Montezuma County Insurance Rates:

Montezuma County, CO homeowners insurance is about $737 to $1,003, about $61-$83/month. Our exhaustive guide shows customers can save upto $347 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
Their online interface is easy to use and very easy to navigate whenever i need to use it for bill pay.
Metlife
The very few times i have tried to access my account online, and not been at my work computer which saves all my passwords, i have had issues logging into my account and have had to call customer service and wait through a mound of phone menus just to speak with a live person, only to get someone that doesn't understand why i am calling and to pass me off to another person in another dept. that has nothing to do with my issue.
Usaa
Usaa is a very well known company in the united states. because they are so well known, they are held to a high standard.
Geico
My premium goes up about 5 dollars every 6 months, which I don't understand. I feel if you have no accidents and make no claims your premium should go down if anything.
Usaa
They are honest and easy to work with. Never had any issues, problems or concerns. The rates are always the best.
Centauri Insurance
It's o.k. I was getting digital documents but I accidentally pressed something and now I'm back to paperwork again. I would like the option to have both. Also, they didn't communicate with my mortgage company well when I first bought the house and it caused some confusion with my policy being threatened to be canceled before it even started.
State Farm
I really don't dislike anything. I love everything about them. Most people complain about insurance companies, but I have not had one bad interaction with them
California Casualty
I have no complaints overall. As I have yet to have to file a claim, I realize that is only a small portion of what the company does, but I'm happy so far.

Montezuma County, CO Homeowners Insurance By Home Value

Montezuma County, CO Home Value Total Homes % of Total Average Montezuma County, CO Homeowners Insurance
Less than $50,000 1,148 17.0% $112
$60,000 to $69,999 145 2.0% $295
$70,000 to $79,999 118 1.0% $338
$80,000 to $89,999 119 1.0% $391
$90,000 to $99,999 108 1.0% $434
$100,000 to $124,999 578 8.0% $504
$125,000 to $149,999 475 7.0% $634
$150,000 to $174,999 739 11.0% $747
$175,000 to $199,999 664 10.0% $860
$200,000 to $249,999 957 14.0% $1042
$250,000 to $299,999 786 11.0% $1268
$300,000 to $399,999 749 11.0% $1616

Top Home Insurance Agents Near Montezuma County, CO

Home Insurance Company Near Montezuma County, CO Homeowners Insurance Agency Near Montezuma County, CO Address
NA Western Group, Inc - Durango 359 C/R 250 , Durango, CO, 81302
Farmers Courtney Harshberger 555 S Camino Del Rio # A3, Durango, CO, 81303
Liberty Mutual Independent Kysar Insurance Agency Inc 300 West Arrington Suite 100, Farmington, NM, 87401
State Farm Thomas Payne 1409 W Aztec Blvd Ste 2, Aztec, NM, 87410-1874
Allstate Western Group Inc 23 South Market, Cortez, CO, 81321

Cost Of Homeowners Insurance By Street Near Montezuma County, CO

Streets in Montezuma County Area Homeowners Insurance Cost
Rd 28.1, Goodman Point Rd, Co Rd W, McPhee Rd, Rd 24.4, Co Rd 39, Co Rd X, Rd P, Chief Ignacio St, Creek 41$892
W Menefee St, Co Rd H, P 5, Co Rd 33.6, Rd 24, 28.2 Rd, State Hwy 184, Amanda Lee Ln, 19th St, W 3rd Ave$886
H 8, E Mancos Rd, Rd 40.5, State Hwy 145, Mc Rd 25, Rd 19, Rd 28.8, S Linden St, Rd M, M C Rd 23.5$892
Rd S.8, S 8th St, S Market St, Co Rd G-2, Rd 32.1, Jennings Dr, Rd T.75, US Hwy 160 Business Rte, Cr 36.5, Co Rd 29.75$892
Layfette Head Rd, N Pinon Dr, 4th St, Sunset Blvd, State Hwy 184, Rivera St, N Adams St, Lois Ln, Co Rd 22, N Market St$860

Montezuma County, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Montezuma County$130 to $132
Cortez$129
Towaoc$124
Lewis$131

Montezuma County, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cortez CCD, Montezuma County, Colorado $108 $144 $216
Towaoc CDP, Colorado $104 $139 $208
Lewis CDP, Colorado $110 $146 $219

Montezuma County, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Montezuma County, CO6.1%20.0%
Cortez6.27%19.94%
Towaoc9.92%29.67%
Lewis4.27%22.86%

Montezuma County Renters Insurance as a Percentage of Rent

Montezuma County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 96 3.0% $354
$200 to $299 175 6.0% $804
$300 to $499 595 21.0% $1254
$500 to $749 613 22.0% $1929
$750 to $999 604 21.0% $2679
$1,000 to $1,499 627 22.0% $3804
$1,500 or more 68 2.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Montezuma County For Different Scenarios

Structure Type Deductible Company Premium
Masonry $500 Alliance Insurance Company, Inc. $373
Masonry $500 Auto-Owners Insurance Company $2,080
Masonry $500 Csaa General Insurance Company $1,249
Frame $500 Farmers Alliance Mutual Insurance Company $405
Masonry $500 Farmers Alliance Mutual Insurance Company $371
Masonry $500 Federal Insurance Company $1,493
Masonry $500 Metropolitan Property And Casualty Insurance Company $685
Masonry $500 Pharmacists Mutual Insurance Company $724
Masonry $500 Teachers Insurance Company $781