Montevideo Insurance Rates:

Montevideo, MN homeowners insurance is roughly $822 to $1,116, about $68-$93/month. Our detailed research indicates shoppers can save as much as $387 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Montevideo, MN Homeowners Insurance By Home Value

Montevideo, MN Home Value Total Homes % of Total Average Montevideo, MN Homeowners Insurance
Less than $50,000 183 11.0% $271
$50,000 to $59,999 137 8.0% $571
$60,000 to $69,999 156 9.0% $717
$70,000 to $79,999 160 10.0% $823
$80,000 to $89,999 211 13.0% $930
$90,000 to $99,999 114 7.0% $1046
$100,000 to $124,999 202 12.0% $1211
$125,000 to $149,999 112 7.0% $1511
$150,000 to $174,999 104 6.0% $1792
$175,000 to $199,999 75 4.0% $2063
$200,000 to $249,999 83 5.0% $2490
$250,000 to $299,999 24 1.0% $3042
$300,000 to $399,999 17 1.0% $3866

Top Home Insurance Agents Near Montevideo, MN

Home Insurance Company Near Montevideo, MN Homeowners Insurance Agency Near Montevideo, MN Address
NA Pioneer Heritage Insurance, Llc 242 1St St N Pennock, Willmar, MN, 56279
NA F & M Insurance Agency Of Olivia 815 E Depue, Olivia, MN, 56277
Allstate Dbe Insurance 105 Central Ave E, New London, MN, 56273
Farmers Heather Storm 204 S Main St Ste D, Milbank, SD, 57252
State Farm Mark Henderson 761 Prentice St Ste 1, Granite Falls, MN, 56241-1552

Cost Of Homeowners Insurance By Street Near Montevideo, MN

Streets in Montevideo Area Homeowners Insurance Cost
S 7th St, Co Rd 36, Ost Ave, Park Ave, Rolling Hills Dr SW, 50th St SW, 145th St SE, Co Rd 17, Tanglewood Dr, Ramsey Mobile Home Park Dr$967
30th Ave SW, 60th St SE, 16th St, Dresser St, 50th St SE, Co Rd 4, Evans Rd, 840th Ave, S 5th St, Co Rd 5$986
S 4th St, 40th St SW, Warren St, Minnesota River Dr SW, Cynthia St, 170th St SE, N 20th St, William Dr, Eureka Ave, Co Rd 7$990
60th St SW, Miller St, Agnes Ave, 24th St N, Minnie St, S 1st St, Brenda Ln, Ashmore Ave, 30th Ave SE, N 2nd St$985
47th St SW, N 21st St, 40th St SE, 60th Ave SW, S 14th St, Fosnes Ave, 60th Ave SE, Minnesota Ave, E Skyline Dr, 50th Ave SW$969

Montevideo, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Montevideo$144 to $147
Sparta$152
Camp Release$153
Rosewood$151

Montevideo, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sparta township, Chippewa County, Minnesota $127 $169 $254
Camp Release township, Lac qui Parle County, Minnesota $128 $170 $255
Rosewood township, Chippewa County, Minnesota $126 $168 $252

Montevideo, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Montevideo, MN7.7%23.5%
Sparta5.81%20.34%
Camp Release5.89%22.45%
Rosewood6.38%17.16%

Montevideo Renters Insurance as a Percentage of Rent

Montevideo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 7.0% $354
$200 to $299 30 4.0% $804
$300 to $499 103 15.0% $1254
$500 to $749 198 29.0% $1929
$750 to $999 140 21.0% $2679
$1,000 to $1,499 41 6.0% $3804
$1,500 or more 101 15.0% $5454

Montevideo, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Montevideo Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,900$6,400
Net Savings to Montevideo Home Owner from High Deductible Plan $1,500

Montevideo, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Montevideo, MN Home Replacement Value MORE than Home Value Montevideo, MN Home Replacement Value LESS than Home Value
Replacement Value $119,000 $82,500
Insurance Premium based on Replacement Value $775 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $50/year

Example Montevideo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceState Farm
Monthly Premium 426489
Year Built 197719441965
Home Details 2 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$100000-$125000$125000-$150000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Montevideo, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 135,000 Slate Shingles Roof 2,530 4 $500- $1000 Deductible 200 2 Stucco siding No
1945 150,000 Shingles Roof 2,450 5 $500 Deductible 1070 10 Wood siding yes
1965 210,000 Asphalt Shingles Roof 3,780 5 $5000 to $10,000 Deductible 150 2 Brick siding yes
1980 110,000 Wood Shake Roof 1,650 3 $2500-$5000 Deductible 120 3 Brick siding yes
1961 60,000 Wood Shake Roof 900 2 $500 Deductible 280 7 Vinyl siding No
1975 195,000 Metal Roof 3,320 4 $500- $1000 Deductible 970 10 Vinyl siding yes
1984 135,000 Asphalt Shingles Roof 2,380 5 $500 Deductible 640 8 Fiber-Cement Siding yes
1965 225,000 Asphalt Shingles Roof 3,320 5 > $10,000 Deductible 620 9 Fiber-Cement Siding No
1963 105,000 Wood Shake Roof 2,010 4 $500 Deductible 630 8 Brick siding yes
1978 110,000 Slate Shingles Roof 1,850 3 $2500-$5000 Deductible 280 4 Vinyl siding No
1943 135,000 Slate Shingles Roof 2,310 5 $500 Deductible 630 6 Stucco siding No
1940 155,000 Tile Roof 2,800 4 $1000-$2500 Deductible 790 8 Brick siding yes
1984 80,000 Composition Roof 1,490 2 $2500-$5000 Deductible 340 8 Stucco siding yes
1980 255,000 Composition Roof 3,340 4 $500 Deductible 1580 8 Brick siding No
1974 190,000 Tile Roof 3,080 5 $5000 to $10,000 Deductible 590 7 Fiber-Cement Siding yes
1965 75,000 Composition Roof 970 2 $500 Deductible 200 4 Wood siding No
1969 95,000 Shingles Roof 1,410 2 $500- $1000 Deductible 380 8 Stucco siding yes
1943 135,000 Asphalt Shingles Roof 2,120 5 $1000-$2500 Deductible 260 3 Vinyl siding yes
1967 100,000 Slate Shingles Roof 1,780 3 $500 Deductible 340 4 Stucco siding yes
1960 100,000 Composition Roof 1,700 4 $500 Deductible 230 4 Fiber-Cement Siding yes
1987 230,000 Metal Roof 3,280 5 $5000 to $10,000 Deductible 180 2 Vinyl siding No
1961 110,000 Wood Shake Roof 1,800 2 $500- $1000 Deductible 400 6 Stucco siding yes
1961 80,000 Shingles Roof 1,410 2 $500 Deductible 180 3 Fiber-Cement Siding yes
1944 225,000 Composition Roof 3,060 5 $2500-$5000 Deductible 620 6 Stone Siding yes
1971 180,000 Slate Shingles Roof 3,010 4 $500- $1000 Deductible 1240 9 Wood siding No
1969 145,000 Slate Shingles Roof 2,770 5 $2500-$5000 Deductible 640 10 Fiber-Cement Siding No
1941 150,000 Shingles Roof 2,020 3 $500- $1000 Deductible 1210 12 Stucco siding No
1974 155,000 Tile Roof 2,700 5 $2500-$5000 Deductible 140 2 Stone Siding yes
1978 135,000 Tile Roof 1,860 5 $2500-$5000 Deductible 850 10 Stucco siding No
1960 175,000 Slate Shingles Roof 3,080 5 $500- $1000 Deductible 770 7 Brick siding yes
1989 65,000 Tile Roof 1,260 3 $500- $1000 Deductible 540 12 Fiber-Cement Siding No
1960 100,000 Asphalt Shingles Roof 1,390 3 $2500-$5000 Deductible 340 7 Brick siding yes
1973 125,000 Slate Shingles Roof 2,220 3 $1000-$2500 Deductible 800 9 Vinyl siding No
1985 130,000 Tile Roof 2,060 5 $500- $1000 Deductible 610 9 Fiber-Cement Siding yes