Montesano Insurance Rates:

Montesano, WA homeowners insurance is about $496 to $676, about $41-$56/month. Our all inclusive analysis indicates shoppers can save upto $234 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Montesano, WA Homeowners Insurance By Home Value

Montesano, WA Home Value Total Homes % of Total Average Montesano, WA Homeowners Insurance
Less than $50,000 162 8.0% $70
$50,000 to $59,999 27 1.0% $158
$60,000 to $69,999 39 1.0% $193
$80,000 to $89,999 23 1.0% $251
$100,000 to $124,999 143 7.0% $328
$125,000 to $149,999 110 5.0% $410
$150,000 to $174,999 346 17.0% $486
$175,000 to $199,999 267 13.0% $562
$200,000 to $249,999 412 20.0% $679
$250,000 to $299,999 203 10.0% $832
$300,000 to $399,999 243 12.0% $1054

Top Home Insurance Agents Near Montesano, WA

Home Insurance Company Near Montesano, WA Homeowners Insurance Agency Near Montesano, WA Address
NA Ghb, Inc. 556 Lilly Rd Se, Ste A, Olympia, WA, 98501
Farmers Darrel Maasjo 3434 Martin Way E Ste 3, Olympia, WA, 98506
State Farm Douglas Allan 4631 Whitman Ln SE, Lacey, WA, 98513-2234
State Farm Melanie Bakala 821 W Railroad Ave, Shelton, WA, 98584-3845
Farmers Monica Dailey 1014 NW State Ave, Chehalis, WA, 98532

Cost Of Homeowners Insurance By Street Near Montesano, WA

Streets in Montesano Area Homeowners Insurance Cost
Cherry Rd, 63590, 72700, Church St S, 713, 736, Black Creek Ln, W Harriet Ave, 58220, Lawrence Dr$584
Chehalis St S, Cherry Ln, 73460, Glenn Rd S, 58010, Simpson Ave W, 71100, Spruce Ave E, W Boundary Rd W, 72170$583
Meadow Lark Dr, 73010, W Wynooche Ave, Monte Elma Rd, Brady Loop Rd E, Glenn Ct, W Beacon Ave, W Harriet, 96280, Main St S$586
Talbot St N, S10th St, 9th St S, 63840, S 4th St, 71491, W McBryde Ave, 70570, Val Vista Ln, Olympic Hwy$588
W Wynoochee Ave, Fern Ln, 59010, S 5th St, Poplar Rd, Roup Ln, N First St, 6th St S, Wynooche Ave E, 73310$588

Montesano, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Montesano$87 to $90
Satsop$88
Wishkah$87
Grays Harbor County$86

Montesano, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Satsop CDP, Washington $74 $98 $147
Wishkah CCD, Grays Harbor County, Washington $73 $97 $146
Brady CDP, Washington $74 $99 $148

Montesano, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Montesano, WA3.5%12.0%
Satsop3.74%14.5%
Wishkah3.97%12.17%
Brady2.45%10.32%

Montesano Renters Insurance as a Percentage of Rent

Montesano Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 3.0% $350
$200 to $299 31 5.0% $800
$300 to $499 42 7.0% $1250
$500 to $749 293 52.0% $1925
$750 to $999 102 18.0% $2675
$1,000 to $1,499 54 9.0% $3800
$1,500 or more 19 3.0% $5450

Montesano, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Montesano Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Montesano Home Owner from High Deductible Plan $600

Montesano, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Montesano, WA Home Replacement Value MORE than Home Value Montesano, WA Home Replacement Value LESS than Home Value
Replacement Value $238,500 $172,500
Insurance Premium based on Replacement Value $700 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $50/year

Example Montesano Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceFarmers Insurance
Monthly Premium 236532
Year Built 197419482011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$300000-$350000$150000-$175000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Montesano, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 280,000 Tile Roof 2,300 3 $500 Deductible 580 9 Vinyl siding yes
1944 260,000 Asphalt Shingles Roof 2,620 4 $5000 to $10,000 Deductible 280 7 Stucco siding No
1986 365,000 Membrane Roof 2,890 4 $1000-$2500 Deductible 870 10 Vinyl siding yes
2010 240,000 Composition Roof 1,980 3 $5000 to $10,000 Deductible 190 6 Fiber-Cement Siding No
1943 235,000 Composition Roof 2,440 4 $2500-$5000 Deductible 80 2 Vinyl siding yes
1947 225,000 Wood Shake Roof 1,900 3 $1000-$2500 Deductible 50 1 Stone Siding No
1979 160,000 Asphalt Shingles Roof 1,710 3 $5000 to $10,000 Deductible 310 12 Fiber-Cement Siding No
1962 230,000 Asphalt Shingles Roof 1,990 3 > $10,000 Deductible 410 10 Brick siding No
1976 245,000 Slate Shingles Roof 2,130 3 $5000 to $10,000 Deductible 250 8 Brick siding yes
1981 300,000 Slate Shingles Roof 3,160 4 $1000-$2500 Deductible 220 6 Brick siding yes
1984 195,000 Composition Roof 1,760 3 $1000-$2500 Deductible 600 12 Stone Siding No
1976 220,000 Composition Roof 2,020 4 $1000-$2500 Deductible 110 2 Stucco siding yes
1973 150,000 Slate Shingles Roof 1,250 3 $1000-$2500 Deductible 30 1 Brick siding No
1963 220,000 Metal Roof 2,200 4 $500 Deductible 600 10 Brick siding No
1974 190,000 Tile Roof 1,920 3 $500- $1000 Deductible 100 3 Fiber-Cement Siding No
1982 200,000 Metal Roof 2,220 3 $5000 to $10,000 Deductible 80 3 Brick siding yes
1961 180,000 Asphalt Shingles Roof 1,860 4 $500- $1000 Deductible 30 1 Stucco siding yes
1989 115,000 Metal Roof 1,260 3 $500- $1000 Deductible 140 4 Brick siding No
1944 230,000 Tile Roof 2,530 4 $500 Deductible 500 8 Brick siding No
1983 210,000 Slate Shingles Roof 2,160 3 $2500-$5000 Deductible 310 7 Stone Siding No
1982 290,000 Wood Shake Roof 3,200 4 $500- $1000 Deductible 410 5 Fiber-Cement Siding yes
1965 260,000 Composition Roof 2,470 4 $1000-$2500 Deductible 320 7 Stucco siding No
1973 295,000 Composition Roof 2,470 4 $500- $1000 Deductible 660 9 Stucco siding yes
1961 275,000 Tile Roof 2,580 4 $5000 to $10,000 Deductible 300 5 Brick siding yes
1984 385,000 Shingles Roof 2,980 4 $500- $1000 Deductible 350 4 Wood siding yes
1963 305,000 Membrane Roof 3,040 4 > $10,000 Deductible 80 2 Vinyl siding No
1975 280,000 Slate Shingles Roof 2,850 4 $500 Deductible 200 3 Wood siding yes
2011 145,000 Shingles Roof 1,290 3 $2500-$5000 Deductible 260 8 Vinyl siding No
1944 280,000 Wood Shake Roof 3,170 4 $5000 to $10,000 Deductible 400 7 Stucco siding yes
1946 295,000 Membrane Roof 2,710 4 $5000 to $10,000 Deductible 530 10 Brick siding No
1983 160,000 Shingles Roof 1,270 3 $500 Deductible 200 6 Stone Siding yes
1969 390,000 Shingles Roof 3,030 4 > $10,000 Deductible 170 3 Stucco siding yes
1964 170,000 Wood Shake Roof 1,280 3 $2500-$5000 Deductible 200 7 Brick siding No
2010 170,000 Membrane Roof 1,530 3 $1000-$2500 Deductible 170 4 Stone Siding No