How Much Does Montgomery, AL Home Insurance Cost?
Montgomery, AL Average Homeowners Insurance Cost
$1,093
Homeowners Insurance Cost - Montgomery, AL
$118,000
Median Home Value - Montgomery, AL
Montgomery, AL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.12 | $1,079.88 |
| $1000 Deductible | -$116.08 | $976.92 |
| $1500 Deductible | -$173.35 | $919.65 |
| $2000 Deductible | -$258.17 | $834.83 |
| $2500 Deductible | -$308.23 | $784.77 |
Montgomery, AL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$273 | $820 |
| 30 year old | +$16 | $1,109 |
| 40 year old | +$28 | $1,121 |
| 50 year old | +$42 | $1,135 |
| Above 50 year old | +$52 | $1,145 |
Montgomery, AL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$142 | $951 |
| Superior | -$109 | $984 |
| Masonry | -$55 | $1,038 |
| Brick | -$55 | $1,038 |
| Hail Resistant Roof | -$33 | $1,060 |
Montgomery, AL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$22 | $1,115 |
| Swimming Pool With A Diving Board | +$44 | $1,137 |
| Swimming Pool With Slide | +$66 | $1,159 |
Montgomery, AL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $33 | $1,060 |
| Police Department | $11 | $1,082 |
Montgomery, AL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$459.06 | $1,552 |
| Filing a Second Liability Claim | +$415.34 | $1,508 |
| Filing a Second Theft Claim | +$415.34 | $1,508 |
| Filing a Second Water Claim | +$360.69 | $1,454 |
| Filing a Fire Claim | +$218.6 | $1,312 |
| Filing a Liability Claim | +$207.67 | $1,301 |
| Filing a Theft Claim | +$207.67 | $1,301 |
| Filing a Water Claim | +$174.88 | $1,268 |
| Filing a Weather Claim | +$174.88 | $1,268 |