How To Make Your Montgomery, AL Home Insurance Cheaper
Montgomery, AL, homeowners insurance is about $1093. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Montgomery, AL Home Insurance Rates with the Montgomery County Average
| Place | Montgomery County Average: $1,639.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Montgomery, AL | $1,093.0 | -546.0 | -0.33 | 205,516 | 118,000 |
Cost of Montgomery, AL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Montgomery County | 124,100 | 2,347 | $1,126 |
| Elmore | 143,400 | 6,863 | $1,223 |
| Wetumpka | 172,800 | 7,950 | $1,349 |
| Autaugaville | 86,800 | 8,732 | $904 |
Homeowners Insurance Comparison for the Cheapest Premiums in Montgomery, AL
| Universal Property & Casualty Insurance Company | American National Property and Casualty Company | Allstate | |
| Median Home Value ($) | 118,000 | 118,000 | 118,000 |
| Age of Home | Year 30 Old | Above Year 50 | Above Year 50 |
| Home Coverage ($) | $750,000 -$999,999 | $500,000 -$749,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $7,780.5 | $7,690.4 | $10,514.2 |
Cost of Montgomery, AL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Westfield Insurance | 2500 | $1500,000-$2000,000 | 5,914.2 |
| Horace Mann Educators Corporation | 2000 | $100,000-$124,999 | 872.2 |
| American National Property and Casualty Company | 2000 | $200,000-$249,999 | 1,632.1 |
| Progressive | 500 | $500,000-$749,999 | 5,827.8 |
| Travelers | 1000 | $500,000-$749,999 | 5,587.5 |
| MAPFRE Insurance | 1000 | $250,000-$299,999 | 2,666.4 |
| Encompass Insurance | 2500 | $150,000-$174,999 | 1,039.0 |
| Allstate | 2500 | $250,000-$299,999 | 2,064.3 |
| GEICO | 2000 | $1000,000-$1499,999 | 6,273.8 |
| Liberty Mutual | 2500 | $200,000-$249,999 | 1,433.1 |