How To Make Your Montgomery County, TX Home Insurance Cheaper
Montgomery County, TX, homeowners insurance is about $1386. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Montgomery County, TX Home Insurance Rates with the Texas Average
| Place | Texas Average: $1,709.0 | $ Difference vs state Average | % Difference vs state Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Montgomery County, TX | $1,386.0 | 323.0 | 0.23 | 458,339 | 206,400 |
Cost of Montgomery County, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| The Woodlands | 351,000 | 10,732 | $1,707 |
| Tomball | 213,400 | 36,166 | $1,118.4 |
| Spring | 132,200 | 4,859 | $1,647 |
| Woodbranch | 141,800 | 20,986 | $1,679 |
Homeowners Insurance Comparison for the Cheapest Premiums in Montgomery County, TX
| Alfa Insurance | State Farm | Esurance | |
| Median Home Value ($) | 206,400 | 206,400 | 206,400 |
| Age of Home | Year 50 Old | Year 30 Old | Newly Constructed Home |
| Home Coverage ($) | $300,000 -$399,999 | $750,000 -$999,999 | $400,000 -$499,999 |
| Total Premium ($) | $3,323.9 | $5,646.7 | $2,691.2 |
Cost of Montgomery County, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Blue Cross Blue Shield | 1000 | $300,000-$399,999 | 2,619.7 |
| State Auto | 2500 | $200,000-$249,999 | 1,000.0 |
| Westfield Insurance | 2500 | $750,000-$999,999 | 3,630.0 |
| State Farm | 1500 | $200,000-$249,999 | 1,222.2 |
| American National Property and Casualty Company | 1500 | $1000,000-$1499,999 | 4,886.4 |
| The Hartford | 1000 | $400,000-$499,999 | 3,168.1 |
| GEICO | 1000 | $175,000-$199,999 | 1,117.5 |
| Horace Mann Educators Corporation | 2000 | $400,000-$499,999 | 2,793.4 |
| Encompass Insurance | 1000 | $750,000-$999,999 | 4,688.8 |
| Esurance | 500 | $200,000-$249,999 | 1,347.2 |