How To Make Your Montgomery County, TN Home Insurance Cheaper
Montgomery County, TN, homeowners insurance is about $1049. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Montgomery County, TN Home Insurance Rates with the Tennessee Average
| Place | Tennessee Average: $1,044.0 | $ Difference vs state Average | % Difference vs state Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Montgomery County, TN | $1,049.0 | -5.0 | 0.00 | 173,138 | 153,700 |
Cost of Montgomery County, TN Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Adams | 122,800 | 15,816 | $955 |
| Guthrie | 101,700 | 13,899 | $793 |
| Pleasant View | 203,100 | 20,203 | $1,167 |
| Todd County | 94,800 | 12,080 | $764 |
Homeowners Insurance Comparison for the Cheapest Premiums in Montgomery County, TN
| Country Financial | Encompass Insurance | Farmer's Insurance | |
| Median Home Value ($) | 153,700 | 153,700 | 153,700 |
| Age of Home | Year 40 Old | Newly Constructed Home | Year 50 Old |
| Home Coverage ($) | $1000,000 -$1499,999 | $750,000 -$999,999 | $400,000 -$499,999 |
| Total Premium ($) | $6,491.8 | $3,946.2 | $3,982.7 |
Cost of Montgomery County, TN Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Travelers | 1500 | $500,000-$749,999 | 3,801.8 |
| Encompass Insurance | 500 | $1000,000-$1499,999 | 5,336.4 |
| GEICO | 500 | $300,000-$399,999 | 2,730.2 |
| MetLife | 2000 | $1500,000-$2000,000 | 4,843.3 |
| State Farm | 1500 | $150,000-$174,999 | 817.1 |
| State Auto | 1500 | $400,000-$499,999 | 2,970.1 |
| Liberty Mutual | 1500 | $750,000-$999,999 | 4,395.8 |
| Progressive | 500 | $100,000-$124,999 | 657.6 |
| American Home Shield | 1000 | $1000,000-$1499,999 | 5,116.4 |
| Erie Insurance | 2500 | $500,000-$749,999 | 3,110.5 |