Simple Ways to Save on Montana Homeowners Insurance
Montana homeowners can save about $160. A detailed analysis by Vhome insurance shows customers can save upto $160 by choosing different saving options. Our analysis shows the cheapest and the most expensive home insurance providers.Enter your zip code and click “GO” to get multiple free quotes.
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Top Populated Places with Average Home Insurance Rates and Potential Savings
| Place | Average Home Insurance ($) | Savings ($) |
|---|
| Billings |
1,021 |
409 |
| Missoula |
1,117 |
447 |
| Great Falls |
975 |
390 |
| Helena |
1,061 |
425 |
| Bozeman |
1,213 |
485 |
| Kalispell |
1,048 |
419 |
| Butte |
872 |
349 |
| Silver |
899 |
360 |
| Flathead Reservation |
1,066 |
426 |
| Belgrade |
1,134 |
454 |
Top Populated Counties with Average Home Insurance Rates and Potential Savings
| Place | Average Home Insurance ($) | Savings ($) |
|---|
| Yellowstone County |
1,072 |
429 |
| Missoula County |
1,165 |
466 |
| Flathead County |
1,139 |
456 |
| Gallatin County |
1,264 |
506 |
| Cascade County |
984 |
394 |
| Lewis and Clark County |
1,091 |
436 |
| Ravalli County |
1,139 |
456 |
| Silver Bow County |
894 |
358 |
| Lake County |
1,097 |
439 |
| Lincoln County |
1,001 |
400 |
Places with Highest Savings Calculated as the Difference between the 75th Percentile
and 25th Percentile on Yearly Premiums
| Place | Median Home Value ($) | 25th Percentile | 75th Percentile | 75th - 25th Percentile |
|---|
| Glendive |
1,501 |
1,012 |
2,401 |
1,389 |
| Billings |
1,738 |
1,103 |
2,430 |
1,327 |
| Scobey |
1,314 |
874 |
2,078 |
1,204 |
| Greatfalls |
1,364 |
838 |
1,829 |
991 |
| Helena |
1,198 |
720 |
1,534 |
814 |
| Missoula |
1,088 |
733 |
1,535 |
802 |
| Butte |
1,066 |
707 |
1,502 |
795 |
| Bozeman |
950 |
648 |
1,441 |
793 |
| Kalispell |
953 |
607 |
1,214 |
607 |
The Cheapest and Most Expensive Quotes and Their Differences in Montana
| Expensive Home Insurance company | Average Premium ($) | Cheap Home Insurance company | Average Premium ($) | Difference between Expensive and Cheap Insurance Premiums ($) |
|---|
| State Farm Fire & Casualty Co. |
4,556 |
Safeco Insurance Co. of America |
599 |
3,957 |
Montana Homeowners Insurance Premium in Comparison with the Nation
| State | Population | Median Home Value ($) | National Average Premium ($) | State Average Premium ($) | Difference vs. National Average ($) | Percentage Difference vs. National Average |
|---|
| Montana |
1,029,862 |
$209,100 |
$1,191 |
$1,103 |
-88 |
-7% |