding No
2014 300,000 Shingles Roof 2,270 5 $5000 to $10,000 Deductible 590 9 Stucco siding No
2012 205,000 Asphalt Shingles Roof 1,890 3 > $10,000 Deductible 40 1 Vinyl siding yes
2013 520,000 Slate Shingles Roof 4,940 5 $1000-$2500 Deductible 1820 12 Vinyl siding yes
2013 230,000 Metal Roof 2,070 3 $500- $1000 Deductible 530 7 Stucco siding yes
2012 200,000 Shingles Roof 1,780 4 $500 Deductible 390 5 Stucco siding yes
2013 240,000 Wood Shake Roof 2,140 4 $1000-$2500 Deductible 560 6 Vinyl siding No
2012 150,000 Membrane Roof 1,500 3 $2500-$5000 Deductible 340 10 Wood siding No
2011 315,000 Metal Roof 2,900 5 $2500-$5000 Deductible 330 3 Brick siding No
2014 555,000 Shingles Roof 5,000 5 $1000-$2500 Deductible 820 5 Stone Siding yes
2011 290,000 Metal Roof 3,270 5 > $10,000 Deductible 660 12 Vinyl siding No
2012 320,000 Wood Shake Roof 2,760 4 $2500-$5000 Deductible 600 7 Fiber-Cement Siding No
2013 380,000 Wood Shake Roof 3,780 5 $500- $1000 Deductible 1620 10 Fiber-Cement Siding yes
2011 290,000 Tile Roof 2,320 3 > $10,000 Deductible 330 6 Stone Siding No
2014 210,000 Wood Shake Roof 2,000 4 $500 Deductible 80 1 Vinyl siding yes
2012 185,000 Asphalt Shingles Roof 2,030 5 $5000 to $10,000 Deductible 220 4 Stucco siding yes
2011 140,000 Membrane Roof 1,550 3 $1000-$2500 Deductible 270 5 Vinyl siding yes
2013 200,000 Metal Roof 1,760 3 $5000 to $10,000 Deductible 220 4 Brick siding yes
2011 450,000 Wood Shake Roof 4,020 5 $500 Deductible 250 1 Stucco siding No