Montclair, NJ homeowners insurance is about $794 to $1,081, about $66-$90/month. Our all inclusive analysis indicates shoppers can save upto $374 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Montclair, NJ | Homeowners Insurance Agency Near Montclair, NJ | Address |
|---|---|---|
| Allstate | Deborah Allen | 24214A Merrick Blvd, Rosedale, NY, 11422 |
| Travelers | Gonzalez & Company Ins Agy Inc | 5833 Kennedy Blvd North Bergen, Union City, NJ, 7047 |
| Travelers | Gottliebs Insurance Agency Inc | 66 ROUTE 59, MONSEY, NY, 10952 |
| Allstate | Jimmy Cheng | 2650 Route 130 Ste 1, Cranbury, NJ, 8512 |
| State Farm | Kurt Thoma | 5 Fairlawn Dr, Suite 107, Washingtonville, NY, 10992 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Upper Montclair CDP, New Jersey | $143 | $191 | $287 |
| Glen Ridge borough, New Jersey | $140 | $186 | $279 |
| Bloomfield township, Essex County, New Jersey | $129 | $172 | $258 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Montclair, NJ | 2.1% | 7.8% |
| Upper Montclair | 2.0% | 7.98% |
| Glen Ridge | 2.06% | 7.76% |
| Bloomfield | 2.63% | 7.18% |
| Montclair Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 146 | 2.0% | $744 |
| $300 to $499 | 137 | 2.0% | $1194 |
| $500 to $749 | 138 | 2.0% | $1869 |
| $750 to $999 | 734 | 12.0% | $2619 |
| $1,000 to $1,499 | 2,483 | 42.0% | $3744 |
| $1,500 or more | 2,144 | 36.0% | $5394 |
| Streets in Montclair Area | Homeowners Insurance Cost |
|---|---|
| Braemore Rd, Ward Pl, Haddon Pl, High Ter, Morningside Ave, Normal Ave, Warfield St, Riverview Dr W, Erwin Park, The Crescent | $966 |
| Manor Ct, Heller Way, Willowdale Ct, Wellesley Rd, Van Vleck St, Grenada Pl, Warman St, Ardsley Rd, Bellevue Plz, S Park St | $872 |
| Ferncliff Ter, Valley Way, Garden St, Macopin Ave, Sutherland Rd, Christopher St, Alexander Ct, Upper Mountain Ave, Lorraine Ave, Saint Lukes Pl | $944 |
| Graham Ter, Amherst Pl, Parkhurst Pl, N Willow St, Hartley St, Bruce Rd, Alexander Ave, Mount Hebron Rd, Carlisle Rd, Willard Pl | $965 |
| Lee Pl, Trinity Pl, Crestview Ct, Warren Pl, Vincent Pl, Mountain Ter, Kips Ridge, Pierson Pl, Laurel Place Plz, Belvidere Pl | $965 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Montclair | $139 to $141 |
| Upper Montclair | $143 |
| Glen Ridge | $139 |
| Bloomfield | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $4,300 |
| Yearly Montclair Homeowner Insurance Premium Example | $3,100 | $2,600 |
| Out of Pocket Expense During Claim | $1,300 | $4,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $26,100 | $25,100 |
| Net Savings to Montclair Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Montclair, NJ Home Replacement Value MORE than Home Value | Montclair, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $1,210,000 | $730,000 |
| Insurance Premium based on Replacement Value | $4,950 | $3,000 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $270,000 | Risk Exposure from Under Insuring Coverage is $210,000 |
| Premium Impact | Insurance cheaper by $850/year | Insurance costlier by $1,100/year |
| Insurance Company | Chubb Group of Insurance | Amica Mutual Insurance Company | State Farm |
| Monthly Premium | 249 | 208 | 149 |
| Year Built | 1956 | 1965 | 1944 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $600000-$700000 | $800000-$900000 | $350000-$400000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |