$1,000
Homeowners Insurance Cost - Montgomery County, PA
$299,300
Median Home Value - Montgomery County, PA
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$12.0 | $988.0 |
| $1000 Deductible | -$106.2 | $893.8 |
| $1500 Deductible | -$158.6 | $841.4 |
| $2000 Deductible | -$236.2 | $763.8 |
| $2500 Deductible | -$282.0 | $718.0 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$230 | $770 |
| 30 year old | +$15 | $1,015 |
| 40 year old | +$26 | $1,026 |
| 50 year old | +$38 | $1,038 |
| Above 50 year old | +$48 | $1,048 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$140 | $860 |
| Superior | -$90 | $910 |
| Masonry | -$50 | $950 |
| Brick | -$50 | $950 |
| Hail Resistant Roof | -$30 | $970 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$20 | $1,020 |
| Swimming Pool With A Diving Board | +$50 | $1,050 |
| Swimming Pool With Slide | +$60 | $1,060 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $30 | $970 |
| Police Department | $10 | $990 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$420.0 | $1,420 |
| Filing a Second Liability Claim | +$380.0 | $1,380 |
| Filing a Second Theft Claim | +$380.0 | $1,380 |
| Filing a Second Water Claim | +$330.0 | $1,330 |
| Filing a Fire Claim | +$200.0 | $1,200 |
| Filing a Liability Claim | +$190.0 | $1,190 |
| Filing a Theft Claim | +$190.0 | $1,190 |
| Filing a Water Claim | +$160.0 | $1,160 |
| Filing a Weather Claim | +$160.0 | $1,160 |